BRAC Bank PLC. (DSE:BRACBANK)
Bangladesh flag Bangladesh · Delayed Price · Currency is BDT
64.40
-0.20 (-0.31%)
At close: Aug 13, 2026

BRAC Bank PLC. Financials Overview

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
90,61978,57560,66143,71135,90028,743
Revenue Growth
32.51%29.53%38.78%21.76%24.90%7.44%
Net Income
22,68218,16312,2967,6106,0335,465
Earnings Per Share
9.917.935.373.322.632.39
EPS Growth
60.18%47.71%61.58%26.15%10.39%23.68%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
SME
19,49016,95313,31418,16614,80011,628
Retail
17,09514,92212,327-254.441,4931,508
Corporate
11,82411,24912,7256,8723,4504,200
Treasury
17,51214,8225,8856,8276,8286,028
Total
69,15657,94644,25031,61026,57123,364

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
89,766266,572146,72849,34771,69690,991
Total Debt
158,669147,010124,813113,12490,31051,412
Net Cash (Debt)
-68,903119,56321,915-63,777-18,61439,579
Net Cash Growth
-445.58%---261.16%
Net Cash Per Share
-30.0952.229.57-27.86-8.1317.29

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-74,013-65,260-73,840-74,170-42,519-27,987
Capital Expenditures
-10,393-7,376-5,740-3,847-3,541-4,696
Free Cash Flow
-84,407-72,636-79,580-78,017-46,060-32,684
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
25.03%23.11%20.27%17.41%16.80%19.01%
FCF Margin
-93.14%-92.44%-131.19%-178.49%-128.30%-113.71%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.3041.3040.9660.7030.4900.456
Dividend Per Share Growth
38.00%34.99%37.52%43.33%7.50%-21.26%
Dividend Yield
2.03%2.43%2.67%3.00%2.13%1.51%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.506.927.057.579.5514.09
Forward PE
6.676.937.176.667.9310.04
PS Ratio
1.631.601.431.321.612.68