BRAC Bank PLC. (DSE: BRACBANK)

BRAC Bank PLC. Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	50,866	49,347	71,696	90,970	50,488	53,563
Investment Securities	275,293	191,142	116,550	70,097	94,093	55,950
Trading Asset Securities	-	-	-	21.31	26.55	31.36
Total Investments	275,293	191,142	116,550	70,118	94,120	55,981
Gross Loans	574,394	520,288	412,085	322,200	273,503	264,881
Net Loans	574,394	520,288	412,085	322,200	273,503	264,881
Property, Plant & Equipment	14,167	13,019	13,463	12,834	10,606	10,873
Goodwill	1,373	1,373	1,373	1,427	1,427	1,427
Other Intangible Assets	-	-	-	-	-	0.05
Accrued Interest Receivable	9,838	-	-	2,721	3,208	1,819
Other Receivables	8,203	-	-	2,071	1,489	3,271
Restricted Cash	29,774	28,151	19,954	14,252	12,151	16,103
Other Current Assets	209.82	-	-	147.56	146.03	188.36
Long-Term Deferred Tax Assets	8,379	-	-	5,233	3,965	3,011
Other Long-Term Assets	22,067	33,826	20,830	5,765	4,898	3,549
Total Assets	995,666	837,145	655,950	527,913	456,134	414,855
Accounts Payable	191.8	117.44	162.43	125.95	132.04	126.96
Accrued Expenses	6,091	5,392	5,565	5,816	4,375	6,886
Interest Bearing Deposits	721,883	585,714	445,318	361,962	331,818	295,844
Total Deposits	721,883	585,714	445,318	361,962	331,818	295,844
Short-Term Borrowings	-	8,200	12,076	2,705	2,597	5,464
Current Portion of Long-Term Debt	-	47,340	52,961	37,438	26,529	19,792
Current Income Taxes Payable	7,677	7,181	5,449	5,921	3,674	4,907
Accrued Interest Payable	1,390	1,170	733.12	331.04	322.43	450.07
Other Current Liabilities	2,191	3,309	2,298	2,579	2,119	2,255
Long-Term Debt	119,519	53,115	20,807	7,184	6,902	11,967
Long-Term Leases	4,753	4,470	4,465	4,085	3,528	3,583
Long-Term Deferred Tax Liabilities	1,868	275.14	347.18	377.33	640.46	408.91
Other Long-Term Liabilities	33,219	33,842	24,704	22,441	19,739	16,509
Total Liabilities	898,783	750,125	574,886	450,965	402,375	368,191
Common Stock	17,697	16,088	14,966	13,922	13,259	12,334
Additional Paid-In Capital	3,854	3,854	3,854	3,854	3,854	3,854
Retained Earnings	51,274	45,866	40,608	36,826	26,129	23,715
Comprehensive Income & Other	2,182	733.72	1,758	2,586	4,870	680.11
Total Common Equity	75,008	66,541	61,186	57,187	48,111	40,582
Minority Interest	21,875	20,479	19,878	19,761	5,648	6,081
Shareholders' Equity	96,883	87,020	81,064	76,948	53,759	46,664
Total Liabilities & Equity	995,666	837,145	655,950	527,913	456,134	414,855
Total Debt	124,272	113,124	90,310	51,412	39,556	40,806
Net Cash (Debt)	-73,406	-63,777	-18,614	39,579	10,959	12,788
Net Cash Growth	-	-	-	261.16%	-14.31%	-39.65%
Net Cash Per Share	-41.48	-36.04	-10.52	22.36	6.19	7.23
Filing Date Shares Outstanding	1,770	1,770	1,770	1,770	1,770	1,770
Total Common Shares Outstanding	1,770	1,770	1,770	1,770	1,770	1,770
Book Value Per Share	42.38	37.60	34.57	32.31	27.19	22.93
Tangible Book Value	73,635	65,169	59,813	55,760	46,684	39,155
Tangible Book Value Per Share	41.61	36.82	33.80	31.51	26.38	22.13

Source: S&P Capital IQ. Banks template. Financial Sources.