PMF Finance PLC (COSE:PMB.N0000)

PMF Finance Statistics

Total Valuation

PMF Finance has a market cap or net worth of LKR 5.03 billion.

Market Cap	5.03B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, June 5, 2026.

Earnings Date	Jun 5, 2026
Ex-Dividend Date	n/a

Share Statistics

PMF Finance has 405.30 million shares outstanding. The number of shares has decreased by -2.74% in one year.

Current Share Class	405.30M
Shares Outstanding	405.30M
Shares Change (YoY)	-2.74%
Shares Change (QoQ)	+3.00%
Owned by Insiders (%)	2.80%
Owned by Institutions (%)	n/a
Float	19.36M

Valuation Ratios

The trailing PE ratio is 14.25.

PE Ratio	14.25
Forward PE	n/a
PS Ratio	1.85
PB Ratio	1.48
P/TBV Ratio	1.50
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.48, with a Debt / Equity ratio of 1.56.

Current Ratio	1.48
Quick Ratio	1.42
Debt / Equity	1.56
Debt / EBITDA	n/a
Debt / FCF	-2.53
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.97% and return on invested capital (ROIC) is 4.58%.

Return on Equity (ROE)	10.97%
Return on Assets (ROA)	1.57%
Return on Invested Capital (ROIC)	4.58%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.60%
Revenue Per Employee	7.02M
Profits Per Employee	912,380
Employee Count	387
Asset Turnover	0.12
Inventory Turnover	n/a

Taxes

In the past 12 months, PMF Finance has paid 273.16 million in taxes.

Income Tax	273.16M
Effective Tax Rate	43.62%

Stock Price Statistics

The stock price has increased by +6.90% in the last 52 weeks. The beta is 0.95, so PMF Finance's price volatility has been similar to the market average.

Beta (5Y)	0.95
52-Week Price Change	+6.90%
50-Day Moving Average	12.44
200-Day Moving Average	14.17
Relative Strength Index (RSI)	46.37
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PMF Finance had revenue of LKR 2.72 billion and earned 353.09 million in profits. Earnings per share was 0.87.

Revenue	2.72B
Gross Profit	2.72B
Operating Income	626.25M
Pretax Income	626.25M
Net Income	353.09M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.87

Balance Sheet

The company has 308.20 million in cash and 5.31 billion in debt, with a net cash position of -5.00 billion or -12.34 per share.

Cash & Cash Equivalents	308.20M
Total Debt	5.31B
Net Cash	-5.00B
Net Cash Per Share	-12.34
Equity (Book Value)	3.39B
Book Value Per Share	8.20
Working Capital	6.84B

Cash Flow

In the last 12 months, operating cash flow was -2.00 billion and capital expenditures -99.51 million, giving a free cash flow of -2.10 billion.

Operating Cash Flow	-2.00B
Capital Expenditures	-99.51M
Depreciation & Amortization	156.12M
Net Borrowing	2.07B
Free Cash Flow	-2.10B
FCF Per Share	-5.18

Margins

Gross margin is 100.00%, with operating and profit margins of 23.06% and 13.00%.

Gross Margin	100.00%
Operating Margin	23.06%
Pretax Margin	23.06%
Profit Margin	13.00%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

PMF Finance does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	2.74%
Shareholder Yield	2.74%
Earnings Yield	7.03%
FCF Yield	-41.77%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4