Central Insurance Company Limited (DSE:CENTRALINS)

Central Insurance Company Statistics

Total Valuation

DSE:CENTRALINS has a market cap or net worth of BDT 2.04 billion. The enterprise value is 1.36 billion.

Market Cap	2.04B
Enterprise Value	1.36B

Important Dates

The last earnings date was Sunday, October 26, 2025.

Earnings Date	Oct 26, 2025
Ex-Dividend Date	May 26, 2025

Share Statistics

DSE:CENTRALINS has 53.14 million shares outstanding. The number of shares has increased by 0.04% in one year.

Current Share Class	53.14M
Shares Outstanding	53.14M
Shares Change (YoY)	+0.04%
Shares Change (QoQ)	-0.13%
Owned by Insiders (%)	38.79%
Owned by Institutions (%)	n/a
Float	32.53M

Valuation Ratios

The trailing PE ratio is 19.81.

PE Ratio	19.81
Forward PE	n/a
PS Ratio	3.84
PB Ratio	0.76
P/TBV Ratio	0.76
P/FCF Ratio	42.69
P/OCF Ratio	36.05
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.56, with an EV/FCF ratio of 28.58.

EV / Earnings	13.27
EV / Sales	2.57
EV / EBITDA	8.56
EV / EBIT	9.84
EV / FCF	28.58

Financial Position

The company has a current ratio of 1.67

Current Ratio	1.67
Quick Ratio	1.34
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 3.86% and return on invested capital (ROIC) is 3.15%.

Return on Equity (ROE)	3.86%
Return on Assets (ROA)	2.27%
Return on Invested Capital (ROIC)	3.15%
Return on Capital Employed (ROCE)	5.18%
Revenue Per Employee	1.23M
Profits Per Employee	237,718
Employee Count	432
Asset Turnover	0.14
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:CENTRALINS has paid 35.51 million in taxes.

Income Tax	35.51M
Effective Tax Rate	25.69%

Stock Price Statistics

The stock price has decreased by -11.63% in the last 52 weeks. The beta is 0.48, so DSE:CENTRALINS's price volatility has been lower than the market average.

Beta (5Y)	0.48
52-Week Price Change	-11.63%
50-Day Moving Average	41.96
200-Day Moving Average	36.88
Relative Strength Index (RSI)	39.54
Average Volume (20 Days)	188,930

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:CENTRALINS had revenue of BDT 529.87 million and earned 102.69 million in profits. Earnings per share was 1.93.

Revenue	529.87M
Gross Profit	361.68M
Operating Income	138.51M
Pretax Income	138.20M
Net Income	102.69M
EBITDA	158.11M
EBIT	138.51M
Earnings Per Share (EPS)	1.93

Balance Sheet

The company has 938.14 million in cash and n/a in debt, giving a net cash position of 672.43 million or 12.65 per share.

Cash & Cash Equivalents	938.14M
Total Debt	n/a
Net Cash	672.43M
Net Cash Per Share	12.65
Equity (Book Value)	2.67B
Book Value Per Share	50.33
Working Capital	748.33M

Cash Flow

In the last 12 months, operating cash flow was 56.46 million and capital expenditures -8.78 million, giving a free cash flow of 47.68 million.

Operating Cash Flow	56.46M
Capital Expenditures	-8.78M
Free Cash Flow	47.68M
FCF Per Share	0.90

Margins

Gross margin is 68.26%, with operating and profit margins of 26.14% and 19.38%.

Gross Margin	68.26%
Operating Margin	26.14%
Pretax Margin	26.08%
Profit Margin	19.38%
EBITDA Margin	29.84%
EBIT Margin	26.14%
FCF Margin	9.00%

Dividends & Yields

This stock pays an annual dividend of 1.20, which amounts to a dividend yield of 3.10%.

Dividend Per Share	1.20
Dividend Yield	3.10%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	54.90%
Buyback Yield	-0.04%
Shareholder Yield	3.06%
Earnings Yield	5.05%
FCF Yield	2.34%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 20, 2021. It was a forward split with a ratio of 1.075.

Last Split Date	Jun 20, 2021
Split Type	Forward
Split Ratio	1.075

Scores

Altman Z-Score	n/a
Piotroski F-Score	5