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Bangladesh National Insurance PLC (DSE:BNIPLC)
Bangladesh flag Bangladesh · Delayed Price · Currency is BDT
148.20
+3.60 (2.49%)
At close: Nov 4, 2026

DSE:BNIPLC Financials Overview

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,2211,0811,053956.79835.26733.06
Revenue Growth
12.57%2.62%10.10%14.55%13.94%48.21%
Operating Income
371.3283.65237.08230.7225.48193.3
Net Income
272.03212.91185.34178.79176.78143.03
Earnings Per Share
6.144.814.194.044.003.23
EPS Growth
33.26%14.88%3.67%1.14%23.60%29.93%

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
2,0871,8001,7091,5301,5301,293
Total Debt
-45.8258.2929.0614.9114.58
Net Cash (Debt)
2,0871,7541,6511,5011,5151,278
Net Cash Growth
19.00%6.25%9.98%-0.91%18.49%28.39%
Net Cash Per Share
47.1239.6337.3033.9234.2328.89

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
469.27181.5296.95187.01456.8427.88
Capital Expenditures
-19.11-16.29-1.81-133.36-61.95-19.76
Free Cash Flow
450.17165.21295.1453.65394.84408.12
Free Cash Flow Growth
77.60%-44.02%450.11%-86.41%-3.25%90.07%

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
30.41%26.24%22.51%24.11%27.00%26.37%
Pretax Margin
30.03%25.81%21.99%23.81%27.03%26.21%
Profit Margin
22.28%19.70%17.59%18.69%21.16%19.51%
FCF Margin
36.87%15.28%28.02%5.61%47.27%55.67%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
2.2002.2002.0002.0002.0001.800
Dividend Per Share Growth
10.00%10.00%0%0%11.11%20.00%
Dividend Yield
1.48%4.92%4.65%3.53%3.45%1.32%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
24.139.2910.2714.0314.4942.05
P/FCF Ratio
14.2111.976.4546.776.4914.74
PS Ratio
5.241.831.812.623.078.20