Senkadagala Finance Income Statement

Financials in millions LKR. Fiscal year is April - March.

Millions LKR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	9,431	8,461	7,365	6,496	6,022
Total Interest Expense	3,183	2,733	3,705	3,868	2,430
Net Interest Income	6,248	5,728	3,660	2,628	3,591
Commissions and Fees	422.56	323.47	281.32	222.23	242.86
Gain (Loss) on Sale of Investments	651.41	175.91	535.44	81.09	-61.83
Other Revenue	96.46	383.32	139.6	61.79	91.6
Revenue Before Loan Losses	7,418	6,611	4,616	2,993	3,864
Provision for Loan Losses	465.59	476.76	213.57	268.69	596.68
Revenue	6,953	6,134	4,403	2,724	3,267
Revenue Growth (YoY)	13.34%	39.33%	61.60%	-16.62%	23.28%
Salaries & Employee Benefits	1,761	1,258	1,007	865.36	816.66
Cost of Services Provided	54.66	76.12	55.09	26.88	13.63
Other Operating Expenses	1,858	1,686	1,351	940.47	861.81
Total Operating Expenses	4,024	3,344	2,747	2,213	2,115
Operating Income	2,929	2,790	1,656	511.82	1,153
Earnings From Equity Investments	29.08	11.21	47.54	29.06	-
Currency Exchange Gain (Loss)	30.33	-7.34	-31.7	20.55	84.35
EBT Excluding Unusual Items	2,988	2,794	1,672	561.42	1,237
Pretax Income	3,233	2,829	1,796	596.4	1,239
Income Tax Expense	1,182	1,057	432.01	118.53	308.88
Net Income	2,051	1,772	1,364	477.86	929.63
Net Income to Common	2,051	1,772	1,364	477.86	929.63
Net Income Growth	15.73%	29.93%	185.40%	-48.60%	57.59%
Shares Outstanding (Basic)	90	90	86	86	82
Shares Outstanding (Diluted)	90	90	86	86	82
Shares Change (YoY)	0.10%	4.04%	-	4.85%	13.54%
EPS (Basic)	22.82	19.74	15.81	5.54	11.30
EPS (Diluted)	22.82	19.74	15.81	5.54	11.30
EPS Growth	15.62%	24.89%	185.40%	-50.97%	38.80%
Free Cash Flow	-11,105	-6,344	7,521	4,260	1,498
Free Cash Flow Per Share	-123.59	-70.67	87.17	49.37	18.20
Dividend Per Share	2.800	2.800	1.800	0.650	1.400
Dividend Growth	-	55.56%	176.92%	-53.57%	20.69%
Operating Margin	42.12%	45.48%	37.62%	18.79%	35.28%
Profit Margin	29.50%	28.89%	30.98%	17.54%	28.45%
Free Cash Flow Margin	-159.73%	-103.41%	170.83%	156.36%	45.84%
Effective Tax Rate	36.57%	37.37%	24.06%	19.88%	24.94%