Ringkjøbing Landbobank Balance Sheet

Financials in millions DKK. Fiscal year is January - December.

Millions DKK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	4,619	5,164	5,844	4,914	4,750	3,459
Investment Securities	3,607	3,598	3,429	3,510	8,120	8,276
Trading Asset Securities	-	174.51	87.64	102.32	150.67	117.48
Mortgage-Backed Securities	5,374	5,047	4,134	6,246	-	-
Total Investments	8,981	8,820	7,650	9,858	8,271	8,393
Gross Loans	66,984	64,966	58,334	53,103	50,635	43,382
Allowance for Loan Losses	-2,268	-2,281	-2,314	-2,248	-2,211	-2,157
Other Adjustments to Gross Loans	-140.89	-132.07	-182.8	-119.79	-81.18	-97.76
Net Loans	64,575	62,553	55,837	50,735	48,342	41,127
Property, Plant & Equipment	226.41	227.78	227.09	226.5	231.64	205.96
Goodwill	923.26	923.26	923.26	923.26	923.26	923.26
Other Intangible Assets	45.01	49.89	69.4	88.91	119.91	139.42
Investments in Real Estate	0.83	0.83	0.83	3.67	3.67	8.67
Accrued Interest Receivable	-	172.74	197.46	220.27	132.02	78.37
Other Receivables	1,593	503.34	459.95	458.09	914.02	382.49
Other Current Assets	19.92	150.12	277.86	226.08	294.05	84.27
Long-Term Deferred Tax Assets	4.77	3.38	19.49	20.01	23.03	11.26
Other Real Estate Owned & Foreclosed	0.1	0.1	0.1	0.35	2	5.87
Other Long-Term Assets	8,394	7,741	7,126	5,845	4,973	5,538
Total Assets	89,382	86,309	78,633	73,520	68,980	60,357
Interest Bearing Deposits	23,754	21,172	21,143	18,511	13,034	10,995
Non-Interest Bearing Deposits	39,032	40,166	35,509	34,116	35,665	32,745
Total Deposits	62,786	61,338	56,652	52,626	48,700	43,740
Short-Term Borrowings	10.34	1,133	1,105	1,120	1,125	874.18
Current Portion of Long-Term Debt	2,094	1,345	1,571	1,670	2,087	488.8
Accrued Interest Payable	-	133.9	132.94	159.84	62.37	24.75
Long-Term Debt	11,419	10,205	7,393	6,794	7,014	5,744
Long-Term Unearned Revenue	0.04	0.06	0.13	0.24	0.58	1.17
Pension & Post-Retirement Benefits	-	-	-	-	-	2.47
Other Long-Term Liabilities	1,638	585.61	746.02	698.29	695.42	759.57
Total Liabilities	77,979	74,741	67,599	63,068	59,685	51,635
Common Stock	25.39	25.39	26.71	27.49	28.38	29.07
Retained Earnings	11,378	11,542	11,007	10,423	9,266	8,693
Comprehensive Income & Other	0.42	0.42	0.47	0.48	0.39	0.43
Shareholders' Equity	11,403	11,568	11,034	10,451	9,295	8,723
Total Liabilities & Equity	89,382	86,309	78,633	73,520	68,980	60,357
Total Debt	13,523	12,684	10,068	9,584	10,227	7,107
Net Cash (Debt)	-8,904	-7,345	-4,136	-4,422	-5,326	-3,478
Net Cash Per Share	-359.39	-294.84	-158.44	-160.32	-190.24	-120.97
Filing Date Shares Outstanding	24.28	24.28	25.39	26.71	27.55	28.43
Total Common Shares Outstanding	24.28	24.34	25.48	26.73	27.55	28.43
Book Value Per Share	469.59	475.19	433.13	391.02	337.40	306.79
Tangible Book Value	10,435	10,595	10,042	9,439	8,252	7,660
Tangible Book Value Per Share	429.72	435.22	394.17	353.16	299.53	269.42

Source: S&P Global Market Intelligence. Banks template. Financial Sources.