Ajman Bank PJSC (DFM:AJMANBANK)

Ajman Bank PJSC Statistics

Total Valuation

Ajman Bank PJSC has a market cap or net worth of AED 4.22 billion.

Market Cap	4.22B
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, January 21, 2026.

Earnings Date	Jan 21, 2026
Ex-Dividend Date	Mar 12, 2026

Share Statistics

Ajman Bank PJSC has 2.72 billion shares outstanding. The number of shares has increased by 0.44% in one year.

Current Share Class	2.72B
Shares Outstanding	2.72B
Shares Change (YoY)	+0.44%
Shares Change (QoQ)	+2.02%
Owned by Insiders (%)	16.01%
Owned by Institutions (%)	3.65%
Float	1.38B

Valuation Ratios

The trailing PE ratio is 8.38 and the forward PE ratio is 9.51.

PE Ratio	8.38
Forward PE	9.51
PS Ratio	4.47
PB Ratio	1.21
P/TBV Ratio	1.21
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.47
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 15.19%.

Return on Equity (ROE)	15.19%
Return on Assets (ROA)	1.79%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.44%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Ajman Bank PJSC has paid 48.35 million in taxes.

Income Tax	48.35M
Effective Tax Rate	8.82%

Stock Price Statistics

The stock price has decreased by -8.82% in the last 52 weeks. The beta is 0.38, so Ajman Bank PJSC's price volatility has been lower than the market average.

Beta (5Y)	0.38
52-Week Price Change	-8.82%
50-Day Moving Average	1.38
200-Day Moving Average	1.45
Relative Strength Index (RSI)	80.19
Average Volume (20 Days)	4,717,267

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Ajman Bank PJSC had revenue of AED 942.55 million and earned 500.04 million in profits. Earnings per share was 0.18.

Revenue	942.55M
Gross Profit	902.26M
Operating Income	530.12M
Pretax Income	548.39M
Net Income	500.04M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.18

Balance Sheet

The company has 3.91 billion in cash and 1.83 billion in debt, with a net cash position of 2.08 billion or 0.77 per share.

Cash & Cash Equivalents	3.91B
Total Debt	1.83B
Net Cash	2.08B
Net Cash Per Share	0.77
Equity (Book Value)	3.47B
Book Value Per Share	1.28
Working Capital	-18.63B

Cash Flow

In the last 12 months, operating cash flow was -3.85 billion and capital expenditures -58.63 million, giving a free cash flow of -3.91 billion.

Operating Cash Flow	-3.85B
Capital Expenditures	-58.63M
Free Cash Flow	-3.91B
FCF Per Share	-1.44

Margins

Gross Margin	n/a
Operating Margin	56.24%
Pretax Margin	58.18%
Profit Margin	53.05%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.09, which amounts to a dividend yield of 6.08%.

Dividend Per Share	0.09
Dividend Yield	6.08%
Dividend Growth (YoY)	26.62%
Years of Dividend Growth	1
Payout Ratio	39.49%
Buyback Yield	-0.44%
Shareholder Yield	5.64%
Earnings Yield	11.86%
FCF Yield	-92.68%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 28, 2023. It was a forward split with a ratio of 1.035.

Last Split Date	Apr 28, 2023
Split Type	Forward
Split Ratio	1.035

Scores

Altman Z-Score	n/a
Piotroski F-Score	2