SANASA Development Bank Income Statement

Financials in millions LKR. Fiscal year is January - December.

Millions LKR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	17,099	20,005	29,905	23,101	14,792
Interest Paid on Deposits	8,866	12,185	21,403	16,262	8,018
Net Interest Income	8,233	7,820	8,502	6,839	6,774
Net Interest Income Growth (YoY)	5.27%	-8.02%	24.31%	0.97%	10.55%
Income From Trading Activities	-0.55	60.12	1.26	-1.08	4.14
Gain (Loss) on Sale of Assets	3.69	0.08	52.54	0.21	0.29
Gain (Loss) on Sale of Investments	559.07	444.08	476.06	166.51	234.93
Other Non-Interest Income	701.56	506.56	322.1	740.74	422.84
Total Non-Interest Income	1,264	1,011	851.96	906.38	662.2
Non-Interest Income Growth (YoY)	25.02%	18.65%	-6.00%	36.87%	-6.13%
Revenues Before Loan Losses	9,496	8,831	9,354	7,745	7,436
Provision for Loan Losses	719.19	558.95	1,820	1,898	643.71
Revenue	8,777	8,272	7,534	5,847	6,792
Revenue Growth (YoY)	6.10%	9.80%	28.85%	-13.92%	5.87%
Salaries and Employee Benefits	4,169	3,965	3,304	2,940	2,543
Occupancy Expenses	702.2	610.92	532.73	488.52	528.45
Other Non-Interest Expense	3,106	3,012	2,925	2,321	2,391
Total Non-Interest Expense	7,977	7,588	6,762	5,750	5,462
EBT Excluding Unusual Items	800.17	684.26	771.93	96.96	1,330
Pretax Income	800.17	684.26	771.93	96.96	1,330
Income Tax Expense	395.25	274.73	305.1	35.79	446.53
Net Income	404.92	409.53	466.82	61.17	883.28
Net Income to Common	404.92	409.53	466.82	61.17	883.28
Net Income Growth	-1.13%	-12.27%	663.20%	-93.08%	5.62%
Basic Shares Outstanding	164	164	164	164	118
Diluted Shares Outstanding	164	164	164	164	118
Shares Change (YoY)	-	-	-	38.75%	52.99%
EPS (Basic)	2.47	2.49	2.84	0.37	7.47
EPS (Diluted)	2.47	2.49	2.84	0.37	7.47
EPS Growth	-1.13%	-12.27%	663.20%	-95.01%	-30.96%
Dividend Per Share	-	-	-	-	1.468
Dividend Growth	-	-	-	-	-33.34%
Effective Tax Rate	49.40%	40.15%	39.52%	36.91%	33.58%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.