Bangladesh · Delayed Price · Currency is BDT BRAC Bank PLC. Earnings Call Transcripts
Fiscal Year 2025
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Q3 2025 saw record growth in deposits, loans, and profitability, led by SME, retail, and digital banking, with bKash delivering standout results. Asset quality remains stable despite regulatory-driven NPL increases, and the group is well-positioned for continued growth post-election.
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Strong H1 2025 results with 33% deposit growth, 20% profit rise, and robust segment performance. bKash delivered 30% revenue growth and 182% profit increase, while asset quality remained resilient despite regulatory changes.
Fiscal Year 2024
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Strong growth in deposits, loans, and profit marked 2024 and Q1 2025, with improved asset quality and digital innovation across all segments. NPL rose slightly due to regulatory changes, but capital and market share remain robust.
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Strong deposit and customer growth, improved asset quality, and robust digitalization drove performance, with NPL at 2.8% and cost-to-income ratio below 50%. bKash posted 148% profit growth, and the group neared BDT 1 trillion in assets.