UB Finance PLC (COSE:UBF.N0000)

UB Finance Statistics

Total Valuation

UB Finance has a market cap or net worth of LKR 9.22 billion.

Market Cap	9.22B
Enterprise Value	n/a

Important Dates

The last earnings date was Monday, February 9, 2026.

Earnings Date	Feb 9, 2026
Ex-Dividend Date	n/a

Share Statistics

UB Finance has 3.18 billion shares outstanding. The number of shares has increased by 3.60% in one year.

Current Share Class	3.18B
Shares Outstanding	3.18B
Shares Change (YoY)	+3.60%
Shares Change (QoQ)	-4.19%
Owned by Insiders (%)	5.16%
Owned by Institutions (%)	0.07%
Float	128.91M

Valuation Ratios

The trailing PE ratio is 94.34.

PE Ratio	94.34
Forward PE	n/a
PS Ratio	7.36
PB Ratio	2.92
P/TBV Ratio	2.94
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.50, with a Debt / Equity ratio of 1.74.

Current Ratio	1.50
Quick Ratio	1.50
Debt / Equity	1.74
Debt / EBITDA	n/a
Debt / FCF	-1.64
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 3.26% and return on invested capital (ROIC) is 1.44%.

Return on Equity (ROE)	3.26%
Return on Assets (ROA)	0.73%
Return on Invested Capital (ROIC)	1.44%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	13.79%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.09
Inventory Turnover	n/a

Taxes

In the past 12 months, UB Finance has paid 79.01 million in taxes.

Income Tax	79.01M
Effective Tax Rate	43.82%

Stock Price Statistics

The stock price has increased by +262.50% in the last 52 weeks. The beta is 3.23, so UB Finance's price volatility has been higher than the market average.

Beta (5Y)	3.23
52-Week Price Change	+262.50%
50-Day Moving Average	3.14
200-Day Moving Average	2.29
Relative Strength Index (RSI)	43.55
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, UB Finance had revenue of LKR 1.25 billion and earned 101.27 million in profits. Earnings per share was 0.03.

Revenue	1.25B
Gross Profit	1.19B
Operating Income	196.50M
Pretax Income	180.28M
Net Income	101.27M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.03

Balance Sheet

The company has 1.43 billion in cash and 5.52 billion in debt, with a net cash position of -4.08 billion or -1.28 per share.

Cash & Cash Equivalents	1.43B
Total Debt	5.52B
Net Cash	-4.08B
Net Cash Per Share	-1.28
Equity (Book Value)	3.16B
Book Value Per Share	0.99
Working Capital	4.79B

Cash Flow

In the last 12 months, operating cash flow was -3.19 billion and capital expenditures -164.84 million, giving a free cash flow of -3.36 billion.

Operating Cash Flow	-3.19B
Capital Expenditures	-164.84M
Free Cash Flow	-3.36B
FCF Per Share	-1.06

Margins

Gross margin is 94.97%, with operating and profit margins of 15.69% and 8.09%.

Gross Margin	94.97%
Operating Margin	15.69%
Pretax Margin	14.39%
Profit Margin	8.09%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

UB Finance does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-3.60%
Shareholder Yield	-3.60%
Earnings Yield	1.10%
FCF Yield	-36.40%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4