UB Finance PLC (COSE:UBF.N0000)

UB Finance Statistics

Total Valuation

UB Finance has a market cap or net worth of LKR 4.13 billion.

Market Cap	4.13B
Enterprise Value	n/a

Important Dates

The last earnings date was Monday, August 11, 2025.

Earnings Date	Aug 11, 2025
Ex-Dividend Date	n/a

Share Statistics

UB Finance has 3.18 billion shares outstanding. The number of shares has increased by 3.40% in one year.

Current Share Class	3.18B
Shares Outstanding	3.18B
Shares Change (YoY)	+3.40%
Shares Change (QoQ)	+29.94%
Owned by Insiders (%)	4.34%
Owned by Institutions (%)	n/a
Float	166.53M

Valuation Ratios

The trailing PE ratio is 61.97.

PE Ratio	61.97
Forward PE	n/a
PS Ratio	3.98
PB Ratio	1.33
P/TBV Ratio	1.34
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.52, with a Debt / Equity ratio of 0.77.

Current Ratio	1.52
Quick Ratio	1.52
Debt / Equity	0.77
Debt / EBITDA	n/a
Debt / FCF	-0.86
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 2.25%.

Return on Equity (ROE)	2.25%
Return on Assets (ROA)	0.58%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.09
Inventory Turnover	n/a

Taxes

In the past 12 months, UB Finance has paid 56.47 million in taxes.

Income Tax	56.47M
Effective Tax Rate	45.01%

Stock Price Statistics

The stock price has increased by +116.67% in the last 52 weeks. The beta is 2.59, so UB Finance's price volatility has been higher than the market average.

Beta (5Y)	2.59
52-Week Price Change	+116.67%
50-Day Moving Average	1.16
200-Day Moving Average	0.81
Relative Strength Index (RSI)	67.96
Average Volume (20 Days)	2,961,588

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, UB Finance had revenue of LKR 1.04 billion and earned 69.00 million in profits. Earnings per share was 0.02.

Revenue	1.04B
Gross Profit	1.00B
Operating Income	122.66M
Pretax Income	125.47M
Net Income	69.00M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.02

Balance Sheet

The company has 605.13 million in cash and 2.38 billion in debt, giving a net cash position of -1.78 billion or -0.56 per share.

Cash & Cash Equivalents	605.13M
Total Debt	2.38B
Net Cash	-1.78B
Net Cash Per Share	-0.56
Equity (Book Value)	3.11B
Book Value Per Share	0.98
Working Capital	3.84B

Cash Flow

In the last 12 months, operating cash flow was -2.66 billion and capital expenditures -122.91 million, giving a free cash flow of -2.79 billion.

Operating Cash Flow	-2.66B
Capital Expenditures	-122.91M
Free Cash Flow	-2.79B
FCF Per Share	-0.88

Margins

Gross margin is 96.49%, with operating and profit margins of 11.82% and 6.65%.

Gross Margin	96.49%
Operating Margin	11.82%
Pretax Margin	12.10%
Profit Margin	6.65%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

UB Finance does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-3.40%
Shareholder Yield	n/a
Earnings Yield	1.67%
FCF Yield	-67.41%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3