Hvidbjerg Bank Ratios and Metrics

Market cap in millions DKK. Fiscal year is January - December.

Millions DKK. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 26, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	331	331	222	180	176	180
Market Cap Growth	43.80%	49.24%	23.36%	1.91%	-1.87%	46.58%
Last Close Price	197.00	197.00	130.06	105.43	103.46	105.43
PE Ratio	11.60	11.60	6.72	5.54	7.01	7.57
PS Ratio	2.45	2.45	1.63	1.42	1.66	1.96
PB Ratio	1.06	1.06	0.77	0.71	0.80	0.91
Debt / Equity Ratio	0.11	0.11	0.19	0.22	0.25	0.22
Net Debt / Equity Ratio	-1.53	-1.53	-2.15	-1.97	-1.75	-1.73
Return on Equity (ROE)	9.95%	9.95%	12.77%	14.18%	12.05%	12.81%
Return on Assets (ROA)	1.22%	1.22%	1.58%	1.77%	1.52%	1.56%
Earnings Yield	8.62%	8.99%	15.55%	18.71%	14.27%	13.21%
Dividend Yield	0.97%	-	1.54%	-	-	-
Buyback Yield / Dilution	-0.03%	-0.03%	-0.01%	3.91%	0.24%	2.59%
Total Shareholder Return	0.94%	-0.03%	1.52%	3.91%	0.24%	2.59%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.