Central Insurance Company Limited (DSE:CENTRALINS)

Central Insurance Company Statistics

Total Valuation

DSE:CENTRALINS has a market cap or net worth of BDT 2.15 billion. The enterprise value is 1.57 billion.

Market Cap	2.15B
Enterprise Value	1.57B

Important Dates

The next estimated earnings date is Monday, May 25, 2026.

Earnings Date	May 25, 2026
Ex-Dividend Date	May 26, 2025

Share Statistics

DSE:CENTRALINS has 53.14 million shares outstanding.

Current Share Class	53.14M
Shares Outstanding	53.14M
Shares Change (YoY)	n/a
Shares Change (QoQ)	-0.13%
Owned by Insiders (%)	38.79%
Owned by Institutions (%)	n/a
Float	32.53M

Valuation Ratios

The trailing PE ratio is 20.91.

PE Ratio	20.91
Forward PE	n/a
PS Ratio	4.05
PB Ratio	0.80
P/TBV Ratio	0.80
P/FCF Ratio	45.03
P/OCF Ratio	38.03
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 9.91, with an EV/FCF ratio of 33.03.

EV / Earnings	15.34
EV / Sales	2.97
EV / EBITDA	9.91
EV / EBIT	11.37
EV / FCF	33.03

Financial Position

The company has a current ratio of 1.43, with a Debt / Equity ratio of 0.04.

Current Ratio	1.43
Quick Ratio	0.64
Debt / Equity	0.04
Debt / EBITDA	0.63
Debt / FCF	2.10
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 3.86% and return on invested capital (ROIC) is 3.09%.

Return on Equity (ROE)	3.86%
Return on Assets (ROA)	2.27%
Return on Invested Capital (ROIC)	3.09%
Return on Capital Employed (ROCE)	5.18%
Revenue Per Employee	1.20M
Profits Per Employee	233,396
Employee Count	432
Asset Turnover	0.14
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:CENTRALINS has paid 35.51 million in taxes.

Income Tax	35.51M
Effective Tax Rate	25.69%

Stock Price Statistics

The stock price has decreased by -1.94% in the last 52 weeks. The beta is 0.34, so DSE:CENTRALINS's price volatility has been lower than the market average.

Beta (5Y)	0.34
52-Week Price Change	-1.94%
50-Day Moving Average	37.31
200-Day Moving Average	36.63
Relative Strength Index (RSI)	61.88
Average Volume (20 Days)	241,234

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:CENTRALINS had revenue of BDT 529.87 million and earned 102.69 million in profits. Earnings per share was 1.93.

Revenue	529.87M
Gross Profit	361.68M
Operating Income	138.51M
Pretax Income	138.20M
Net Income	102.69M
EBITDA	158.15M
EBIT	138.51M
Earnings Per Share (EPS)	1.93

Balance Sheet

The company has 672.43 million in cash and 100.25 million in debt, giving a net cash position of 572.19 million or 10.77 per share.

Cash & Cash Equivalents	672.43M
Total Debt	100.25M
Net Cash	572.19M
Net Cash Per Share	10.77
Equity (Book Value)	2.67B
Book Value Per Share	50.33
Working Capital	482.63M

Cash Flow

In the last 12 months, operating cash flow was 56.46 million and capital expenditures -8.78 million, giving a free cash flow of 47.68 million.

Operating Cash Flow	56.46M
Capital Expenditures	-8.78M
Free Cash Flow	47.68M
FCF Per Share	0.90

Margins

Gross margin is 68.26%, with operating and profit margins of 26.14% and 19.38%.

Gross Margin	68.26%
Operating Margin	26.14%
Pretax Margin	26.08%
Profit Margin	19.38%
EBITDA Margin	29.85%
EBIT Margin	26.14%
FCF Margin	9.00%

Dividends & Yields

This stock pays an annual dividend of 1.20, which amounts to a dividend yield of 2.97%.

Dividend Per Share	1.20
Dividend Yield	2.97%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	54.90%
Buyback Yield	n/a
Shareholder Yield	3.00%
Earnings Yield	4.78%
FCF Yield	2.22%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 20, 2021. It was a forward split with a ratio of 1.075.

Last Split Date	Jun 20, 2021
Split Type	Forward
Split Ratio	1.075

Scores

Altman Z-Score	n/a
Piotroski F-Score	4