Ajman Bank PJSC Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	2,429	3,877	2,517	4,181	2,106	2,158
Investment Securities	5,410	5,659	3,626	2,974	2,510	2,824
Trading Asset Securities	144.2	37.64	68.02	69.94	0.02	0.33
Total Investments	5,554	5,697	3,694	3,044	2,510	2,824
Gross Loans	20,836	19,078	14,437	15,096	13,820	16,874
Allowance for Loan Losses	-668.32	-687.27	-846.34	-633.82	-491.68	-900.74
Other Adjustments to Gross Loans	-714.5	-661.02	-631.26	-685.99	-694.56	-811.57
Net Loans	19,454	17,730	12,959	13,776	12,634	15,162
Property, Plant & Equipment	202.62	171.6	136.41	125.79	127.08	124.06
Investments in Real Estate	401.2	401.2	391.55	385.76	381.06	359.74
Accrued Interest Receivable	146.19	140.78	105.27	146.15	100.76	101.78
Other Receivables	2,964	3,049	1,430	1,296	1,630	88.1
Restricted Cash	876.84	1,038	931.8	719.38	477.49	428.8
Other Current Assets	139.05	83.34	29.05	24.91	22.21	33.58
Other Real Estate Owned & Foreclosed	430.45	431.43	505.37	1,149	1,055	927.05
Other Long-Term Assets	228.47	244.29	153.37	87.2	66.95	134.82
Total Assets	32,829	32,863	22,854	24,936	21,110	22,342
Accrued Expenses	26.02	44.79	39.08	24.92	35.4	21.99
Interest Bearing Deposits	21,078	21,526	14,662	16,451	14,233	15,859
Non-Interest Bearing Deposits	5,648	5,106	4,379	4,878	4,091	3,615
Total Deposits	26,726	26,632	19,041	21,330	18,324	19,474
Current Income Taxes Payable	52.46	47.89	39.13	-	-	-
Accrued Interest Payable	323.48	302.38	332.88	391.64	115.67	115.99
Other Current Liabilities	399.99	256.34	125.89	66.59	45.85	89.56
Long-Term Debt	1,818	1,817	-	-	-	-
Long-Term Leases	17.04	16.4	12.45	10.01	8.2	5.96
Long-Term Deferred Tax Liabilities	-	12.52	5.53	-	-	-
Other Long-Term Liabilities	262.1	262	146.37	437.92	66.42	-
Total Liabilities	29,625	29,391	19,743	22,261	18,595	19,708
Common Stock	2,724	2,724	2,724	2,724	2,100	2,100
Retained Earnings	844.44	957.81	640.86	255.86	749.47	586.55
Treasury Stock	-2.76	-3.98	-34.48	-27.68	-	-
Comprehensive Income & Other	-361.21	-205.08	-218.08	-276.74	-334.39	-51.93
Shareholders' Equity	3,204	3,472	3,112	2,675	2,515	2,635
Total Liabilities & Equity	32,829	32,863	22,854	24,936	21,110	22,342
Total Debt	1,835	1,833	12.45	10.01	8.2	5.96
Net Cash (Debt)	738.81	2,081	2,573	4,241	2,098	2,153
Net Cash Growth	-73.84%	-19.11%	-39.34%	102.19%	-2.56%	269.75%
Net Cash Per Share	0.27	0.77	0.96	1.66	0.86	0.99
Filing Date Shares Outstanding	2,721	2,720	2,689	2,696	2,174	2,174
Total Common Shares Outstanding	2,721	2,720	2,689	2,696	2,174	2,174
Book Value Per Share	1.18	1.28	1.16	0.99	1.16	1.21
Tangible Book Value	3,204	3,472	3,112	2,675	2,515	2,635
Tangible Book Value Per Share	1.18	1.28	1.16	0.99	1.16	1.21