Union Bank of Colombo Balance Sheet

Financials in millions LKR. Fiscal year is January - December.

Millions LKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	9,645	5,778	5,468	6,949	7,676	2,590
Investment Securities	41,381	40,562	47,791	56,546	41,479	36,413
Trading Asset Securities	4,514	6,347	5,039	6,635	2,233	2,611
Total Investments	45,895	46,909	52,830	63,181	43,712	39,023
Gross Loans	137,065	134,724	99,260	78,342	83,368	79,803
Allowance for Loan Losses	-	-8,161	-7,951	-7,876	-6,100	-3,419
Other Adjustments to Gross Loans	-	-2,900	-1,424	-906.95	-1,164	-1,080
Net Loans	137,065	123,662	89,885	69,559	76,103	75,304
Property, Plant & Equipment	2,924	2,906	2,531	1,901	1,914	1,949
Goodwill	-	113.03	113.03	113.03	113.03	113.03
Other Intangible Assets	1,785	1,628	1,828	1,429	1,680	1,544
Investments in Real Estate	17.97	24.96	46.23	64.48	76.22	89.11
Other Receivables	-	38.21	32	61.39	558.41	332.74
Restricted Cash	1,775	807.03	375.6	484.88	2,170	1,493
Other Current Assets	-	1,589	1,358	1,935	1,568	820.64
Long-Term Deferred Tax Assets	903.45	863.21	654.58	975.97	673.28	614.88
Other Long-Term Assets	2,370	497.14	471.37	678.93	435.03	220.48
Total Assets	202,381	184,815	155,594	147,332	136,679	124,093
Accrued Expenses	-	171.03	222.18	188.97	183.83	160.51
Interest Bearing Deposits	131,949	128,586	106,257	88,612	92,315	82,338
Non-Interest Bearing Deposits	-	825.7	7,992	8,319	7,918	5,846
Total Deposits	131,949	129,411	114,249	96,931	100,233	88,184
Short-Term Borrowings	14,258	14,415	13,219	25,488	12,452	8,305
Current Portion of Long-Term Debt	-	1,938	91.13	-	331.52	1,438
Current Portion of Leases	-	80.05	67.06	41.8	41.98	147.74
Current Income Taxes Payable	596.49	601.35	36.29	365.48	283.82	388.74
Long-Term Debt	31,119	14,575	4,912	1,902	1,389	5,457
Long-Term Leases	-	893.93	1,009	1,003	963.39	745.94
Pension & Post-Retirement Benefits	-	372.46	356.17	385.39	335.17	212.44
Long-Term Deferred Tax Liabilities	-	-	-	-	-	0.19
Other Long-Term Liabilities	3,725	1,662	1,223	1,420	1,450	1,032
Total Liabilities	181,647	164,120	135,385	127,725	117,663	106,072
Common Stock	16,335	16,335	16,335	16,335	16,335	16,335
Retained Earnings	3,862	3,732	3,059	2,737	2,281	1,922
Comprehensive Income & Other	157.84	252.27	454.46	202.71	129.12	-518.8
Total Common Equity	20,355	20,319	19,848	19,274	18,745	17,738
Minority Interest	378.54	375.2	360.68	332.1	270.75	283.34
Shareholders' Equity	20,733	20,695	20,209	19,606	19,016	18,021
Total Liabilities & Equity	202,381	184,815	155,594	147,332	136,679	124,093
Total Debt	45,377	31,902	19,299	28,435	15,178	16,094
Net Cash (Debt)	-30,347	-19,408	-8,228	-11,861	-1,607	-6,716
Net Cash Per Share	-28.32	-17.91	-7.59	-10.88	-1.47	-6.20
Filing Date Shares Outstanding	1,102	1,084	1,084	1,084	1,084	1,084
Total Common Shares Outstanding	1,102	1,084	1,084	1,084	1,084	1,084
Book Value Per Share	18.47	18.75	18.32	17.79	17.30	16.37
Tangible Book Value	18,570	18,579	17,907	17,733	16,952	16,080
Tangible Book Value Per Share	16.85	17.15	16.53	16.37	15.64	14.84

Source: S&P Global Market Intelligence. Banks template. Financial Sources.