SANASA Development Bank Income Statement

Financials in millions LKR. Fiscal year is January - December.

Millions LKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	17,028	17,099	20,005	29,905	23,101	14,792
Interest Paid on Deposits	8,837	8,866	12,185	21,403	16,262	8,018
Net Interest Income	8,191	8,233	7,820	8,502	6,839	6,774
Net Interest Income Growth (YoY)	6.09%	5.27%	-8.02%	24.31%	0.97%	10.55%
Income From Trading Activities	-	-0.55	60.12	1.26	-1.08	4.14
Gain (Loss) on Sale of Assets	3.69	3.69	0.08	52.54	0.21	0.29
Gain (Loss) on Sale of Investments	521.6	559.07	444.08	476.06	166.51	234.93
Other Non-Interest Income	742.95	701.56	506.56	322.1	740.74	422.84
Total Non-Interest Income	1,268	1,264	1,011	851.96	906.38	662.2
Non-Interest Income Growth (YoY)	14.49%	25.02%	18.65%	-6.00%	36.87%	-6.13%
Revenues Before Loan Losses	9,459	9,496	8,831	9,354	7,745	7,436
Provision for Loan Losses	697.13	719.19	558.95	1,820	1,898	643.71
Revenue	8,762	8,777	8,272	7,534	5,847	6,792
Revenue Growth (YoY)	4.84%	6.10%	9.80%	28.85%	-13.92%	5.87%
Salaries and Employee Benefits	4,117	4,169	3,965	3,304	2,940	2,543
Occupancy Expenses	727.65	702.2	610.92	532.73	488.52	528.45
Other Non-Interest Expense	3,115	3,106	3,012	2,925	2,321	2,391
Total Non-Interest Expense	7,960	7,977	7,588	6,762	5,750	5,462
EBT Excluding Unusual Items	802.24	800.17	684.26	771.93	96.96	1,330
Pretax Income	802.24	800.17	684.26	771.93	96.96	1,330
Income Tax Expense	393.31	395.25	274.73	305.1	35.79	446.53
Net Income	408.93	404.92	409.53	466.82	61.17	883.28
Net Income to Common	408.93	404.92	409.53	466.82	61.17	883.28
Net Income Growth	16.27%	-1.13%	-12.27%	663.20%	-93.08%	5.62%
Basic Shares Outstanding	164	164	164	164	164	118
Diluted Shares Outstanding	164	164	164	164	164	118
Shares Change (YoY)	-0.54%	-	-	-	38.75%	52.99%
EPS (Basic)	2.50	2.47	2.49	2.84	0.37	7.47
EPS (Diluted)	2.50	2.47	2.49	2.84	0.37	7.47
EPS Growth	16.90%	-1.13%	-12.27%	663.20%	-95.01%	-30.96%
Dividend Per Share	-	-	-	-	-	1.468
Dividend Growth	-	-	-	-	-	-33.34%
Effective Tax Rate	49.03%	49.40%	40.15%	39.52%	36.91%	33.58%