Senkadagala Finance Income Statement

Financials in millions LKR. Fiscal year is April - March.

Millions LKR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	9,791	9,431	8,461	7,365	6,496	6,022
Total Interest Expense	3,492	3,183	2,733	3,705	3,868	2,430
Net Interest Income	6,300	6,248	5,728	3,660	2,628	3,591
Commissions and Fees	446.53	422.56	323.47	281.32	222.23	242.86
Gain (Loss) on Sale of Investments	612.76	651.41	175.91	535.44	81.09	-61.83
Other Revenue	80.16	96.46	383.32	139.6	61.79	91.6
Revenue Before Loan Losses	7,439	7,418	6,611	4,616	2,993	3,864
Provision for Loan Losses	537.99	465.59	476.76	213.57	268.69	596.68
Revenue	6,901	6,953	6,134	4,403	2,724	3,267
Revenue Growth	4.29%	13.34%	39.33%	61.60%	-16.62%	23.28%
Salaries & Employee Benefits	1,925	1,761	1,258	1,007	865.36	816.66
Cost of Services Provided	56.26	54.66	76.12	55.09	26.88	13.63
Other Operating Expenses	1,901	1,858	1,686	1,351	940.47	861.81
Total Operating Expenses	4,262	4,024	3,344	2,747	2,213	2,115
Operating Income	2,639	2,929	2,790	1,656	511.82	1,153
Earnings From Equity Investments	21.69	29.08	11.21	47.54	29.06	-
Currency Exchange Gain (Loss)	30.33	30.33	-7.34	-31.7	20.55	84.35
EBT Excluding Unusual Items	2,834	2,988	2,794	1,672	561.42	1,237
Pretax Income	3,079	3,233	2,829	1,796	596.4	1,239
Income Tax Expense	1,011	1,182	1,057	432.01	118.53	308.88
Net Income	2,068	2,051	1,772	1,364	477.86	929.63
Net Income to Common	2,068	2,051	1,772	1,364	477.86	929.63
Net Income Growth	8.34%	15.73%	29.93%	185.40%	-48.60%	57.59%
Shares Outstanding (Basic)	90	90	90	86	86	82
Shares Outstanding (Diluted)	90	90	90	86	86	82
Shares Change	-0.79%	0.10%	4.04%	-	4.85%	13.54%
EPS (Basic)	22.99	22.82	19.74	15.81	5.54	11.30
EPS (Diluted)	22.99	22.82	19.74	15.81	5.54	11.30
EPS Growth	9.20%	15.62%	24.89%	185.40%	-50.97%	38.80%

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Free Cash Flow	-7,222	-11,105	-6,344	7,521	4,260	1,498
Free Cash Flow Per Share	-80.32	-123.59	-70.67	87.17	49.37	18.20
Dividend Per Share	2.800	2.800	2.800	1.800	0.650	1.400
Dividend Growth	0%	0%	55.56%	176.92%	-53.57%	20.69%
Operating Margin	38.24%	42.12%	45.48%	37.62%	18.79%	35.28%
Profit Margin	29.96%	29.50%	28.89%	30.98%	17.54%	28.45%
Free Cash Flow Margin	-104.66%	-159.73%	-103.41%	170.83%	156.36%	45.84%
Effective Tax Rate	32.84%	36.57%	37.37%	24.06%	19.88%	24.94%