BRAC Bank PLC. Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	75,093	48,017	49,347	71,696	90,970
Investment Securities	419,378	298,023	191,190	116,550	70,097
Trading Asset Securities	-	-	-	-	21.31
Total Investments	419,378	298,023	191,190	116,550	70,118
Gross Loans	-	623,851	520,288	412,085	322,200
Net Loans	-	623,851	520,288	412,085	322,200
Property, Plant & Equipment	17,556	14,401	13,019	13,463	12,834
Goodwill	1,126	1,126	1,373	1,373	1,427
Loans Held for Sale	731,408	-	-	-	-
Accrued Interest Receivable	-	9,998	4,464	-	2,721
Other Receivables	-	9,878	9,622	-	2,071
Restricted Cash	34,659	30,853	28,151	19,954	14,252
Other Current Assets	-	222.91	173.43	-	147.56
Long-Term Deferred Tax Assets	-	8,152	8,187	-	5,233
Other Long-Term Assets	48,893	11,449	10,645	20,830	5,765
Total Assets	1,328,115	1,056,724	837,145	655,950	527,913
Accounts Payable	-	131.6	117.44	162.43	125.95
Accrued Expenses	-	7,042	5,392	5,565	5,816
Interest Bearing Deposits	987,341	773,284	585,714	445,318	361,962
Total Deposits	987,341	773,284	585,714	445,318	361,962
Short-Term Borrowings	-	8,255	8,200	12,076	2,705
Current Portion of Long-Term Debt	-	31,821	47,340	52,961	37,438
Current Income Taxes Payable	-	9,121	7,181	5,449	5,921
Accrued Interest Payable	-	1,503	1,170	733.12	331.04
Other Current Liabilities	3,019	4,907	3,309	2,298	2,579
Long-Term Debt	140,507	80,052	53,115	20,807	7,184
Long-Term Leases	-	4,684	4,470	4,465	4,085
Long-Term Deferred Tax Liabilities	-	1,879	275.14	347.18	377.33
Other Long-Term Liabilities	67,826	33,474	33,842	24,704	22,441
Total Liabilities	1,198,693	956,154	750,125	574,886	450,965
Common Stock	19,909	17,697	16,088	14,966	13,922
Additional Paid-In Capital	3,854	3,854	3,854	3,854	3,854
Retained Earnings	68,303	54,705	45,866	40,608	36,826
Comprehensive Income & Other	10,592	1,804	733.72	1,758	2,586
Total Common Equity	102,658	78,060	66,541	61,186	57,187
Minority Interest	26,764	22,510	20,479	19,878	19,761
Shareholders' Equity	129,422	100,570	87,020	81,064	76,948
Total Liabilities & Equity	1,328,115	1,056,724	837,145	655,950	527,913
Total Debt	140,507	124,813	113,124	90,310	51,412
Net Cash (Debt)	-65,414	-76,797	-63,777	-18,614	39,579
Net Cash Growth	-	-	-	-	261.16%
Net Cash Per Share	-	-38.57	-32.03	-9.35	19.88
Filing Date Shares Outstanding	-	1,991	1,991	1,991	1,991
Total Common Shares Outstanding	-	1,991	1,991	1,991	1,991
Book Value Per Share	-	39.21	33.42	30.73	28.72
Tangible Book Value	101,532	76,933	65,169	59,813	55,760
Tangible Book Value Per Share	-	38.64	32.73	30.04	28.01

Source: S&P Global Market Intelligence. Banks template. Financial Sources.