PMF Finance Income Statement

Financials in millions LKR. Fiscal year is April - March.

Millions LKR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	4,708	3,954	3,103	2,008	794.22	470.98
Total Interest Expense	2,014	1,981	1,988	1,255	300.02	237.59
Net Interest Income	2,694	1,973	1,116	752.65	494.2	233.39
Commissions and Fees	91.12	77.92	39.5	29.55	19.24	11
Gain (Loss) on Sale of Investments	79.61	111.75	130.61	30.64	28.37	44
Other Revenue	78.62	78.62	54.62	-	0.74	0.59
Revenue Before Loan Losses	2,944	2,241	1,340	812.85	542.54	288.97
Provision for Loan Losses	380.55	312.5	225.55	154.03	-40.91	-41.8
Revenue	2,563	1,929	1,115	658.82	583.46	330.78
Revenue Growth (YoY)	60.04%	73.04%	69.21%	12.92%	76.39%	84.48%
Salaries & Employee Benefits	495.72	358.97	254.57	258.9	260.7	174.11
Other Operating Expenses	1,287	1,092	777.25	517	170.19	95.06
Total Operating Expenses	1,989	1,621	1,140	847.69	484.02	308.91
Operating Income	574.16	308.34	-24.87	-188.87	99.44	21.87
Currency Exchange Gain (Loss)	0.01	0.01	-0.13	0.18	0.56	0.08
EBT Excluding Unusual Items	574.16	308.35	-25	-188.69	100	21.94
Pretax Income	575.45	309.63	-24.99	-183.82	140	67.33
Income Tax Expense	177.74	-12.84	-44.25	-29.81	-51.63	-0.4
Net Income	397.71	322.48	19.26	-154.01	191.63	67.72
Net Income to Common	397.71	322.48	19.26	-154.01	191.63	67.72
Net Income Growth	134.82%	1574.15%	-	-	182.96%	-
Shares Outstanding (Basic)	403	405	405	405	348	215
Shares Outstanding (Diluted)	403	405	405	405	348	215
Shares Change (YoY)	-2.74%	-	-	16.35%	62.31%	9.32%
EPS (Basic)	0.99	0.80	0.05	-0.38	0.55	0.32
EPS (Diluted)	0.99	0.80	0.05	-0.38	0.55	0.32
EPS Growth	141.43%	1574.15%	-	-	74.30%	-
Free Cash Flow	-3,633	-2,682	177.85	2,044	-2,592	-1,228
Free Cash Flow Per Share	-9.02	-6.62	0.44	5.04	-7.44	-5.72
Operating Margin	22.40%	15.98%	-2.23%	-28.67%	17.04%	6.61%
Profit Margin	15.52%	16.72%	1.73%	-23.38%	32.84%	20.47%
Free Cash Flow Margin	-141.72%	-139.04%	15.95%	310.30%	-444.28%	-371.16%
Revenue as Reported	5,022	4,275	3,345	2,095	969.47	629.49

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.