Hvidbjerg Bank Balance Sheet

Financials in millions DKK. Fiscal year is January - December.

Millions DKK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	491.47	664.69	546.22	437.26	375.48	35.79
Investment Securities	444.14	245.03	235.38	168.85	57.31	41.39
Total Investments	444.14	245.03	235.38	168.85	57.31	41.39
Gross Loans	1,040	982.57	969.87	900.97	907.14	834.17
Allowance for Loan Losses	-	-40.28	-44.91	-41.72	-40.33	-45.87
Net Loans	1,040	942.29	924.97	859.25	866.81	788.3
Property, Plant & Equipment	10.73	11.61	8.8	8.75	9.95	9.08
Accrued Interest Receivable	4.42	2.84	2.45	1.97	1.93	1.71
Other Receivables	21.59	-	1.02	1	1	393
Other Current Assets	462.01	397.18	304.01	228.33	229.07	179.79
Long-Term Deferred Tax Assets	2.23	2.23	2.54	2.7	2.25	2
Other Long-Term Assets	23	35.99	29.61	33.53	29.14	27.05
Total Assets	2,500	2,302	2,055	1,742	1,573	1,478
Accrued Expenses	0.04	0.04	0.05	0.06	0.07	0.06
Interest Bearing Deposits	2,130	552.6	436.78	366.43	333.07	277.72
Non-Interest Bearing Deposits	-	1,362	1,273	1,061	964.76	967.34
Total Deposits	2,130	1,914	1,710	1,428	1,298	1,245
Current Income Taxes Payable	4.23	1.16	0.53	0.66	0.09	-
Long-Term Debt	34.89	54.8	54.68	54.57	43.74	23.84
Other Long-Term Liabilities	24.73	44.91	36.28	37.6	34.44	35.14
Total Liabilities	2,194	2,015	1,802	1,521	1,376	1,304
Common Stock	33.6	33.6	33.6	33.6	33.6	33.6
Retained Earnings	257.18	237.86	204.83	172.36	148.16	125.39
Comprehensive Income & Other	15	15	15	15	15	15
Shareholders' Equity	305.78	286.46	253.43	220.96	196.76	174
Total Liabilities & Equity	2,500	2,302	2,055	1,742	1,573	1,478
Total Debt	34.89	54.8	54.68	54.57	43.74	23.84
Net Cash (Debt)	456.58	616.15	499.63	385.82	340.84	14.3
Net Cash Growth	-17.14%	23.32%	29.50%	13.20%	2283.46%	-29.11%
Net Cash Per Share	271.75	366.75	297.44	220.72	194.52	7.95
Filing Date Shares Outstanding	1.68	1.68	1.68	1.68	1.68	1.68
Total Common Shares Outstanding	1.68	1.68	1.68	1.68	1.68	1.68
Book Value Per Share	173.07	161.57	141.91	122.58	108.18	94.63
Tangible Book Value	305.78	286.46	253.43	220.96	196.76	174
Tangible Book Value Per Share	173.07	161.57	141.91	122.58	108.18	94.63

Source: S&P Global Market Intelligence. Banks template. Financial Sources.