Ajman Bank PJSC (DFM:AJMANBANK)

Ajman Bank PJSC Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	1,204	3,877	2,517	4,181	2,106	2,158
Investment Securities	5,879	5,659	3,626	2,974	2,510	2,824
Trading Asset Securities	145.16	37.64	68.02	69.94	0.02	0.33
Total Investments	6,024	5,697	3,694	3,044	2,510	2,824
Gross Loans	21,032	19,078	14,437	15,096	13,820	16,874
Allowance for Loan Losses	-594.03	-687.27	-846.34	-633.82	-491.68	-900.74
Other Adjustments to Gross Loans	-744.58	-661.02	-631.26	-685.99	-694.56	-811.57
Net Loans	19,693	17,730	12,959	13,776	12,634	15,162
Property, Plant & Equipment	210.99	171.6	136.41	125.79	127.08	124.06
Investments in Real Estate	672.5	401.2	391.55	385.76	381.06	359.74
Accrued Interest Receivable	159.45	140.78	105.27	146.15	100.76	101.78
Other Receivables	3,518	3,049	1,430	1,296	1,630	88.1
Restricted Cash	1,562	1,038	931.8	719.38	477.49	428.8
Other Current Assets	160.25	83.34	29.05	24.91	22.21	33.58
Other Real Estate Owned & Foreclosed	429.52	431.43	505.37	1,149	1,055	927.05
Other Long-Term Assets	224.91	244.29	153.37	87.2	66.95	134.82
Total Assets	33,865	32,863	22,854	24,936	21,110	22,342

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	23.97	44.79	39.08	24.92	35.4	21.99
Interest Bearing Deposits	22,460	21,526	14,662	16,451	14,233	15,859
Non-Interest Bearing Deposits	5,050	5,106	4,379	4,878	4,091	3,615
Total Deposits	27,509	26,632	19,041	21,330	18,324	19,474
Current Income Taxes Payable	62.58	47.89	39.13	-	-	-
Accrued Interest Payable	327.44	302.38	332.88	391.64	115.67	115.99
Other Current Liabilities	387.89	256.34	125.89	66.59	45.85	89.56
Long-Term Debt	1,818	1,817	-	-	-	-
Long-Term Leases	16.59	16.4	12.45	10.01	8.2	5.96
Long-Term Deferred Tax Liabilities	-	12.52	5.53	-	-	-
Other Long-Term Liabilities	304.11	262	146.37	437.92	66.42	-
Total Liabilities	30,450	29,391	19,743	22,261	18,595	19,708

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	2,724	2,724	2,724	2,724	2,100	2,100
Retained Earnings	968.6	957.81	640.86	255.86	749.47	586.55
Treasury Stock	-6.77	-3.98	-34.48	-27.68	-	-
Comprehensive Income & Other	-275.26	-205.08	-218.08	-276.74	-334.39	-51.93
Shareholders' Equity	3,416	3,472	3,112	2,675	2,515	2,635
Total Liabilities & Equity	33,865	32,863	22,854	24,936	21,110	22,342

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	1,835	1,833	12.45	10.01	8.2	5.96
Net Cash (Debt)	-485.6	2,081	2,573	4,241	2,098	2,153
Net Cash Growth	-	-19.11%	-39.34%	102.19%	-2.56%	269.75%
Net Cash Per Share	-0.18	0.77	0.96	1.66	0.86	0.99
Filing Date Shares Outstanding	2,717	2,720	2,689	2,696	2,174	2,174
Total Common Shares Outstanding	2,717	2,720	2,689	2,696	2,174	2,174
Book Value Per Share	1.26	1.28	1.16	0.99	1.16	1.21
Tangible Book Value	3,410	3,472	3,112	2,675	2,515	2,635
Tangible Book Value Per Share	1.26	1.28	1.16	0.99	1.16	1.21

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 3, 2026

Data Sources Report a data error