Merchant Bank of Sri Lanka & Finance PLC (COSE:MBSL.N0000)

COSE:MBSL.N0000 Financials Overview

Financials in millions LKR. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	3,824	3,645	3,955	2,956	2,287	3,404
Revenue Growth	2.85%	-7.86%	33.82%	29.21%	-32.79%	168.23%
Net Income Net Income Growth	211.51	148.54	260.34	-82.1	-325.06	525.07
Earnings Per Share EPS Growth	0.42	0.28	0.50	-0.16	-0.62	2.03
EPS Growth	39.76%	-42.94%	-	-	-	-

Revenue by Segment

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Eliminations / Unallocated Eliminations / Unallocated Growth	-460.69	-494.45	880.39	652.37	-896.4	-209.92
Leasing Leasing Growth	1,676	1,834	1,110	785.3	1,542	1,909
Loans Loans Growth	2,058	1,809	1,025	1,053	1,335	1,329
Corporate Advisory & Capital Markets Corporate Advisory & Capital Markets Growth	459.3	425.54	547.64	50.26	-136.65	153.67
Insurance Insurance Growth	91.63	70.55	392.62	435.64	443.29	221.1
Total Total Growth	3,824	3,645	3,955	2,977	2,287	3,404

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	7,574	8,997	10,046	9,687	1,376	2,327
Total Debt Total Debt Growth	15,902	17,559	9,207	3,810	3,363	6,965
Net Cash (Debt) Net Cash Growth	-8,329	-8,562	838.76	5,877	-1,987	-4,638
Net Cash Growth	-	-	-85.73%	-	-	-
Net Cash Per Share Net Cash Per Share Growth	-16.73	-16.32	1.60	11.20	-3.79	-17.89

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	-11,934	-12,802	-6,459	4,592	4,221	-884.12
Capital Expenditures CapEx Growth	-185.17	-163.01	-49.01	-43.21	-53.21	-65.8
Free Cash Flow Free Cash Flow Growth	-12,119	-12,965	-6,508	4,548	4,168	-949.92
Free Cash Flow Growth	-	-	-	9.13%	-	-

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Profit Margin	5.53%	4.08%	6.58%	-2.78%	-14.21%	15.43%
FCF Margin	-316.91%	-355.74%	-164.55%	153.89%	182.20%	-27.91%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 12, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	24.72	44.85	12.09	-	-	5.89
P/FCF Ratio	-	-	-	0.51	0.43	-
PS Ratio	1.44	1.83	0.80	0.78	0.78	0.91

Data Source: S&P Global Market Intelligence Last updated: Mar 31, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 12, 2026

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