DSE:BIFC Income Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	30.74	62.66	101.84	10.38	77.53	39.14
Total Interest Expense	770.08	763.34	779.96	493.62	795.47	928.89
Net Interest Income	-739.34	-700.68	-678.12	-483.25	-717.94	-889.75
Other Revenue	-0.09	-	-	-	-	0.04
Revenue Before Loan Losses	-739.42	-700.68	-678.12	-483.25	-717.94	-889.71
Provision for Loan Losses	-45.57	5.09	-18.44	31.08	-10.7	46.83
Revenue	-693.86	-705.77	-659.68	-514.32	-707.25	-936.54
Revenue Growth	-	-	-	-	-	-
Salaries & Employee Benefits	43.84	44.88	33.47	29.28	28.76	27.57
Cost of Services Provided	21.45	20.82	19.26	24.26	24.5	21.96
Other Operating Expenses	7.52	-27.02	-47.46	1.36	-0.2	6.37
Total Operating Expenses	72.81	38.69	5.27	54.9	53.06	55.9
Operating Income	-766.67	-744.46	-664.96	-569.22	-760.3	-992.45
EBT Excluding Unusual Items	-766.67	-744.46	-664.96	-569.22	-760.3	-992.45
Gain (Loss) on Sale of Investments	9.14	1.24	-5.56	0.03	-2.73	7.63
Pretax Income	-757.23	-742.94	-670.28	-569.07	-762.93	-984.81
Income Tax Expense	0.36	0.52	0.62	0.33	0.5	0.24
Net Income	-757.59	-743.46	-670.9	-569.4	-763.42	-985.05
Net Income to Common	-757.59	-743.46	-670.9	-569.4	-763.42	-985.05
Net Income Growth	-	-	-	-	-	-
Shares Outstanding (Basic)	101	101	101	101	101	101
Shares Outstanding (Diluted)	101	101	101	101	101	101
Shares Change	-0.05%	-	-	-	-	-
EPS (Basic)	-7.52	-7.38	-6.66	-5.66	-7.58	-9.78
EPS (Diluted)	-7.52	-7.38	-6.66	-5.66	-7.58	-9.78
EPS Growth	-	-	-	-	-	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	-3.76	-3.22	1.18	-78.96	-213.74	-265.62
Free Cash Flow Per Share	-0.04	-0.03	0.01	-0.78	-2.12	-2.64