BRAC Bank PLC. Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	112,722	75,098	48,017	49,347	71,696	90,970
Investment Securities	449,653	227,981	199,323	191,190	116,550	70,097
Trading Asset Securities	-	191,474	98,712	-	-	21.31
Total Investments	449,653	419,455	298,035	191,190	116,550	70,118
Gross Loans	717,095	731,408	623,851	520,288	412,085	322,200
Net Loans	717,095	731,408	623,851	520,288	412,085	322,200
Property, Plant & Equipment	20,589	17,556	14,401	13,019	13,463	12,834
Goodwill	1,126	1,126	1,126	1,373	1,373	1,427
Accrued Interest Receivable	-	12,741	9,998	4,464	-	2,721
Other Receivables	-	13,272	9,735	9,622	-	2,071
Restricted Cash	36,746	34,659	30,853	28,151	19,954	14,252
Other Current Assets	-	197.13	222.91	173.43	-	147.56
Long-Term Deferred Tax Assets	-	7,769	8,152	8,187	-	5,233
Other Long-Term Assets	51,984	14,048	11,580	10,645	20,830	5,765
Total Assets	1,389,915	1,328,115	1,056,724	837,145	655,950	527,913
Accounts Payable	-	186.33	132.25	117.44	162.43	125.95
Accrued Expenses	-	11,828	7,042	5,392	5,565	5,816
Interest Bearing Deposits	1,030,401	987,341	774,096	585,714	445,318	361,962
Total Deposits	1,030,401	987,341	774,096	585,714	445,318	361,962
Short-Term Borrowings	10,299	10,744	9,095	8,750	12,076	2,705
Current Portion of Long-Term Debt	-	60,668	31,821	47,340	52,961	37,438
Current Income Taxes Payable	-	12,373	9,121	7,181	5,449	5,921
Accrued Interest Payable	-	1,752	1,503	1,170	733.12	331.04
Other Current Liabilities	3,042	4,497	4,907	3,309	2,298	2,579
Long-Term Debt	135,442	69,095	79,212	52,565	20,807	7,184
Long-Term Leases	-	6,503	4,684	4,470	4,465	4,085
Long-Term Deferred Tax Liabilities	-	2,539	1,879	275.14	347.18	377.33
Other Long-Term Liabilities	71,044	31,167	32,308	33,842	24,704	22,441
Total Liabilities	1,250,228	1,198,693	955,801	750,125	574,886	450,965
Common Stock	19,909	19,909	17,697	16,088	14,966	13,922
Additional Paid-In Capital	3,854	3,854	3,854	3,854	3,854	3,854
Retained Earnings	74,025	68,303	54,705	45,866	40,608	36,826
Comprehensive Income & Other	13,952	10,592	2,157	733.72	1,758	2,586
Total Common Equity	111,740	102,658	78,413	66,541	61,186	57,187
Minority Interest	27,947	26,764	22,510	20,479	19,878	19,761
Shareholders' Equity	139,687	129,422	100,923	87,020	81,064	76,948
Total Liabilities & Equity	1,389,915	1,328,115	1,056,724	837,145	655,950	527,913
Total Debt	145,741	147,010	124,813	113,124	90,310	51,412
Net Cash (Debt)	-33,019	119,563	21,915	-63,777	-18,614	39,579
Net Cash Growth	-	445.58%	-	-	-	261.16%
Net Cash Per Share	-16.25	52.22	9.57	-27.86	-8.13	17.29
Filing Date Shares Outstanding	1,991	2,290	2,290	2,290	2,290	2,290
Total Common Shares Outstanding	1,991	2,290	2,290	2,290	2,290	2,290
Book Value Per Share	56.13	44.84	34.25	29.06	26.72	24.98
Tangible Book Value	110,614	101,532	77,286	65,169	59,813	55,760
Tangible Book Value Per Share	55.56	44.35	33.76	28.46	26.12	24.35

Source: S&P Global Market Intelligence. Banks template. Financial Sources.