Ringkjøbing Landbobank A/S (CPH: RILBA)

Ringkjøbing Landbobank Balance Sheet

Financials in millions DKK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	3,614	4,914	4,750	3,459	659	685.38
Investment Securities	8,711	9,756	8,120	8,276	8,035	8,077
Trading Asset Securities	-	102.32	150.67	117.48	185.19	183.47
Total Investments	8,711	9,858	8,271	8,393	8,220	8,260
Gross Loans	56,271	53,103	50,635	43,382	38,588	37,628
Allowance for Loan Losses	-2,337	-2,248	-2,211	-2,157	-2,082	-1,951
Other Adjustments to Gross Loans	-66.87	-119.79	-81.18	-97.76	-264.72	-212.2
Net Loans	53,867	50,735	48,342	41,127	36,241	35,465
Property, Plant & Equipment	218.45	226.5	231.64	205.96	225.87	217.37
Goodwill	923.26	923.26	923.26	923.26	923.26	923.26
Other Intangible Assets	74.27	88.91	119.91	139.42	111.58	126.58
Investments in Real Estate	0.83	3.67	3.67	8.67	7.67	11.57
Accrued Interest Receivable	-	220.27	132.02	78.37	92.1	59.35
Other Receivables	482.61	458.09	914.02	382.49	3,574	2,810
Other Current Assets	18.74	226.08	294.05	84.27	82.49	98.21
Long-Term Deferred Tax Assets	23.75	20.01	23.03	11.26	17.87	3.85
Other Real Estate Owned & Foreclosed	0.1	0.35	2	5.87	6.37	3.76
Other Long-Term Assets	7,596	5,845	4,973	5,538	4,700	4,276
Total Assets	75,531	73,520	68,980	60,357	54,862	52,941
Accrued Expenses	-	-	-	-	1.73	-
Interest Bearing Deposits	20,409	19,614	13,034	10,995	9,665	10,767
Non-Interest Bearing Deposits	33,829	33,012	35,665	32,745	29,973	27,361
Total Deposits	54,238	52,626	48,700	43,740	39,639	38,128
Short-Term Borrowings	745.44	1,120	1,125	874.18	814.48	865.07
Current Portion of Long-Term Debt	821.77	1,670	2,087	488.8	677.9	221.92
Accrued Interest Payable	-	159.84	62.37	24.75	22.31	36.36
Long-Term Debt	7,571	6,794	7,014	5,744	4,971	5,620
Long-Term Unearned Revenue	0.04	0.24	0.58	1.17	-	1.84
Pension & Post-Retirement Benefits	-	-	-	2.47	2.56	2.4
Other Long-Term Liabilities	875.51	698.29	695.42	759.57	588.03	455.9
Total Liabilities	64,706	63,068	59,685	51,635	46,716	45,331
Common Stock	26.71	27.49	28.38	29.07	29.23	29.66
Retained Earnings	10,798	10,423	9,266	8,693	8,116	7,580
Comprehensive Income & Other	0.48	0.48	0.39	0.43	0.41	0.42
Shareholders' Equity	10,825	10,451	9,295	8,723	8,146	7,610
Total Liabilities & Equity	75,531	73,520	68,980	60,357	54,862	52,941
Total Debt	9,138	9,584	10,227	7,107	6,463	6,707
Net Cash (Debt)	-5,504	-4,422	-5,326	-3,478	-5,619	-5,838
Net Cash Per Share	-207.71	-160.32	-190.24	-120.97	-192.78	-197.57
Filing Date Shares Outstanding	25.75	26.71	27.55	28.43	29.06	29.23
Total Common Shares Outstanding	25.75	26.73	27.55	28.43	29.06	29.23
Book Value Per Share	420.38	391.02	337.40	306.79	280.29	260.36
Tangible Book Value	9,827	9,439	8,252	7,660	7,111	6,560
Tangible Book Value Per Share	381.64	353.16	299.53	269.42	244.68	224.44

Source: S&P Capital IQ. Banks template. Financial Sources.