NMB Bank Income Statement

Financials in millions TZS. Fiscal year is January - December.

Millions TZS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,621,258	1,548,329	1,366,006	1,179,592	953,656	815,446
Interest Income on Investments	45	45	-	-	-	-
Total Interest Income	1,621,303	1,548,374	1,366,006	1,179,592	953,656	815,446
Interest Paid on Deposits	391,269	354,848	307,599	242,354	164,020	135,606
Net Interest Income	1,230,034	1,193,526	1,058,407	937,238	789,636	679,840
Net Interest Income Growth (YoY)	12.98%	12.77%	12.93%	18.69%	16.15%	19.03%
Income From Trading Activities	-	-	-	-	-	2,726
Gain (Loss) on Sale of Assets	-	-	240	294	590	12
Gain (Loss) on Sale of Investments	-	-	4,831	7,527	5,353	-
Other Non-Interest Income	634,089	631,171	571,267	460,609	396,076	303,011
Total Non-Interest Income	634,089	631,171	576,338	468,430	402,019	305,749
Non-Interest Income Growth (YoY)	6.81%	9.51%	23.04%	16.52%	31.49%	13.44%
Revenues Before Loan Losses	1,864,123	1,824,697	1,634,745	1,405,668	1,191,655	985,589
Provision for Loan Losses	81,240	80,574	85,068	84,485	81,067	113,040
Revenue	1,782,883	1,744,123	1,549,677	1,321,183	1,110,588	872,549
Revenue Growth (YoY)	11.48%	12.55%	17.29%	18.96%	27.28%	22.05%
Salaries and Employee Benefits	390,245	375,642	335,656	297,923	266,296	243,679
Occupancy Expenses	-	-	56,037	49,444	53,638	61,755
Selling, General & Administrative	-	-	71,085	64,659	59,171	52,518
Other Non-Interest Expense	309,159	297,719	155,609	134,356	116,318	96,572
Total Non-Interest Expense	699,404	673,361	618,387	546,382	495,423	454,524
EBT Excluding Unusual Items	1,083,479	1,070,762	931,290	774,801	615,165	418,025
Pretax Income	1,083,479	1,070,762	931,290	774,801	615,165	418,025
Income Tax Expense	324,761	320,990	284,397	229,594	183,493	125,876
Earnings From Continuing Operations	758,718	749,772	646,893	545,207	431,672	292,149
Minority Interest in Earnings	-	-	-363	-317	-141	-71
Net Income	758,718	749,772	646,530	544,890	431,531	292,078
Net Income to Common	758,718	749,772	646,530	544,890	431,531	292,078
Net Income Growth	13.64%	15.97%	18.65%	26.27%	47.74%	39.11%
Basic Shares Outstanding	-	500	500	500	500	500
Diluted Shares Outstanding	-	500	500	500	500	500
Shares Change (YoY)	-	-0.03%	-	-	-	-
EPS (Basic)	-	1500.00	1293.06	1089.78	863.06	584.16
EPS (Diluted)	-	1500.00	1293.06	1089.78	863.06	584.16
EPS Growth	-	16.00%	18.65%	26.27%	47.74%	39.11%
Dividend Per Share	-	-	428.850	361.180	286.000	193.000
Dividend Growth	-	-	18.74%	26.29%	48.19%	40.88%
Effective Tax Rate	29.97%	29.98%	30.54%	29.63%	29.83%	30.11%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.