UB Finance PLC (COSE:UBF.N0000)

Sri Lanka · Delayed Price · Currency is LKR

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0.00 (0.00%)

Price not available due to exchange restrictions

UB Finance Financials Overview

Financials in millions LKR. Fiscal year is April - March.

Millions LKR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Revenue	1,452	1,379	933.05	767.18	474.79	656.43
Revenue Growth	37.92%	47.76%	21.62%	61.58%	-27.67%	-
Operating Income	292.29	269.49	92.86	72.36	-114.24	158.18
Net Income	130.88	111.8	39.99	1.47	-113.45	81.12
Earnings Per Share	0.04	0.04	0.01	0.00	-0.04	0.07
EPS Growth	103.97%	169.25%	2316.17%	-	-	-

Revenue by Segment

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Leasing	652.72	634.59	384.87	-	-	-
Others	50.71	52.84	1.44	380.67	140.38	6.86
Loans & Advances	740.76	684.02	531.44	-	-	-
Total	1,444	1,371	917.75	747.26	453.99	633.29

Cash & Debt

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Investments	1,253	485.88	995.01	329.83	510.34	879
Total Debt	7,249	5,883	1,507	265.74	663.29	2,093
Net Cash (Debt)	-5,997	-5,397	-512.05	64.09	-152.95	-1,214
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-1.97	-1.70	-0.17	0.02	-0.06	-1.00

Cash Flow & CapEx

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Operating Cash Flow	-3,216	-4,038	-2,068	1,495	1,947	-1,119
Capital Expenditures	-283.54	-291.67	-82.9	-75.73	-18.69	-17.03
Free Cash Flow	-3,499	-4,329	-2,151	1,419	1,928	-1,136
Free Cash Flow Growth	-	-	-	-26.39%	-	-

Margins

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Operating Margin	20.13%	19.55%	9.95%	9.43%	-24.06%	24.10%
Pretax Margin	19.15%	18.59%	8.47%	8.02%	-23.90%	24.59%
Profit Margin	9.01%	8.11%	4.29%	0.19%	-23.89%	12.36%
FCF Margin	-240.95%	-314.03%	-230.50%	185.03%	406.17%	-173.01%

Valuation

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Aug '26 Aug 24, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
PE Ratio	53.75	76.76	47.68	1496.89	-	-
P/FCF Ratio	-	-	-	1.55	-	-
PS Ratio	5.03	6.23	2.04	2.87	-	-