COSE:MBSL.N0000 Income Statement

Financials in millions LKR. Fiscal year is January - December.

Millions LKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	7,886	7,442	6,467	6,915	6,705	5,601
Interest Paid on Deposits	4,586	4,265	4,003	4,897	4,688	2,683
Net Interest Income	3,300	3,177	2,464	2,018	2,017	2,919
Net Interest Income Growth (YoY)	24.09%	28.93%	22.14%	0.04%	-30.91%	91.49%
Income From Trading Activities	411.35	782.35	804.76	120.24	3.66	44.28
Gain (Loss) on Sale of Assets	56	56	14.74	24.96	29.07	85.54
Other Non-Interest Income	-105.7	-482.44	625.29	767.81	221.55	429.23
Total Non-Interest Income	361.65	355.92	1,445	913.01	254.28	559.05
Non-Interest Income Growth (YoY)	-64.14%	-75.37%	58.25%	259.06%	-54.52%	81.52%
Revenues Before Loan Losses	3,662	3,533	3,909	2,931	2,271	3,478
Provision for Loan Losses	-162.28	-111.52	-46.19	-25.09	-16.5	74.45
Revenue	3,824	3,645	3,955	2,956	2,287	3,404
Revenue Growth (YoY)	2.85%	-7.86%	33.82%	29.21%	-32.79%	168.23%
Salaries and Employee Benefits	1,677	1,648	1,579	1,491	1,527	1,361
Occupancy Expenses	345.51	331.15	327.72	309.31	298.62	272.43
Selling, General & Administrative	110.83	110.83	126.31	45.84	86.51	96.21
Other Non-Interest Expense	1,403	1,361	1,459	1,169	889.67	947.7
Total Non-Interest Expense	3,414	3,343	3,479	2,986	2,746	2,568
EBT Excluding Unusual Items	410.49	301.94	475.89	-30.76	-458.25	835.7
Pretax Income	410.49	301.94	475.89	-30.76	-458.25	835.7
Income Tax Expense	322.77	281.36	210.25	55.11	-148.76	358.4
Earnings From Continuing Operations	87.72	20.58	265.65	-85.86	-309.49	477.3
Minority Interest in Earnings	123.79	127.96	-5.31	3.76	-15.57	47.77
Net Income	211.51	148.54	260.34	-82.1	-325.06	525.07
Net Income to Common	211.51	148.54	260.34	-82.1	-325.06	525.07
Net Income Growth	36.03%	-42.94%	-	-	-	-
Basic Shares Outstanding	498	525	525	525	525	259
Diluted Shares Outstanding	498	525	525	525	525	259
Shares Change (YoY)	-2.67%	-	-	-	102.35%	56.28%
EPS (Basic)	0.42	0.28	0.50	-0.16	-0.62	2.03
EPS (Diluted)	0.42	0.28	0.50	-0.16	-0.62	2.03
EPS Growth	39.76%	-42.94%	-	-	-	-
Effective Tax Rate	78.63%	93.18%	44.18%	-	-	42.89%