Bangladesh National Insurance PLC (DSE:BNIPLC)
Bangladesh · Delayed Price · Currency is BDT 148.20
+3.60 (2.49%)
At close: Nov 4, 2026
DSE:BNIPLC Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 856.3 | 763.97 | 821.77 | 790.85 | 645.75 | 586.63 |
Total Interest & Dividend Income | 255.49 | 242.29 | 167.47 | 108.76 | 92.29 | 78.01 |
Gain (Loss) on Sale of Investments | -6.59 | -6.59 | -3.13 | 2.7 | 21.91 | 10.75 |
Other Revenue | 115.77 | 81.32 | 67.33 | 54.48 | 75.32 | 57.67 |
| 1,221 | 1,081 | 1,053 | 956.79 | 835.26 | 733.06 | |
Revenue Growth | 12.57% | 2.62% | 10.10% | 14.55% | 13.94% | 48.21% |
Policy Benefits | 326.5 | 278.56 | 319.81 | 234.08 | 159.56 | 234.26 |
Policy Acquisition & Underwriting Costs | 161.15 | 161.15 | 152.96 | 150.31 | 135.81 | 47.17 |
Depreciation & Amortization | 39.9 | 39.9 | 41.55 | 38.43 | 28.97 | 14.84 |
Selling, General & Administrative | 303.78 | 303.78 | 290.45 | 291.88 | 274.15 | 233.89 |
Total Operating Expenses | 849.66 | 797.35 | 816.35 | 726.09 | 609.78 | 539.76 |
Operating Income | 371.3 | 283.65 | 237.08 | 230.7 | 225.48 | 193.3 |
Interest Expense | -4.62 | -4.62 | -5.35 | -2.84 | -1.63 | -1.24 |
Other Non Operating Income (Expenses) | -0 | -0 | -0 | - | 0 | - |
EBT Excluding Unusual Items | 366.68 | 279.03 | 231.74 | 227.86 | 223.85 | 192.06 |
Gain (Loss) on Sale of Assets | -0.01 | -0.01 | -0.05 | -0.08 | 1.9 | 0.06 |
Pretax Income | 366.67 | 279.02 | 231.68 | 227.79 | 225.75 | 192.13 |
Income Tax Expense | 94.64 | 66.1 | 46.35 | 49 | 48.97 | 49.1 |
Net Income | 272.03 | 212.91 | 185.34 | 178.79 | 176.78 | 143.03 |
Net Income to Common | 272.03 | 212.91 | 185.34 | 178.79 | 176.78 | 143.03 |
Net Income Growth | 33.52% | 14.88% | 3.67% | 1.14% | 23.60% | 29.93% |
Shares Outstanding (Basic) | 44 | 44 | 44 | 44 | 44 | 44 |
Shares Outstanding (Diluted) | 44 | 44 | 44 | 44 | 44 | 44 |
Shares Change | 0.20% | - | - | - | - | - |
EPS (Basic) | 6.14 | 4.81 | 4.19 | 4.04 | 4.00 | 3.23 |
EPS (Diluted) | 6.14 | 4.81 | 4.19 | 4.04 | 4.00 | 3.23 |
EPS Growth | 33.26% | 14.88% | 3.67% | 1.14% | 23.60% | 29.93% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 450.17 | 165.21 | 295.14 | 53.65 | 394.84 | 408.12 |
Free Cash Flow Per Share | 10.16 | 3.73 | 6.67 | 1.21 | 8.92 | 9.22 |
Dividend Per Share | 2.200 | 2.200 | 2.000 | 2.000 | 2.000 | 1.800 |
Dividend Growth | 10.00% | 10.00% | 0% | 0% | 11.11% | 20.00% |
Operating Margin | 30.41% | 26.24% | 22.51% | 24.11% | 27.00% | 26.37% |
Profit Margin | 22.28% | 19.70% | 17.59% | 18.69% | 21.16% | 19.51% |
Free Cash Flow Margin | 36.87% | 15.28% | 28.02% | 5.61% | 47.27% | 55.67% |
EBITDA | 382.23 | 295.58 | 251.49 | 248.4 | 243.4 | 201.51 |
EBITDA Margin | 31.30% | 27.34% | 23.87% | 25.96% | 29.14% | 27.49% |
D&A For EBITDA | 10.92 | 11.93 | 14.41 | 17.7 | 17.92 | 8.21 |
EBIT | 371.3 | 283.65 | 237.08 | 230.7 | 225.48 | 193.3 |
EBIT Margin | 30.41% | 26.24% | 22.51% | 24.11% | 27.00% | 26.37% |
Effective Tax Rate | 25.81% | 23.69% | 20.00% | 21.51% | 21.69% | 25.55% |