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Union Bank of Colombo PLC (COSE:UBC.N0000)
Sri Lanka flag Sri Lanka · Delayed Price · Currency is LKR
0.00
0.00 (0.00%)
Price not available due to exchange restrictions

Union Bank of Colombo Financials Overview

Millions LKR. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
10,5759,3037,7237,4435,8785,859
Revenue Growth
18.52%20.46%3.76%26.63%0.31%2.07%
Net Income
1,014644.73297.67456.29434.07836.83
Earnings Per Share
0.940.600.270.420.400.77
EPS Growth
90.69%116.59%-34.59%5.00%-48.05%32.76%

Revenue by Segment
Chart
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Corporate Banking
1,776930.53686.241,484747.68
Small and Medium Enterprise (SME)
1,651784.61315.45903.62534.63
Retail
1,7732,0802,3012,0731,473
Treasury
1,3591,2431,137-871.322,006
Other Segment
1,3481,6901,9041,394-
Other Group Companies
1,393991.191,094892.691,090
Total
9,3007,7197,4375,8755,852

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
19,45412,49411,07016,57313,5709,378
Total Debt
51,87231,90219,29928,43515,17816,094
Net Cash (Debt)
-32,418-19,408-8,228-11,861-1,607-6,716
Net Cash Growth
------
Net Cash Per Share
-29.93-17.91-7.59-10.88-1.47-6.20

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-27,532-29,253-30,74622,4084,871-4,980
Capital Expenditures
-747.13-583.47-863.58-142.61-143.6-433.53
Free Cash Flow
-28,279-29,836-31,60922,2654,728-5,413
Free Cash Flow Growth
---370.96%--

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
9.59%6.93%3.85%6.13%7.38%14.28%
FCF Margin
-267.42%-320.71%-409.29%299.15%80.43%-92.39%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.2825.0442.5923.7516.4814.37
P/FCF Ratio
---0.491.51-
PS Ratio
1.141.741.641.461.222.05