Ellinas Finance Public Company Limited (CYS:ELF)

CYS:ELF Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest and Dividend Income	1.5	1.73	2.41	1.83	1.28	0.91
Total Interest Expense	0.27	0.21	0.38	0.29	0.15	0.1
Net Interest Income	1.23	1.52	2.04	1.53	1.12	0.81
Commissions and Fees	0.55	0.58	0.71	0.75	0.79	0.75
Gain (Loss) on Sale of Investments	0	0	0.03	0.06	0.38	0.02
Revenue Before Loan Losses	1.78	2.1	2.77	2.34	2.3	1.57
Provision for Loan Losses	-0.33	-0.08	0.26	0.23	0.44	-0.05
Revenue	2.11	2.18	2.51	2.11	1.86	1.62
Revenue Growth	-18.43%	-13.22%	19.21%	13.12%	15.05%	8.38%
Salaries & Employee Benefits	0.76	0.76	0.72	0.71	0.65	0.56
Cost of Services Provided	0.59	0.61	0.73	0.54	0.61	0.48
Other Operating Expenses	-0.1	-0.09	-0.09	-0.09	-0.05	-0.02
Total Operating Expenses	1.38	1.39	1.47	1.25	1.3	1.09
Operating Income	0.72	0.79	1.05	0.86	0.56	0.53
EBT Excluding Unusual Items	0.71	0.78	1.09	0.86	0.57	0.52
Other Unusual Items	0.06	-0.31	-	-	-	-
Pretax Income	0.77	0.47	1.09	0.86	0.57	0.52
Income Tax Expense	0.08	0.06	0.14	0.11	0.02	0.08
Earnings From Continuing Ops.	0.7	0.41	0.95	0.75	0.55	0.44
Minority Interest in Earnings	0	-0	-0	-	-	-
Net Income	0.7	0.41	0.95	0.75	0.55	0.44
Net Income to Common	0.7	0.41	0.95	0.75	0.55	0.44
Net Income Growth	-0.65%	-56.60%	27.34%	35.50%	23.66%	-12.74%
Shares Outstanding (Basic)	16	16	16	16	16	16
Shares Outstanding (Diluted)	16	16	16	16	16	16
Shares Change	-	-	-	-	-	-
EPS (Basic)	0.04	0.03	0.06	0.05	0.03	0.03
EPS (Diluted)	0.04	0.03	0.06	0.05	0.03	0.03
EPS Growth	-0.65%	-56.60%	27.34%	35.50%	23.66%	-12.74%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	-1.1	2.46	1.59	-2.36	-0.35	-0.54
Free Cash Flow Per Share	-0.07	0.15	0.10	-0.15	-0.02	-0.03
Dividend Per Share	-	-	0.028	0.028	0.025	0.020
Dividend Growth	-	-	0%	10.00%	25.00%	0%
Operating Margin	34.36%	36.08%	41.67%	40.70%	30.20%	32.75%
Profit Margin	33.00%	18.88%	37.77%	35.35%	29.51%	27.46%
Free Cash Flow Margin	-52.13%	112.60%	63.37%	-112.02%	-18.95%	-33.31%
Effective Tax Rate	10.11%	13.11%	12.60%	13.06%	3.74%	14.73%

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every six months for this company.

Update frequency:

Semi-annually

Last checked:

Oct 13, 2026

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