DSE:BIFC Income Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	116.06	101.84	10.38	77.53	39.14	83.99
Total Interest Expense	903.36	779.96	493.62	795.47	928.89	889.34
Net Interest Income	-787.29	-678.12	-483.25	-717.94	-889.75	-805.35
Other Revenue	0.09	-	-	-	0.04	-
Revenue Before Loan Losses	-787.21	-678.12	-483.25	-717.94	-889.71	-805.35
Provision for Loan Losses	36.05	-18.44	31.08	-10.7	46.83	-31.72
Revenue	-823.26	-659.68	-514.32	-707.25	-936.54	-773.63
Salaries & Employee Benefits	40.03	33.47	29.28	28.76	27.57	27.7
Cost of Services Provided	20.66	19.26	24.26	24.5	21.96	19.58
Other Operating Expenses	-79.62	-47.46	1.36	-0.2	6.37	3.36
Total Operating Expenses	-18.93	5.27	54.9	53.06	55.9	50.63
Operating Income	-804.32	-664.96	-569.22	-760.3	-992.45	-824.26
EBT Excluding Unusual Items	-804.32	-664.96	-569.22	-760.3	-992.45	-824.26
Gain (Loss) on Sale of Investments	1.69	-5.56	0.03	-2.73	7.63	9.48
Pretax Income	-802.63	-670.28	-569.07	-762.93	-984.81	-814.75
Income Tax Expense	1.16	0.62	0.33	0.5	0.24	0.51
Net Income	-803.79	-670.9	-569.4	-763.42	-985.05	-815.26
Net Income to Common	-803.79	-670.9	-569.4	-763.42	-985.05	-815.26
Shares Outstanding (Basic)	101	101	101	101	101	101
Shares Outstanding (Diluted)	101	101	101	101	101	101
EPS (Basic)	-7.98	-6.66	-5.66	-7.58	-9.78	-8.10
EPS (Diluted)	-7.98	-6.66	-5.66	-7.58	-9.78	-8.10
Free Cash Flow	-5.41	1.18	-78.96	-213.74	-265.62	-280.1
Free Cash Flow Per Share	-0.05	0.01	-0.78	-2.12	-2.64	-2.78

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.