SANASA Development Bank Income Statement

Financials in millions LKR. Fiscal year is January - December.

Millions LKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	17,159	17,099	20,005	29,905	23,101	14,792
Interest Paid on Deposits	8,961	8,866	12,185	21,403	16,262	8,018
Net Interest Income	8,199	8,233	7,820	8,502	6,839	6,774
Net Interest Income Growth	7.55%	5.27%	-8.02%	24.31%	0.97%	10.55%
Income From Trading Activities	-	-0.55	60.12	1.26	-1.08	4.14
Gain (Loss) on Sale of Assets	3.69	3.69	0.08	52.54	0.21	0.29
Gain (Loss) on Sale of Investments	416.73	559.07	444.08	476.06	166.51	234.93
Other Non-Interest Income	794.7	701.56	506.56	322.1	740.74	422.84
Total Non-Interest Income	1,215	1,264	1,011	851.96	906.38	662.2
Non-Interest Income Growth	5.22%	25.02%	18.65%	-6.00%	36.87%	-6.13%
Revenues Before Loan Losses	9,414	9,496	8,831	9,354	7,745	7,436
Provision for Loan Losses	681.24	719.19	558.95	1,820	1,898	643.71
Revenue	8,733	8,777	8,272	7,534	5,847	6,792
Revenue Growth	5.06%	6.10%	9.80%	28.85%	-13.92%	5.87%
Salaries and Employee Benefits	4,065	4,169	3,965	3,304	2,940	2,543
Occupancy Expenses	745.07	702.2	610.92	532.73	488.52	528.45
Other Non-Interest Expense	3,156	3,106	3,012	2,925	2,321	2,391
Total Non-Interest Expense	7,965	7,977	7,588	6,762	5,750	5,462
EBT Excluding Unusual Items	767.12	800.17	684.26	771.93	96.96	1,330
Pretax Income	767.12	800.17	684.26	771.93	96.96	1,330
Income Tax Expense	411.51	395.25	274.73	305.1	35.79	446.53
Net Income	355.61	404.92	409.53	466.82	61.17	883.28
Net Income to Common	355.61	404.92	409.53	466.82	61.17	883.28
Net Income Growth	10.03%	-1.13%	-12.27%	663.20%	-93.08%	5.62%
Basic Shares Outstanding	164	164	164	164	164	118
Diluted Shares Outstanding	164	164	164	164	164	118
Shares Change	-0.16%	-	-	-	38.75%	52.99%
EPS (Basic)	2.17	2.47	2.49	2.84	0.37	7.47
EPS (Diluted)	2.17	2.47	2.49	2.84	0.37	7.47
EPS Growth	10.20%	-1.13%	-12.27%	663.20%	-95.01%	-30.96%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	-	-	-	-	-	1.468
Dividend Growth	-	-	-	-	-	-33.34%
Effective Tax Rate	53.64%	49.40%	40.15%	39.52%	36.91%	33.58%