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Ajman Bank PJSC (DFM:AJMANBANK)
United Arab Emirates flag United Arab Emirates · Delayed Price · Currency is AED
1.355
-0.020 (-1.45%)
Oct 28, 2026, 2:55 PM GST

Ajman Bank PJSC Financials Overview

Millions AED. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
881.03942.55805.7538.78485.73388.67
Revenue Growth
-3.82%16.98%1977.68%-92.02%24.97%13.71%
Net Income
446.13500.04400.65-390.36162.07116.16
Earnings Per Share
0.160.180.15-0.150.070.05
EPS Growth
-10.06%24.26%--23.81%122.73%

Revenue by Segment
Chart
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Wholesale Banking
455.41463.08-319.77261.1789.32
Treasury
199.0870.9442.7841.6477.8
Consumer Banking
284.85272.62256.61172.16156.56
Other
8.932.81--19.24-3.38
Total
948.27809.45-20.38483.06400.7

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
2,8213,9152,5854,2512,1062,159
Total Debt
1,8051,83312.4510.018.25.96
Net Cash (Debt)
1,0162,0812,5734,2412,0982,153
Net Cash Growth
59.11%-19.11%-39.34%102.19%-2.56%269.75%
Net Cash Per Share
0.370.770.961.660.860.99

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-1,791-3,8482,017-2,610-2,0781,784
Capital Expenditures
-103.11-58.63-34.07-31.08-30.08-18.12
Free Cash Flow
-1,894-3,9071,983-2,641-2,1081,766
Free Cash Flow Growth
------

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
50.64%53.05%49.72%-1006.57%33.37%29.89%
FCF Margin
-214.98%-414.50%246.06%-6811.09%-434.08%454.24%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024
Period EndingOct '26 Dec '25 Dec '24
Dividend Per Share
0.0920.0920.072
Dividend Per Share Growth
26.62%26.62%-
Dividend Yield
6.78%6.97%4.24%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.267.1611.48-15.2914.90
Forward PE
8.419.769.769.769.769.76
P/FCF Ratio
--2.32--0.98
PS Ratio
4.243.805.71146.075.104.45