Hvidbjerg Bank Balance Sheet

Financials in millions DKK. Fiscal year is January - December.

Millions DKK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	429.58	494.76	664.69	546.22	437.26	375.48
Investment Securities	451.84	462.5	245.03	235.38	168.85	57.31
Total Investments	451.84	462.5	245.03	235.38	168.85	57.31
Gross Loans	-	1,114	982.57	969.87	900.97	907.14
Allowance for Loan Losses	-	-44.24	-40.28	-44.91	-41.72	-40.33
Net Loans	-	1,070	942.29	924.97	859.25	866.81
Property, Plant & Equipment	10.26	10.4	11.61	8.8	8.75	9.95
Accrued Interest Receivable	2.85	3.04	2.84	2.45	1.97	1.93
Other Receivables	17.49	0.74	-	1.02	1	1
Other Current Assets	475.88	487.04	397.18	304.01	228.33	229.07
Long-Term Deferred Tax Assets	1.44	1.6	2.23	2.54	2.7	2.25
Other Long-Term Assets	31.43	32.69	35.99	29.61	33.53	29.14
Total Assets	2,508	2,563	2,302	2,055	1,742	1,573
Accrued Expenses	0.04	0.04	0.04	0.05	0.06	0.07
Interest Bearing Deposits	2,151	711.11	552.6	436.78	366.43	333.07
Non-Interest Bearing Deposits	-	1,487	1,362	1,273	1,061	964.76
Total Deposits	2,151	2,198	1,914	1,710	1,428	1,298
Current Income Taxes Payable	0.01	-	1.16	0.53	0.66	0.09
Long-Term Debt	19.91	34.9	54.8	54.68	54.57	43.74
Other Long-Term Liabilities	17.61	18.11	44.91	36.28	37.6	34.44
Total Liabilities	2,189	2,251	2,015	1,802	1,521	1,376
Common Stock	33.6	33.6	33.6	33.6	33.6	33.6
Retained Earnings	270.66	263.03	237.86	204.83	172.36	148.16
Comprehensive Income & Other	15	15	15	15	15	15
Shareholders' Equity	319.26	311.63	286.46	253.43	220.96	196.76
Total Liabilities & Equity	2,508	2,563	2,302	2,055	1,742	1,573
Total Debt	19.91	34.9	54.8	54.68	54.57	43.74
Net Cash (Debt)	409.66	477.27	616.15	499.63	385.82	340.84
Net Cash Growth	-19.50%	-22.54%	23.32%	29.50%	13.20%	2283.46%
Net Cash Per Share	-	284.01	366.75	297.44	220.72	194.52
Filing Date Shares Outstanding	-	1.68	1.68	1.68	1.68	1.68
Total Common Shares Outstanding	-	1.68	1.68	1.68	1.68	1.68
Book Value Per Share	-	176.55	161.57	141.91	122.58	108.18
Tangible Book Value	319.26	311.63	286.46	253.43	220.96	196.76
Tangible Book Value Per Share	-	176.55	161.57	141.91	122.58	108.18

Source: S&P Global Market Intelligence. Banks template. Financial Sources.