UB Finance PLC (COSE:UBF.N0000)

Sri Lanka · Delayed Price · Currency is LKR

0.00

0.00 (0.00%)

Price not available due to exchange restrictions

UB Finance Financials Overview

Financials in millions LKR. Fiscal year is April - March.

Millions LKR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Revenue	1,379	1,379	933.05	767.18	474.79	656.43
Revenue Growth	47.76%	47.76%	21.62%	61.58%	-27.67%	-
Operating Income	269.49	269.49	92.86	72.36	-114.24	158.18
Net Income	111.8	111.8	39.99	1.47	-113.45	81.12
Earnings Per Share	0.04	0.04	0.01	0.00	-0.04	0.07
EPS Growth	169.25%	169.25%	2316.17%	-	-	-

Revenue by Segment

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Others	52.84	52.84	1.44	380.67	140.38	6.86
Leasing	634.59	634.59	384.87	-	-	-
Loans & Advances	684.02	684.02	531.44	-	-	-
Total	1,371	1,371	917.75	747.26	453.99	633.29

Cash & Debt

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Investments	485.88	485.88	995.01	329.83	510.34	879
Total Debt	5,883	5,883	1,507	265.74	663.29	2,093
Net Cash (Debt)	-5,397	-5,397	-512.05	64.09	-152.95	-1,214
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-1.70	-1.70	-0.17	0.02	-0.06	-1.00

Cash Flow & CapEx

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Operating Cash Flow	-4,038	-4,038	-2,068	1,495	1,947	-1,119
Capital Expenditures	-291.67	-291.67	-82.9	-75.73	-18.69	-17.03
Free Cash Flow	-4,329	-4,329	-2,151	1,419	1,928	-1,136
Free Cash Flow Growth	-	-	-	-26.39%	-	-

Margins

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Operating Margin	19.55%	19.55%	9.95%	9.43%	-24.06%	24.10%
Pretax Margin	18.59%	18.59%	8.47%	8.02%	-23.90%	24.59%
Profit Margin	8.11%	8.11%	4.29%	0.19%	-23.89%	12.36%
FCF Margin	-314.03%	-314.03%	-230.50%	185.03%	406.17%	-173.01%

Valuation

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Aug '26 Aug 3, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
PE Ratio	49.07	76.76	47.68	1496.89	-	-
P/FCF Ratio	-	-	-	1.55	-	-
PS Ratio	4.53	6.23	2.04	2.87	-	-