DFM:DIN Income Statement

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	1,326	1,187	854.03	385.33	258.37
Total Interest & Dividend Income	96.61	71.64	50.4	27.73	18.69
Gain (Loss) on Sale of Investments	-	-	-0.85	-0	0.14
Other Revenue	-	-	-	-	97.95
Total Revenue	1,423	1,258	903.59	413.06	375.15
Revenue Growth (YoY)	13.10%	39.24%	118.75%	10.11%	75.10%
Policy Benefits	1,167	1,078	730.96	309.81	54.4
Policy Acquisition & Underwriting Costs	-	-	-	-	61.83
Selling, General & Administrative	0.4	0.38	0.64	1	51.28
Other Operating Expenses	35.68	27.23	18.93	12.22	127.07
Total Operating Expenses	1,203	1,106	750.54	323.02	294.57
Operating Income	220.32	152.26	153.05	90.04	80.57
Interest Expense	-11.4	-10.35	-11.16	-	-
Other Non Operating Income (Expenses)	0.4	0.04	-	-	-
Pretax Income	209.32	141.95	141.89	90.04	80.57
Income Tax Expense	18.67	9.65	-	-	-
Net Income	190.65	132.3	141.89	90.04	80.57
Preferred Dividends & Other Adjustments	-	-	4.51	5.21	3.81
Net Income to Common	190.65	132.3	137.38	84.83	76.76
Net Income Growth	44.10%	-6.76%	57.59%	11.75%	46.48%
Shares Outstanding (Basic)	100	100	100	100	100
Shares Outstanding (Diluted)	100	100	100	100	100
EPS (Basic)	1.91	1.32	1.37	0.85	0.77
EPS (Diluted)	1.91	1.32	1.37	0.85	0.77
EPS Growth	44.10%	-3.69%	61.95%	10.51%	51.72%
Free Cash Flow	484.27	276.02	415.11	294.76	131.42
Free Cash Flow Per Share	4.84	2.76	4.15	2.95	1.31
Dividend Per Share	1.000	0.800	0.700	0.500	0.400
Dividend Growth	25.00%	14.29%	40.00%	25.00%	14.29%
Operating Margin	15.48%	12.10%	16.94%	21.80%	21.48%
Profit Margin	13.40%	10.52%	15.20%	20.54%	20.46%
Free Cash Flow Margin	34.03%	21.94%	45.94%	71.36%	35.03%
EBITDA	227.01	158.14	157.06	92.82	82.48
EBITDA Margin	15.95%	12.57%	17.38%	22.47%	21.98%
D&A For EBITDA	6.69	5.88	4.01	2.78	1.9
EBIT	220.32	152.26	153.05	90.04	80.57
EBIT Margin	15.48%	12.10%	16.94%	21.80%	21.48%
Effective Tax Rate	8.92%	6.80%	-	-	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.