DSE:ALARABANK Income Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	42,901	41,618	42,275	31,300	25,221	23,446
Interest Paid on Deposits	36,237	35,505	29,719	21,201	16,110	13,073
Net Interest Income	6,663	6,113	12,556	10,098	9,112	10,373
Net Interest Income Growth	-28.55%	-51.31%	24.34%	10.83%	-12.16%	6.12%
Gain (Loss) on Sale of Investments	290.11	-176.59	-176.39	9.84	-31.39	-8.46
Other Non-Interest Income	9,034	9,086	8,192	7,799	7,517	4,250
Total Non-Interest Income	9,325	8,909	8,015	7,809	7,486	4,242
Non-Interest Income Growth	11.78%	11.15%	2.64%	4.32%	76.47%	16.35%
Revenues Before Loan Losses	15,988	15,022	20,571	17,907	16,597	14,615
Provision for Loan Losses	2,228	2,234	3,734	2,763	3,168	2,647
Revenue	13,759	12,788	16,837	15,145	13,429	11,968
Revenue Growth	-10.82%	-24.05%	11.18%	12.77%	12.21%	3.69%
Salaries and Employee Benefits	5,715	5,637	6,289	5,220	4,566	3,956
Occupancy Expenses	1,638	1,588	1,565	1,474	1,458	1,287
Selling, General & Administrative	2,342	2,164	2,164	1,912	1,286	1,204
Other Non-Interest Expense	2,480	2,327	2,711	1,057	854.55	682.47
Total Non-Interest Expense	12,174	11,717	12,729	9,663	8,165	7,129
EBT Excluding Unusual Items	1,585	1,072	4,109	5,482	5,264	4,839
Pretax Income	1,585	1,072	4,109	5,482	5,264	4,839
Income Tax Expense	688.17	217.55	3,344	3,125	3,157	2,712
Earnings From Continuing Operations	896.74	854.36	764.67	2,356	2,107	2,126
Minority Interest in Earnings	-7.26	-0.62	-9.72	-5.46	-30.04	-38.86
Net Income	889.48	853.73	754.96	2,351	2,077	2,088
Net Income to Common	889.48	853.73	754.96	2,351	2,077	2,088
Net Income Growth	53.84%	13.08%	-67.89%	13.22%	-0.53%	-18.62%
Basic Shares Outstanding	1,152	1,152	1,152	1,152	1,152	1,152
Diluted Shares Outstanding	1,152	1,152	1,152	1,152	1,152	1,152
Shares Change	-	-	-	-	-	-
EPS (Basic)	0.77	0.74	0.66	2.04	1.80	1.81
EPS (Diluted)	0.77	0.74	0.66	2.04	1.80	1.81
EPS Growth	53.84%	13.08%	-67.89%	13.22%	-0.53%	-18.62%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	-	-	-	0.952	1.110	1.387
Dividend Growth	-	-	-	-14.17%	-20.00%	0%
Effective Tax Rate	43.42%	20.29%	81.39%	57.01%	59.98%	56.05%