Ajman Bank PJSC Statistics

Total Valuation

Ajman Bank PJSC has a market cap or net worth of AED 3.76 billion.

Market Cap	3.76B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, July 18, 2025.

Earnings Date	Jul 18, 2025
Ex-Dividend Date	Mar 7, 2025

Share Statistics

Ajman Bank PJSC has 2.69 billion shares outstanding. The number of shares has decreased by -0.43% in one year.

Current Share Class	2.69B
Shares Outstanding	2.69B
Shares Change (YoY)	-0.43%
Shares Change (QoQ)	-0.11%
Owned by Insiders (%)	14.34%
Owned by Institutions (%)	3.38%
Float	1.53B

Valuation Ratios

The trailing PE ratio is 8.78 and the forward PE ratio is 13.06.

PE Ratio	8.78
Forward PE	13.06
PS Ratio	4.50
PB Ratio	1.22
P/TBV Ratio	1.22
P/FCF Ratio	2.08
P/OCF Ratio	2.05
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.01
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.65%.

Return on Equity (ROE)	14.65%
Return on Assets (ROA)	1.80%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Ajman Bank PJSC has paid 39.86 million in taxes.

Income Tax	39.86M
Effective Tax Rate	8.52%

Stock Price Statistics

The stock price has decreased by -17.65% in the last 52 weeks. The beta is 0.43, so Ajman Bank PJSC's price volatility has been lower than the market average.

Beta (5Y)	0.43
52-Week Price Change	-17.65%
50-Day Moving Average	1.52
200-Day Moving Average	1.67
Relative Strength Index (RSI)	21.01
Average Volume (20 Days)	8,778,183

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Ajman Bank PJSC had revenue of AED 835.85 million and earned 427.91 million in profits. Earnings per share was 0.16.

Revenue	835.85M
Gross Profit	809.67M
Operating Income	464.07M
Pretax Income	467.77M
Net Income	427.91M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.16

Full Income Statement

Balance Sheet

The company has 2.84 billion in cash and 12.85 million in debt, giving a net cash position of 2.82 billion or 1.05 per share.

Cash & Cash Equivalents	2.84B
Total Debt	12.85M
Net Cash	2.82B
Net Cash Per Share	1.05
Equity (Book Value)	3.08B
Book Value Per Share	1.15
Working Capital	-15.21B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 1.84 billion and capital expenditures -31.10 million, giving a free cash flow of 1.81 billion.

Operating Cash Flow	1.84B
Capital Expenditures	-31.10M
Free Cash Flow	1.81B
FCF Per Share	0.67

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	55.52%
Pretax Margin	55.96%
Profit Margin	51.19%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	216.04%

Dividends & Yields

This stock pays an annual dividend of 0.07, which amounts to a dividend yield of 5.18%.

Dividend Per Share	0.07
Dividend Yield	5.18%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	46.14%
Buyback Yield	0.43%
Shareholder Yield	5.39%
Earnings Yield	11.38%
FCF Yield	48.01%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 28, 2023. It was a forward split with a ratio of 1.035.

Last Split Date	Apr 28, 2023
Split Type	Forward
Split Ratio	1.035

Scores

Altman Z-Score	n/a
Piotroski F-Score	4