Union Bank of Colombo Balance Sheet

Financials in millions LKR. Fiscal year is January - December.

Millions LKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	4,524	5,468	6,949	7,676	2,590	2,848
Investment Securities	43,567	47,791	56,546	41,479	36,413	40,147
Trading Asset Securities	7,360	5,039	6,635	2,233	2,611	7,218
Total Investments	50,926	52,830	63,181	43,712	39,023	47,366
Gross Loans	127,035	99,260	78,342	83,368	79,803	78,105
Allowance for Loan Losses	-7,985	-7,951	-7,876	-6,100	-3,419	-3,148
Other Adjustments to Gross Loans	-	-1,424	-906.95	-1,164	-1,080	-1,180
Net Loans	119,051	89,885	69,559	76,103	75,304	73,777
Property, Plant & Equipment	2,611	2,531	1,901	1,914	1,949	1,523
Goodwill	-	113.03	113.03	113.03	113.03	113.03
Other Intangible Assets	1,651	1,828	1,429	1,680	1,544	1,549
Investments in Real Estate	30.09	46.23	64.48	76.22	89.11	106.89
Other Receivables	-	32	61.39	558.41	332.74	155.94
Restricted Cash	1,020	375.6	484.88	2,170	1,493	722.73
Other Current Assets	-	1,358	1,935	1,568	820.64	852.63
Long-Term Deferred Tax Assets	666.97	654.58	975.97	673.28	614.88	445.44
Other Long-Term Assets	2,467	471.37	678.93	435.03	220.48	111.03
Total Assets	182,947	155,594	147,332	136,679	124,093	129,570
Accrued Expenses	-	222.18	188.97	183.83	160.51	135.6
Interest Bearing Deposits	110,498	106,257	88,612	92,315	82,338	83,343
Non-Interest Bearing Deposits	8,175	7,992	8,319	7,918	5,846	4,807
Total Deposits	118,673	114,249	96,931	100,233	88,184	88,150
Short-Term Borrowings	20,772	13,219	25,488	12,452	8,305	10,109
Current Portion of Long-Term Debt	-	407.13	-	331.52	1,438	1,740
Current Portion of Leases	-	67.06	41.8	41.98	147.74	97.72
Current Income Taxes Payable	385.46	36.29	365.48	283.82	388.74	471.4
Long-Term Debt	18,624	4,596	1,902	1,389	5,457	8,730
Long-Term Leases	-	1,009	1,003	963.39	745.94	581.4
Pension & Post-Retirement Benefits	-	356.17	385.39	335.17	212.44	250.6
Long-Term Deferred Tax Liabilities	-	-	-	-	0.19	54.14
Other Long-Term Liabilities	3,880	1,223	1,420	1,450	1,032	1,186
Total Liabilities	162,335	135,385	127,725	117,663	106,072	111,505
Common Stock	16,335	16,335	16,335	16,335	16,335	16,335
Retained Earnings	3,443	3,059	2,737	2,281	1,922	1,181
Comprehensive Income & Other	461.97	454.46	202.71	129.12	-518.8	319.06
Total Common Equity	20,240	19,848	19,274	18,745	17,738	17,834
Minority Interest	371.31	360.68	332.1	270.75	283.34	230.59
Shareholders' Equity	20,611	20,209	19,606	19,016	18,021	18,065
Total Liabilities & Equity	182,947	155,594	147,332	136,679	124,093	129,570
Total Debt	39,397	19,299	28,435	15,178	16,094	21,258
Net Cash (Debt)	-25,948	-8,228	-11,861	-1,607	-6,716	-8,172
Net Cash Per Share	-23.88	-7.46	-10.88	-1.47	-6.20	-7.54
Filing Date Shares Outstanding	1,084	1,084	1,084	1,084	1,084	1,084
Total Common Shares Outstanding	1,084	1,084	1,084	1,084	1,084	1,084
Book Value Per Share	18.68	18.32	17.79	17.30	16.37	16.46
Tangible Book Value	18,590	17,907	17,733	16,952	16,080	16,173
Tangible Book Value Per Share	17.16	16.53	16.37	15.64	14.84	14.93

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.