Ajman Bank PJSC (DFM:AJMANBANK)

Ajman Bank PJSC Statistics

Total Valuation

Ajman Bank PJSC has a market cap or net worth of AED 3.96 billion.

Market Cap	3.96B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, July 18, 2025.

Earnings Date	Jul 18, 2025
Ex-Dividend Date	Mar 7, 2025

Share Statistics

Ajman Bank PJSC has 2.69 billion shares outstanding. The number of shares has decreased by -4.40% in one year.

Current Share Class	2.69B
Shares Outstanding	2.69B
Shares Change (YoY)	-4.40%
Shares Change (QoQ)	+0.08%
Owned by Insiders (%)	14.31%
Owned by Institutions (%)	3.51%
Float	1.53B

Valuation Ratios

The trailing PE ratio is 9.20 and the forward PE ratio is 9.48.

PE Ratio	9.20
Forward PE	9.48
PS Ratio	4.71
PB Ratio	1.23
P/TBV Ratio	1.23
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.78
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.09%.

Return on Equity (ROE)	14.09%
Return on Assets (ROA)	1.69%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Ajman Bank PJSC has paid 42.48 million in taxes.

Income Tax	42.48M
Effective Tax Rate	8.99%

Stock Price Statistics

The stock price has decreased by -20.86% in the last 52 weeks. The beta is 0.40, so Ajman Bank PJSC's price volatility has been lower than the market average.

Beta (5Y)	0.40
52-Week Price Change	-20.86%
50-Day Moving Average	1.48
200-Day Moving Average	1.62
Relative Strength Index (RSI)	42.30
Average Volume (20 Days)	8,127,291

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Ajman Bank PJSC had revenue of AED 840.77 million and earned 430.18 million in profits. Earnings per share was 0.16.

Revenue	840.77M
Gross Profit	814.59M
Operating Income	468.96M
Pretax Income	472.66M
Net Income	430.18M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.16

Balance Sheet

The company has 3.29 billion in cash and 1.83 billion in debt, giving a net cash position of 1.46 billion or 0.54 per share.

Cash & Cash Equivalents	3.29B
Total Debt	1.83B
Net Cash	1.46B
Net Cash Per Share	0.54
Equity (Book Value)	3.22B
Book Value Per Share	1.20
Working Capital	-14.46B

Cash Flow

In the last 12 months, operating cash flow was -996.38 million and capital expenditures -31.42 million, giving a free cash flow of -1.03 billion.

Operating Cash Flow	-996.38M
Capital Expenditures	-31.42M
Free Cash Flow	-1.03B
FCF Per Share	-0.38

Margins

Gross Margin	n/a
Operating Margin	55.78%
Pretax Margin	56.22%
Profit Margin	51.17%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.07, which amounts to a dividend yield of 4.93%.

Dividend Per Share	0.07
Dividend Yield	4.93%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	45.90%
Buyback Yield	4.40%
Shareholder Yield	9.29%
Earnings Yield	10.87%
FCF Yield	-25.96%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 28, 2023. It was a forward split with a ratio of 1.035.

Last Split Date	Apr 28, 2023
Split Type	Forward
Split Ratio	1.035

Scores

Altman Z-Score	n/a
Piotroski F-Score	2