BRAC Bank PLC. Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	65,517	48,017	49,347	71,696	90,970	50,488
Investment Securities	410,756	298,023	191,190	116,550	70,097	94,093
Trading Asset Securities	-	-	-	-	21.31	26.55
Total Investments	410,756	298,023	191,190	116,550	70,118	94,120
Gross Loans	675,719	623,851	520,288	412,085	322,200	273,503
Net Loans	675,719	623,851	520,288	412,085	322,200	273,503
Property, Plant & Equipment	16,465	14,401	13,019	13,463	12,834	10,606
Goodwill	1,126	1,126	1,373	1,373	1,427	1,427
Accrued Interest Receivable	13,921	9,998	4,464	-	2,721	3,208
Other Receivables	10,342	9,878	9,622	-	2,071	1,489
Restricted Cash	35,368	30,853	28,151	19,954	14,252	12,151
Other Current Assets	268.45	222.91	173.43	-	147.56	146.03
Long-Term Deferred Tax Assets	8,623	8,152	8,187	-	5,233	3,965
Other Long-Term Assets	15,470	11,449	10,645	20,830	5,765	4,898
Total Assets	1,254,759	1,056,724	837,145	655,950	527,913	456,134
Accounts Payable	168.55	131.6	117.44	162.43	125.95	132.04
Accrued Expenses	9,706	7,042	5,392	5,565	5,816	4,375
Interest Bearing Deposits	935,735	773,284	585,714	445,318	361,962	331,818
Total Deposits	935,735	773,284	585,714	445,318	361,962	331,818
Short-Term Borrowings	-	8,255	8,200	12,076	2,705	2,597
Current Portion of Long-Term Debt	-	31,821	47,340	52,961	37,438	26,529
Current Income Taxes Payable	11,674	9,121	7,181	5,449	5,921	3,674
Accrued Interest Payable	1,595	1,503	1,170	733.12	331.04	322.43
Other Current Liabilities	2,968	4,907	3,309	2,298	2,579	2,119
Long-Term Debt	119,557	80,052	53,115	20,807	7,184	6,902
Long-Term Leases	5,935	4,684	4,470	4,465	4,085	3,528
Long-Term Deferred Tax Liabilities	3,100	1,879	275.14	347.18	377.33	640.46
Other Long-Term Liabilities	35,573	33,474	33,842	24,704	22,441	19,739
Total Liabilities	1,126,012	956,154	750,125	574,886	450,965	402,375
Common Stock	19,909	17,697	16,088	14,966	13,922	13,259
Additional Paid-In Capital	3,854	3,854	3,854	3,854	3,854	3,854
Retained Earnings	62,286	54,705	45,866	40,608	36,826	26,129
Comprehensive Income & Other	16,941	1,804	733.72	1,758	2,586	4,870
Total Common Equity	102,990	78,060	66,541	61,186	57,187	48,111
Minority Interest	25,758	22,510	20,479	19,878	19,761	5,648
Shareholders' Equity	128,747	100,570	87,020	81,064	76,948	53,759
Total Liabilities & Equity	1,254,759	1,056,724	837,145	655,950	527,913	456,134
Total Debt	125,492	124,813	113,124	90,310	51,412	39,556
Net Cash (Debt)	-59,975	-76,797	-63,777	-18,614	39,579	10,959
Net Cash Growth	-	-	-	-	261.16%	-14.31%
Net Cash Per Share	-30.12	-38.57	-32.03	-9.35	19.88	5.50
Filing Date Shares Outstanding	1,991	1,991	1,991	1,991	1,991	1,991
Total Common Shares Outstanding	1,991	1,991	1,991	1,991	1,991	1,991
Book Value Per Share	51.73	39.21	33.42	30.73	28.72	24.17
Tangible Book Value	101,863	76,933	65,169	59,813	55,760	46,684
Tangible Book Value Per Share	51.16	38.64	32.73	30.04	28.01	23.45

Source: S&P Global Market Intelligence. Banks template. Financial Sources.