BRAC Bank PLC. (DSE:BRACBANK)
Bangladesh flag Bangladesh · Delayed Price · Currency is BDT
66.40
+1.40 (2.15%)
At close: Nov 5, 2026

BRAC Bank PLC. Financials Overview

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
94,38878,57560,66143,71135,90028,743
Revenue Growth
27.43%29.53%38.78%21.76%24.90%7.44%
Net Income
23,67618,16312,2967,6106,0335,465
Earnings Per Share
10.347.935.373.322.632.39
EPS Growth
50.78%47.71%61.58%26.15%10.39%23.68%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
SME
21,01316,95313,31418,16614,80011,628
Retail
18,63214,92212,327-254.441,4931,508
Corporate
12,93611,24912,7256,8723,4504,200
Treasury
17,38614,8225,8856,8276,8286,028
Total
73,84957,94644,25031,61026,57123,364

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
105,293266,572146,72849,34771,69690,991
Total Debt
153,180147,010124,813113,12490,31051,412
Net Cash (Debt)
-47,887119,56321,915-63,777-18,61439,579
Net Cash Growth
-445.58%---261.16%
Net Cash Per Share
-20.9252.229.57-27.86-8.1317.29

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-66,494-65,260-73,840-74,170-42,519-27,987
Capital Expenditures
-10,800-7,376-5,740-3,847-3,541-4,696
Free Cash Flow
-77,294-72,636-79,580-78,017-46,060-32,684
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
25.08%23.11%20.27%17.41%16.80%19.01%
FCF Margin
-81.89%-92.44%-131.19%-178.49%-128.30%-113.71%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.3041.3040.9660.7030.4900.456
Dividend Per Share Growth
38.00%34.99%37.52%43.33%7.50%-21.26%
Dividend Yield
1.96%2.38%2.55%2.79%1.95%1.36%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.426.927.057.579.5514.09
Forward PE
6.886.937.176.667.9310.04
PS Ratio
1.611.601.431.321.612.68