Hvidbjerg Bank Balance Sheet

Financials in millions DKK. Fiscal year is January - December.

Millions DKK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	494.76	664.69	546.22	437.26	375.48
Investment Securities	462.5	245.03	235.38	168.85	57.31
Total Investments	462.5	245.03	235.38	168.85	57.31
Gross Loans	1,114	982.57	969.87	900.97	907.14
Allowance for Loan Losses	-44.24	-40.28	-44.91	-41.72	-40.33
Net Loans	1,070	942.29	924.97	859.25	866.81
Property, Plant & Equipment	10.4	11.61	8.8	8.75	9.95
Accrued Interest Receivable	3.04	2.84	2.45	1.97	1.93
Other Receivables	0.74	-	1.02	1	1
Other Current Assets	487.04	397.18	304.01	228.33	229.07
Long-Term Deferred Tax Assets	1.6	2.23	2.54	2.7	2.25
Other Long-Term Assets	32.69	35.99	29.61	33.53	29.14
Total Assets	2,563	2,302	2,055	1,742	1,573
Accrued Expenses	0.04	0.04	0.05	0.06	0.07
Interest Bearing Deposits	711.11	552.6	436.78	366.43	333.07
Non-Interest Bearing Deposits	1,487	1,362	1,273	1,061	964.76
Total Deposits	2,198	1,914	1,710	1,428	1,298
Current Income Taxes Payable	-	1.16	0.53	0.66	0.09
Long-Term Debt	34.9	54.8	54.68	54.57	43.74
Other Long-Term Liabilities	18.11	44.91	36.28	37.6	34.44
Total Liabilities	2,251	2,015	1,802	1,521	1,376
Common Stock	33.6	33.6	33.6	33.6	33.6
Retained Earnings	263.03	237.86	204.83	172.36	148.16
Comprehensive Income & Other	15	15	15	15	15
Shareholders' Equity	311.63	286.46	253.43	220.96	196.76
Total Liabilities & Equity	2,563	2,302	2,055	1,742	1,573
Total Debt	34.9	54.8	54.68	54.57	43.74
Net Cash (Debt)	477.27	616.15	499.63	385.82	340.84
Net Cash Growth	-22.54%	23.32%	29.50%	13.20%	2283.46%
Net Cash Per Share	284.01	366.75	297.44	220.72	194.52
Filing Date Shares Outstanding	1.68	1.68	1.68	1.68	1.68
Total Common Shares Outstanding	1.68	1.68	1.68	1.68	1.68
Book Value Per Share	176.55	161.57	141.91	122.58	108.18
Tangible Book Value	311.63	286.46	253.43	220.96	196.76
Tangible Book Value Per Share	176.55	161.57	141.91	122.58	108.18

Source: S&P Global Market Intelligence. Banks template. Financial Sources.