Lån & Spar Bank A/S (CPH: LASP)

Lån & Spar Bank Balance Sheet

Financials in millions DKK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	15,494	454.47	324.98	402.26	7,300	7,752
Investment Securities	310.22	206.76	185.9	157.06	166.54	155.13
Trading Asset Securities	-	1,935	1,629	2,204	5,242	2,496
Mortgage-Backed Securities	1,375	-	-	-	-	-
Total Investments	1,686	2,142	1,815	2,361	5,408	2,651
Gross Loans	18,393	17,587	14,270	14,083	13,955	13,634
Allowance for Loan Losses	-218.34	-217.44	-160.27	-123.78	-147.06	-129.01
Net Loans	18,175	17,369	14,110	13,959	13,808	13,505
Property, Plant & Equipment	265.96	278.03	275.59	231.12	252.01	157.89
Goodwill	-	13.93	13.93	13.93	13.93	13.93
Other Intangible Assets	114.9	93.94	107.01	106.87	99.64	73.11
Accrued Interest Receivable	37.49	35.63	32.55	32.34	29.05	26.36
Other Receivables	-	-	5.3	-	-	11.4
Restricted Cash	-	12,718	13,201	10,488	354.82	343.14
Other Current Assets	-	13.58	12.37	12.32	11.75	11.07
Other Long-Term Assets	200.04	125.56	123.93	134.1	148.15	141.74
Total Assets	35,973	33,244	30,022	27,741	27,426	24,686
Accrued Expenses	0.87	38	38.75	38.06	72.74	49.81
Interest Bearing Deposits	29,947	1,556	1,312	1,251	1,196	1,386
Non-Interest Bearing Deposits	-	27,124	24,977	23,184	23,218	20,537
Total Deposits	29,947	28,680	26,289	24,435	24,415	21,923
Short-Term Borrowings	37.46	228.82	156.15	49.9	121.63	75.18
Current Income Taxes Payable	108.15	11.05	-	19.88	3.96	-
Other Current Liabilities	-	18.19	5.25	4.13	13.82	4.78
Long-Term Debt	899.61	899.51	650	400	200	200
Pension & Post-Retirement Benefits	7.67	7.67	7.98	8.77	7.8	7.87
Long-Term Deferred Tax Liabilities	17.37	8.39	1.94	21.74	33.49	18.77
Other Long-Term Liabilities	1,775	494.53	451.77	521.81	490.7	488.84
Total Liabilities	32,794	30,386	27,601	25,499	25,359	22,768
Common Stock	347.22	347.22	347.22	347.22	347.22	347.22
Retained Earnings	2,758	2,433	1,996	1,830	1,653	1,532
Comprehensive Income & Other	74.02	76.9	78.07	64.57	66.36	38.26
Shareholders' Equity	3,180	2,857	2,422	2,242	2,067	1,918
Total Liabilities & Equity	35,973	33,244	30,022	27,741	27,426	24,686
Total Debt	937.06	1,128	806.15	449.9	321.63	275.18
Net Cash (Debt)	14,557	1,261	1,148	2,157	12,220	9,973
Net Cash Growth	14.94%	9.80%	-46.75%	-82.35%	22.54%	35.62%
Net Cash Per Share	4212.87	365.16	332.17	623.85	3540.01	2888.07
Filing Date Shares Outstanding	3.47	3.45	3.46	3.46	3.45	3.45
Total Common Shares Outstanding	3.47	3.45	3.46	3.46	3.45	3.45
Book Value Per Share	917.29	827.75	700.88	647.90	598.19	555.88
Tangible Book Value	3,065	2,749	2,301	2,121	1,953	1,831
Tangible Book Value Per Share	884.14	796.50	665.87	612.98	565.32	530.65

Source: S&P Capital IQ. Banks template. Financial Sources.