Lån & Spar Bank A/S (CPH:LASP)

Lån & Spar Bank Balance Sheet

Financials in millions DKK. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	274.56	454.47	324.98	402.26	7,300
Investment Securities	279.19	206.76	185.9	157.06	166.54
Trading Asset Securities	1,438	1,935	1,629	2,204	5,242
Total Investments	1,717	2,142	1,815	2,361	5,408
Gross Loans	18,587	17,587	14,270	14,083	13,955
Allowance for Loan Losses	-261.56	-217.44	-160.27	-123.78	-147.06
Net Loans	18,326	17,369	14,110	13,959	13,808
Property, Plant & Equipment	263.44	278.03	275.59	231.12	252.01
Goodwill	13.93	13.93	13.93	13.93	13.93
Other Intangible Assets	103.08	93.94	107.01	106.87	99.64
Accrued Interest Receivable	14.04	35.63	32.55	32.34	29.05
Other Receivables	1.8	-	5.3	-	-
Restricted Cash	15,510	12,718	13,201	10,488	354.82
Other Current Assets	15.21	13.58	12.37	12.32	11.75
Other Long-Term Assets	146.13	125.56	123.93	134.1	148.15
Total Assets	36,384	33,244	30,022	27,741	27,426
Accrued Expenses	43.09	38	38.75	38.06	72.74
Interest Bearing Deposits	1,723	1,556	1,312	1,251	1,196
Non-Interest Bearing Deposits	29,309	27,124	24,977	23,184	23,218
Total Deposits	31,033	28,680	26,289	24,435	24,415
Short-Term Borrowings	94.62	228.82	156.15	49.9	121.63
Current Income Taxes Payable	-	11.05	-	19.88	3.96
Other Current Liabilities	16.2	18.19	5.25	4.13	13.82
Long-Term Debt	1,149	899.51	650	400	200
Pension & Post-Retirement Benefits	8.76	7.67	7.98	8.77	7.8
Long-Term Deferred Tax Liabilities	24.37	8.39	1.94	21.74	33.49
Other Long-Term Liabilities	764.67	494.53	451.77	521.81	490.7
Total Liabilities	33,133	30,386	27,601	25,499	25,359
Common Stock	347.22	347.22	347.22	347.22	347.22
Retained Earnings	2,835	2,433	1,996	1,830	1,653
Comprehensive Income & Other	68.96	76.9	78.07	64.57	66.36
Shareholders' Equity	3,251	2,857	2,422	2,242	2,067
Total Liabilities & Equity	36,384	33,244	30,022	27,741	27,426
Total Debt	1,244	1,128	806.15	449.9	321.63
Net Cash (Debt)	468.48	1,261	1,148	2,157	12,220
Net Cash Growth	-62.85%	9.80%	-46.75%	-82.35%	22.54%
Net Cash Per Share	135.48	365.16	332.17	623.85	3540.01
Filing Date Shares Outstanding	3.46	3.45	3.46	3.46	3.45
Total Common Shares Outstanding	3.46	3.45	3.46	3.46	3.45
Book Value Per Share	938.23	827.75	700.88	647.90	598.19
Tangible Book Value	3,134	2,749	2,301	2,121	1,953
Tangible Book Value Per Share	904.46	796.50	665.87	612.98	565.32

Source: S&P Capital IQ. Banks template. Financial Sources.