NMB Bank Balance Sheet

Financials in millions TZS. Fiscal year is January - December.

Millions TZS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	640,472	2,780,736	1,779,120	1,172,202	1,277,542	1,384,531
Investment Securities	2,651,857	2,562,824	2,272,996	2,276,525	1,946,952	1,742,200
Trading Asset Securities	-	3,627	14,721	-	-	-
Total Investments	2,651,857	2,566,451	2,287,717	2,276,525	1,946,952	1,742,200
Gross Loans	11,790,080	10,688,021	8,739,221	7,949,626	6,242,676	4,863,919
Allowance for Loan Losses	-	-257,927	-240,544	-242,701	-228,073	-209,986
Net Loans	11,790,080	10,430,094	8,498,677	7,706,925	6,014,603	4,653,933
Property, Plant & Equipment	272,268	250,398	205,044	206,078	202,200	219,644
Other Intangible Assets	-	95,577	65,889	37,347	18,290	13,888
Other Receivables	287,919	103,182	94,936	98,013	150,526	96,279
Restricted Cash	1,675,858	740,892	577,137	505,491	460,740	436,753
Other Current Assets	-	481,767	80,390	56,798	52,962	38,721
Long-Term Deferred Tax Assets	-	151,742	139,320	118,324	109,475	93,799
Other Long-Term Assets	603,377	15,105	7,460	1,859	1,262	1,673
Total Assets	17,921,831	17,615,944	13,735,690	12,179,562	10,234,552	8,681,421
Accrued Expenses	-	109,872	83,746	88,437	76,370	61,997
Interest Bearing Deposits	12,786,479	12,519,551	9,564,295	8,480,616	7,607,277	6,663,297
Total Deposits	12,786,479	12,519,551	9,564,295	8,480,616	7,607,277	6,663,297
Short-Term Borrowings	-	5	2,956	-	-	-
Current Portion of Long-Term Debt	-	915,419	669,345	333,496	295,440	383,086
Current Portion of Leases	-	464	5,384	9,133	4,535	4,245
Current Income Taxes Payable	136,591	-	-	-	5,602	-
Other Current Liabilities	101,563	400,621	1,879	9,364	7,843	17,734
Long-Term Debt	1,243,756	383,068	700,159	1,046,697	453,914	111,129
Long-Term Leases	-	26,891	18,914	19,711	26,051	23,016
Long-Term Deferred Tax Liabilities	-	540	839	857	1,418	858
Other Long-Term Liabilities	250,317	152,794	128,793	98,674	66,072	61,493
Total Liabilities	14,614,925	14,509,225	11,176,310	10,086,985	8,544,522	7,326,855
Common Stock	20,000	20,000	20,000	20,000	20,000	20,000
Retained Earnings	3,270,864	3,077,773	2,532,526	2,066,586	1,664,821	1,330,019
Comprehensive Income & Other	10,856	3,748	2,050	1,550	1,086	564
Total Common Equity	3,301,720	3,101,521	2,554,576	2,088,136	1,685,907	1,350,583
Minority Interest	5,186	5,198	4,804	4,441	4,123	3,983
Shareholders' Equity	3,306,906	3,106,719	2,559,380	2,092,577	1,690,030	1,354,566
Total Liabilities & Equity	17,921,831	17,615,944	13,735,690	12,179,562	10,234,552	8,681,421
Total Debt	1,243,756	1,325,847	1,396,758	1,409,037	779,940	521,476
Net Cash (Debt)	-603,284	1,458,516	397,083	-236,835	497,602	863,055
Net Cash Growth	-	267.31%	-	-	-42.34%	60.53%
Net Cash Per Share	-1206.57	2917.03	794.17	-473.67	995.20	1726.11
Filing Date Shares Outstanding	500	500	500	500	500	500
Total Common Shares Outstanding	500	500	500	500	500	500
Book Value Per Share	6603.44	6203.04	5109.15	4176.27	3371.81	2701.17
Tangible Book Value	3,301,720	3,005,944	2,488,687	2,050,789	1,667,617	1,336,695
Tangible Book Value Per Share	6603.44	6011.89	4977.37	4101.58	3335.23	2673.39