BRAC Bank PLC. (DSE:BRACBANK)

BRAC Bank PLC. Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	99,373	48,017	49,347	71,696	90,970	50,488
Investment Securities	336,613	298,023	191,190	116,550	70,097	94,093
Trading Asset Securities	-	-	-	-	21.31	26.55
Total Investments	336,613	298,023	191,190	116,550	70,118	94,120
Gross Loans	-	623,851	520,288	412,085	322,200	273,503
Net Loans	-	623,851	520,288	412,085	322,200	273,503
Property, Plant & Equipment	14,851	14,401	13,019	13,463	12,834	10,606
Goodwill	1,126	1,126	1,373	1,373	1,427	1,427
Accrued Interest Receivable	-	9,998	4,464	-	2,721	3,208
Other Receivables	-	9,878	9,622	-	2,071	1,489
Restricted Cash	38,165	30,853	28,151	19,954	14,252	12,151
Other Current Assets	-	222.91	173.43	-	147.56	146.03
Long-Term Deferred Tax Assets	-	8,152	8,187	-	5,233	3,965
Other Long-Term Assets	55,620	11,449	10,645	20,830	5,765	4,898
Total Assets	1,170,769	1,056,724	837,145	655,950	527,913	456,134
Accounts Payable	-	131.6	117.44	162.43	125.95	132.04
Accrued Expenses	-	7,042	5,392	5,565	5,816	4,375
Interest Bearing Deposits	871,745	773,284	585,714	445,318	361,962	331,818
Total Deposits	871,745	773,284	585,714	445,318	361,962	331,818
Short-Term Borrowings	-	8,255	8,200	12,076	2,705	2,597
Current Portion of Long-Term Debt	-	31,821	47,340	52,961	37,438	26,529
Current Income Taxes Payable	-	9,121	7,181	5,449	5,921	3,674
Accrued Interest Payable	-	1,503	1,170	733.12	331.04	322.43
Other Current Liabilities	1,471	4,907	3,309	2,298	2,579	2,119
Long-Term Debt	123,978	80,052	53,115	20,807	7,184	6,902
Long-Term Leases	-	4,684	4,470	4,465	4,085	3,528
Long-Term Deferred Tax Liabilities	-	1,879	275.14	347.18	377.33	640.46
Other Long-Term Liabilities	66,952	33,474	33,842	24,704	22,441	19,739
Total Liabilities	1,064,147	956,154	750,125	574,886	450,965	402,375
Common Stock	17,697	17,697	16,088	14,966	13,922	13,259
Additional Paid-In Capital	3,854	3,854	3,854	3,854	3,854	3,854
Retained Earnings	58,686	54,705	45,866	40,608	36,826	26,129
Comprehensive Income & Other	3,030	1,804	733.72	1,758	2,586	4,870
Total Common Equity	83,267	78,060	66,541	61,186	57,187	48,111
Minority Interest	23,355	22,510	20,479	19,878	19,761	5,648
Shareholders' Equity	106,623	100,570	87,020	81,064	76,948	53,759
Total Liabilities & Equity	1,170,769	1,056,724	837,145	655,950	527,913	456,134
Total Debt	123,978	124,813	113,124	90,310	51,412	39,556
Net Cash (Debt)	-24,606	-76,797	-63,777	-18,614	39,579	10,959
Net Cash Growth	-	-	-	-	261.16%	-14.31%
Net Cash Per Share	-13.91	-43.39	-36.04	-10.52	22.36	6.19
Filing Date Shares Outstanding	1,770	1,770	1,770	1,770	1,770	1,770
Total Common Shares Outstanding	1,770	1,770	1,770	1,770	1,770	1,770
Book Value Per Share	47.04	44.11	37.60	34.57	32.31	27.19
Tangible Book Value	82,141	76,933	65,169	59,813	55,760	46,684
Tangible Book Value Per Share	46.40	43.47	36.82	33.80	31.51	26.38

Source: S&P Global Market Intelligence. Banks template. Financial Sources.