Ringkjøbing Landbobank A/S (CPH:RILBA)

Ringkjøbing Landbobank Balance Sheet

Financials in millions DKK. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	5,636	5,164	5,844	4,914	4,750	3,459
Investment Securities	3,719	3,598	3,429	3,510	8,120	8,276
Trading Asset Securities	-	174.51	87.64	102.32	150.67	117.48
Mortgage-Backed Securities	6,502	5,047	4,134	6,246	-	-
Total Investments	10,221	8,820	7,650	9,858	8,271	8,393
Gross Loans	69,680	64,966	58,334	53,103	50,635	43,382
Allowance for Loan Losses	-2,278	-2,281	-2,314	-2,248	-2,211	-2,157
Other Adjustments to Gross Loans	-116.47	-132.07	-182.8	-119.79	-81.18	-97.76
Net Loans	67,285	62,553	55,837	50,735	48,342	41,127
Property, Plant & Equipment	222.87	227.78	227.09	226.5	231.64	205.96
Goodwill	923.26	923.26	923.26	923.26	923.26	923.26
Other Intangible Assets	35.26	49.89	69.4	88.91	119.91	139.42
Investments in Real Estate	0.83	0.83	0.83	3.67	3.67	8.67
Accrued Interest Receivable	-	172.74	197.46	220.27	132.02	78.37
Other Receivables	1,127	503.34	459.95	458.09	914.02	382.49
Other Current Assets	21	150.12	277.86	226.08	294.05	84.27
Long-Term Deferred Tax Assets	2.28	3.38	19.49	20.01	23.03	11.26
Other Real Estate Owned & Foreclosed	0.1	0.1	0.1	0.35	2	5.87
Other Long-Term Assets	9,748	7,741	7,126	5,845	4,973	5,538
Total Assets	95,222	86,309	78,633	73,520	68,980	60,357

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Bearing Deposits	26,402	21,172	21,143	18,511	13,034	10,995
Non-Interest Bearing Deposits	41,001	40,166	35,509	34,116	35,665	32,745
Total Deposits	67,403	61,338	56,652	52,626	48,700	43,740
Short-Term Borrowings	16.39	1,133	1,105	1,120	1,125	874.18
Current Portion of Long-Term Debt	984.1	1,345	1,571	1,670	2,087	488.8
Accrued Interest Payable	-	133.9	132.94	159.84	62.37	24.75
Long-Term Debt	12,826	10,205	7,393	6,794	7,014	5,744
Long-Term Unearned Revenue	0.17	0.06	0.13	0.24	0.58	1.17
Pension & Post-Retirement Benefits	-	-	-	-	-	2.47
Other Long-Term Liabilities	1,874	585.61	746.02	698.29	695.42	759.57
Total Liabilities	83,463	74,741	67,599	63,068	59,685	51,635

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	24.28	25.39	26.71	27.49	28.38	29.07
Retained Earnings	11,735	11,542	11,007	10,423	9,266	8,693
Comprehensive Income & Other	0.12	0.42	0.47	0.48	0.39	0.43
Shareholders' Equity	11,759	11,568	11,034	10,451	9,295	8,723
Total Liabilities & Equity	95,222	86,309	78,633	73,520	68,980	60,357

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	13,827	12,684	10,068	9,584	10,227	7,107
Net Cash (Debt)	-8,191	-7,345	-4,136	-4,422	-5,326	-3,478
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-340.10	-294.84	-158.44	-160.32	-190.24	-120.97
Filing Date Shares Outstanding	23.53	24.28	25.39	26.71	27.55	28.43
Total Common Shares Outstanding	23.53	24.34	25.48	26.73	27.55	28.43
Book Value Per Share	499.74	475.19	433.13	391.02	337.40	306.79
Tangible Book Value	10,800	10,595	10,042	9,439	8,252	7,660
Tangible Book Value Per Share	459.00	435.22	394.17	353.16	299.53	269.42

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 27, 2026

Data Sources Report a data error