Lån & Spar Bank A/S (CPH:LASP)

Lån & Spar Bank Balance Sheet

Financials in millions DKK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	16,972	274.56	454.47	324.98	402.26	7,300
Investment Securities	325.32	279.19	206.76	185.9	157.06	166.54
Trading Asset Securities	-	1,438	1,935	1,629	2,204	5,242
Mortgage-Backed Securities	1,399	-	-	-	-	-
Total Investments	1,725	1,717	2,142	1,815	2,361	5,408
Gross Loans	18,985	18,587	17,587	14,270	14,083	13,955
Allowance for Loan Losses	-270.52	-261.56	-217.44	-160.27	-123.78	-147.06
Net Loans	18,715	18,326	17,369	14,110	13,959	13,808
Property, Plant & Equipment	264.08	263.44	278.03	275.59	231.12	252.01
Goodwill	-	13.93	13.93	13.93	13.93	13.93
Other Intangible Assets	114.48	103.08	93.94	107.01	106.87	99.64
Accrued Interest Receivable	45.56	14.04	35.63	32.55	32.34	29.05
Other Receivables	18.92	1.8	-	5.3	-	-
Restricted Cash	-	15,510	12,718	13,201	10,488	354.82
Other Current Assets	-	15.21	13.58	12.37	12.32	11.75
Other Long-Term Assets	187.38	146.13	125.56	123.93	134.1	148.15
Total Assets	38,042	36,384	33,244	30,022	27,741	27,426
Accrued Expenses	0.51	43.09	38	38.75	38.06	72.74
Interest Bearing Deposits	31,916	1,723	1,556	1,312	1,251	1,196
Non-Interest Bearing Deposits	-	29,309	27,124	24,977	23,184	23,218
Total Deposits	31,916	31,033	28,680	26,289	24,435	24,415
Short-Term Borrowings	80.91	94.62	228.82	156.15	49.9	121.63
Current Income Taxes Payable	-	-	11.05	-	19.88	3.96
Other Current Liabilities	-	16.2	18.19	5.25	4.13	13.82
Long-Term Debt	1,149	1,149	899.51	650	400	200
Pension & Post-Retirement Benefits	8.76	8.76	7.67	7.98	8.77	7.8
Long-Term Deferred Tax Liabilities	22.7	24.37	8.39	1.94	21.74	33.49
Other Long-Term Liabilities	1,580	764.67	494.53	451.77	521.81	490.7
Total Liabilities	34,758	33,133	30,386	27,601	25,499	25,359
Common Stock	347.22	347.22	347.22	347.22	347.22	347.22
Retained Earnings	2,855	2,835	2,433	1,996	1,830	1,653
Comprehensive Income & Other	82.69	68.96	76.9	78.07	64.57	66.36
Shareholders' Equity	3,285	3,251	2,857	2,422	2,242	2,067
Total Liabilities & Equity	38,042	36,384	33,244	30,022	27,741	27,426
Total Debt	1,230	1,244	1,128	806.15	449.9	321.63
Net Cash (Debt)	15,742	468.48	1,261	1,148	2,157	12,220
Net Cash Growth	29.59%	-62.85%	9.80%	-46.75%	-82.35%	22.54%
Net Cash Per Share	4549.11	135.48	365.16	332.17	623.85	3540.01
Filing Date Shares Outstanding	3.46	3.46	3.45	3.46	3.46	3.45
Total Common Shares Outstanding	3.46	3.46	3.45	3.46	3.46	3.45
Book Value Per Share	948.07	938.23	827.75	700.88	647.90	598.19
Tangible Book Value	3,170	3,134	2,749	2,301	2,121	1,953
Tangible Book Value Per Share	915.03	904.46	796.50	665.87	612.98	565.32

Updated Feb 5, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.