Møns Bank Income Statement

Financials in millions DKK. Fiscal year is January - December.

Millions DKK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	145.69	147.04	180.78	169.33	78.77	64.92
Interest Income on Investments	13.5	16.26	9.77	4.86	4.97	2.7
Total Interest Income	159.19	163.3	190.55	174.19	83.75	67.62
Interest Paid on Deposits	11.52	15.59	29.72	17.62	-10.13	-10.84
Net Interest Income	147.67	147.71	160.82	156.58	93.88	78.46
Net Interest Income Growth	-2.55%	-8.15%	2.71%	66.79%	19.65%	-7.37%
Gain (Loss) on Sale of Assets	-	-	-	0.08	0	2.41
Gain (Loss) on Sale of Investments	12.82	16.38	27.31	24.24	9.29	9.79
Other Non-Interest Income	90.59	91.04	84.77	83.98	98.36	86.41
Total Non-Interest Income	103.42	107.41	112.08	108.29	107.65	98.61
Non-Interest Income Growth	-16.18%	-4.16%	3.49%	0.59%	9.18%	12.04%
Revenues Before Loan Losses	251.08	255.12	272.9	264.87	201.53	177.07
Provision for Loan Losses	-11.37	10.33	2.27	2.82	5.31	-10.71
Revenue	262.45	244.8	270.63	262.05	196.22	187.78
Revenue Growth	-0.66%	-9.54%	3.27%	33.55%	4.49%	18.24%
Occupancy Expenses	4.78	4.76	4.14	4.41	3.83	3.53
Selling, General & Administrative	196.38	180.69	159.01	143.1	133.89	126.84
Other Non-Interest Expense	1.71	0.02	0.19	0.11	0.14	0.05
Total Non-Interest Expense	202.87	185.47	163.35	147.62	137.85	130.42
EBT Excluding Unusual Items	59.58	59.33	107.28	114.43	58.37	57.36
Asset Writedown	-	-	-	-	-	-0.15
Pretax Income	59.58	59.33	107.28	114.43	58.37	57.21
Income Tax Expense	11.52	7.4	23.51	26.32	11.07	10.77
Net Income	48.06	51.92	83.77	88.11	47.3	46.45
Net Income to Common	48.06	51.92	83.77	88.11	47.3	46.45
Net Income Growth	-39.80%	-38.02%	-4.92%	86.28%	1.83%	63.37%
Basic Shares Outstanding	2	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2	2
Shares Change	0.30%	-0.12%	0.07%	-0.31%	0.10%	-0.01%
EPS (Basic)	24.01	26.00	41.90	44.10	23.60	23.20
EPS (Diluted)	24.01	26.00	41.90	44.10	23.60	23.20
EPS Growth	-39.99%	-37.95%	-4.99%	86.86%	1.72%	63.38%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	4.000	4.000	6.000	4.000	2.000	2.000
Dividend Growth	-33.33%	-33.33%	50.00%	100.00%	0%	-
Effective Tax Rate	19.34%	12.48%	21.91%	23.00%	18.96%	18.82%