NMB Bank Income Statement

Financials in millions TZS. Fiscal year is January - December.

Millions TZS. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,548,329	1,366,006	1,179,592	953,656	815,446
Interest Income on Investments	45	-	-	-	-
Total Interest Income	1,548,374	1,366,006	1,179,592	953,656	815,446
Interest Paid on Deposits	354,848	307,599	242,354	164,020	135,606
Net Interest Income	1,193,526	1,058,407	937,238	789,636	679,840
Net Interest Income Growth (YoY)	12.77%	12.93%	18.69%	16.15%	19.03%
Income From Trading Activities	-	-	-	-	2,726
Gain (Loss) on Sale of Assets	-	240	294	590	12
Gain (Loss) on Sale of Investments	-	4,831	7,527	5,353	-
Other Non-Interest Income	631,171	571,267	460,609	396,076	303,011
Total Non-Interest Income	631,171	576,338	468,430	402,019	305,749
Non-Interest Income Growth (YoY)	9.51%	23.04%	16.52%	31.49%	13.44%
Revenues Before Loan Losses	1,824,697	1,634,745	1,405,668	1,191,655	985,589
Provision for Loan Losses	80,574	85,068	84,485	81,067	113,040
Revenue	1,744,123	1,549,677	1,321,183	1,110,588	872,549
Revenue Growth (YoY)	12.55%	17.29%	18.96%	27.28%	22.05%
Salaries and Employee Benefits	375,642	335,656	297,923	266,296	243,679
Occupancy Expenses	-	56,037	49,444	53,638	61,755
Selling, General & Administrative	-	71,085	64,659	59,171	52,518
Other Non-Interest Expense	297,719	155,609	134,356	116,318	96,572
Total Non-Interest Expense	673,361	618,387	546,382	495,423	454,524
EBT Excluding Unusual Items	1,070,762	931,290	774,801	615,165	418,025
Pretax Income	1,070,762	931,290	774,801	615,165	418,025
Income Tax Expense	320,990	284,397	229,594	183,493	125,876
Earnings From Continuing Operations	749,772	646,893	545,207	431,672	292,149
Minority Interest in Earnings	-	-363	-317	-141	-71
Net Income	749,772	646,530	544,890	431,531	292,078
Net Income to Common	749,772	646,530	544,890	431,531	292,078
Net Income Growth	15.97%	18.65%	26.27%	47.74%	39.11%
Basic Shares Outstanding	500	500	500	500	500
Diluted Shares Outstanding	500	500	500	500	500
Shares Change (YoY)	-0.03%	-	-	-	-
EPS (Basic)	1500.00	1293.06	1089.78	863.06	584.16
EPS (Diluted)	1500.00	1293.06	1089.78	863.06	584.16
EPS Growth	16.00%	18.65%	26.27%	47.74%	39.11%
Dividend Per Share	-	428.850	361.180	286.000	193.000
Dividend Growth	-	18.74%	26.29%	48.19%	40.88%
Effective Tax Rate	29.98%	30.54%	29.63%	29.83%	30.11%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.