UB Finance PLC (COSE:UBF.N0000)

UB Finance Statistics

Total Valuation

UB Finance has a market cap or net worth of LKR 8.58 billion.

Market Cap	8.58B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, May 29, 2026.

Earnings Date	May 29, 2026
Ex-Dividend Date	n/a

Share Statistics

UB Finance has 3.18 billion shares outstanding. The number of shares has increased by 2.95% in one year.

Current Share Class	3.18B
Shares Outstanding	3.18B
Shares Change (YoY)	+2.95%
Shares Change (QoQ)	+4.90%
Owned by Insiders (%)	5.66%
Owned by Institutions (%)	0.07%
Float	113.62M

Valuation Ratios

The trailing PE ratio is 79.41.

PE Ratio	79.41
Forward PE	n/a
PS Ratio	5.87
PB Ratio	2.67
P/TBV Ratio	2.70
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.41, with a Debt / Equity ratio of 1.84.

Current Ratio	1.41
Quick Ratio	1.41
Debt / Equity	1.84
Debt / EBITDA	n/a
Debt / FCF	-1.34
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 3.41% and return on invested capital (ROIC) is 1.21%.

Return on Equity (ROE)	3.41%
Return on Assets (ROA)	0.73%
Return on Invested Capital (ROIC)	1.21%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	8.67%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.10
Inventory Turnover	n/a

Taxes

In the past 12 months, UB Finance has paid 133.83 million in taxes.

Income Tax	133.83M
Effective Tax Rate	55.44%

Stock Price Statistics

The stock price has increased by +285.71% in the last 52 weeks. The beta is 1.89, so UB Finance's price volatility has been higher than the market average.

Beta (5Y)	1.89
52-Week Price Change	+285.71%
50-Day Moving Average	2.79
200-Day Moving Average	2.82
Relative Strength Index (RSI)	43.91
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, UB Finance had revenue of LKR 1.46 billion and earned 107.55 million in profits. Earnings per share was 0.03.

Revenue	1.46B
Gross Profit	1.40B
Operating Income	241.38M
Pretax Income	241.38M
Net Income	107.55M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.03

Balance Sheet

The company has 476.96 million in cash and 5.90 billion in debt, with a net cash position of -5.43 billion or -1.71 per share.

Cash & Cash Equivalents	476.96M
Total Debt	5.90B
Net Cash	-5.43B
Net Cash Per Share	-1.71
Equity (Book Value)	3.21B
Book Value Per Share	0.99
Working Capital	4.47B

Cash Flow

In the last 12 months, operating cash flow was -4.11 billion and capital expenditures -291.67 million, giving a free cash flow of -4.40 billion.

Operating Cash Flow	-4.11B
Capital Expenditures	-291.67M
Depreciation & Amortization	96.69M
Net Borrowing	3.51B
Free Cash Flow	-4.40B
FCF Per Share	-1.38

Margins

Gross margin is 95.99%, with operating and profit margins of 16.52% and 7.36%.

Gross Margin	95.99%
Operating Margin	16.52%
Pretax Margin	16.52%
Profit Margin	7.36%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

UB Finance does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-2.95%
Shareholder Yield	-2.95%
Earnings Yield	1.25%
FCF Yield	-51.24%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4