PMF Finance Income Statement

Financials in millions LKR. Fiscal year is April - March.

Millions LKR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	4,919	3,954	3,103	2,008	794.22
Total Interest Expense	1,997	1,981	1,988	1,255	300.02
Net Interest Income	2,922	1,973	1,116	752.65	494.2
Commissions and Fees	80.77	77.92	39.5	29.55	19.24
Gain (Loss) on Sale of Investments	2.3	111.75	130.61	30.64	28.37
Other Revenue	-	78.62	54.62	-	0.74
Revenue Before Loan Losses	3,005	2,241	1,340	812.85	542.54
Provision for Loan Losses	431.92	312.5	225.55	154.03	-40.91
Revenue	2,573	1,929	1,115	658.82	583.46
Revenue Growth (YoY)	33.37%	73.04%	69.21%	12.92%	76.39%
Salaries & Employee Benefits	642.43	358.97	254.57	258.9	260.7
Other Operating Expenses	1,099	1,092	777.25	517	170.19
Total Operating Expenses	1,946	1,621	1,140	847.69	484.02
Operating Income	626.25	308.34	-24.87	-188.87	99.44
Currency Exchange Gain (Loss)	-	0.01	-0.13	0.18	0.56
EBT Excluding Unusual Items	626.25	308.35	-25	-188.69	100
Pretax Income	626.25	309.63	-24.99	-183.82	140
Income Tax Expense	273.16	-12.84	-44.25	-29.81	-51.63
Net Income	353.09	322.48	19.26	-154.01	191.63
Net Income to Common	353.09	322.48	19.26	-154.01	191.63
Net Income Growth	9.49%	1574.15%	-	-	182.96%
Shares Outstanding (Basic)	406	405	405	405	348
Shares Outstanding (Diluted)	406	405	405	405	348
Shares Change (YoY)	0.14%	-	-	16.35%	62.31%
EPS (Basic)	0.87	0.80	0.05	-0.38	0.55
EPS (Diluted)	0.87	0.80	0.05	-0.38	0.55
EPS Growth	9.35%	1574.15%	-	-	74.30%
Free Cash Flow	-2,099	-2,682	177.85	2,044	-2,592
Free Cash Flow Per Share	-5.17	-6.62	0.44	5.04	-7.44
Operating Margin	24.34%	15.98%	-2.23%	-28.67%	17.04%
Profit Margin	13.73%	16.72%	1.73%	-23.38%	32.84%
Free Cash Flow Margin	-81.61%	-139.04%	15.95%	310.30%	-444.28%
Effective Tax Rate	43.62%	-	-	-	-
Revenue as Reported	5,145	4,275	3,345	2,095	969.47