PMF Finance Income Statement

Financials in millions LKR. Fiscal year is April - March.

Millions LKR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	4,446	3,954	3,103	2,008	794.22	470.98
Total Interest Expense	2,004	1,981	1,988	1,255	300.02	237.59
Net Interest Income	2,442	1,973	1,116	752.65	494.2	233.39
Commissions and Fees	91.37	77.92	39.5	29.55	19.24	11
Gain (Loss) on Sale of Investments	111.75	111.75	130.61	30.64	28.37	44
Other Revenue	78.62	78.62	54.62	-	0.74	0.59
Revenue Before Loan Losses	2,723	2,241	1,340	812.85	542.54	288.97
Provision for Loan Losses	345.45	312.5	225.55	154.03	-40.91	-41.8
Revenue	2,378	1,929	1,115	658.82	583.46	330.78
Revenue Growth (YoY)	62.70%	73.04%	69.21%	12.92%	76.39%	84.48%
Salaries & Employee Benefits	449.99	358.97	254.57	258.9	260.7	174.11
Other Operating Expenses	1,238	1,092	777.25	517	170.19	95.06
Total Operating Expenses	1,886	1,621	1,140	847.69	484.02	308.91
Operating Income	491.67	308.34	-24.87	-188.87	99.44	21.87
Currency Exchange Gain (Loss)	0.01	0.01	-0.13	0.18	0.56	0.08
EBT Excluding Unusual Items	491.68	308.35	-25	-188.69	100	21.94
Pretax Income	492.96	309.63	-24.99	-183.82	140	67.33
Income Tax Expense	107.08	-12.84	-44.25	-29.81	-51.63	-0.4
Net Income	385.88	322.48	19.26	-154.01	191.63	67.72
Net Income to Common	385.88	322.48	19.26	-154.01	191.63	67.72
Net Income Growth	183.70%	1574.15%	-	-	182.96%	-
Shares Outstanding (Basic)	403	405	405	405	348	215
Shares Outstanding (Diluted)	403	405	405	405	348	215
Shares Change (YoY)	-9.12%	-	-	16.35%	62.31%	9.32%
EPS (Basic)	0.96	0.80	0.05	-0.38	0.55	0.32
EPS (Diluted)	0.96	0.80	0.05	-0.38	0.55	0.32
EPS Growth	212.18%	1574.15%	-	-	74.30%	-
Free Cash Flow	-4,509	-2,682	177.85	2,044	-2,592	-1,228
Free Cash Flow Per Share	-11.19	-6.62	0.44	5.04	-7.44	-5.72
Operating Margin	20.68%	15.98%	-2.23%	-28.67%	17.04%	6.61%
Profit Margin	16.23%	16.72%	1.73%	-23.38%	32.84%	20.47%
Free Cash Flow Margin	-189.63%	-139.04%	15.95%	310.30%	-444.28%	-371.16%
Revenue as Reported	4,780	4,275	3,345	2,095	969.47	629.49

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.