Central Insurance PLC. (DSE:CENTRALINS)
Bangladesh flag Bangladesh · Delayed Price · Currency is BDT
40.60
-0.20 (-0.49%)
At close: Jul 23, 2026

Central Insurance PLC. Financials Overview

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
522.69552.21519.03489.77461.25449.67
Revenue Growth
-0.28%6.39%5.97%6.18%2.57%29.36%
Operating Income
148.83145.06143.98152.54147.8199.88
Net Income
111.31108.68105.96111.67114.81166.83
Earnings Per Share
2.092.041.992.102.163.14
EPS Growth
10.94%2.56%-5.11%-2.73%-31.18%48.77%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Fire
244.92253.4238.22237.85189.18151.64
Marine
107.01106.67121.989.7130.05151.39
Motor
20.4418.7216.3421.7520.8331.82
Miscellaneous
18.8136.8821.0529.4318.4411.58
Total
391.18415.67397.51378.72358.49346.43

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
734.04697.26740.72794.19747.59749.26
Total Debt
100.02100.09133.01154.92141.2128.8
Net Cash (Debt)
634.03597.17607.71639.27606.39620.46
Net Cash Growth
0.72%-1.74%-4.94%5.42%-2.27%12.52%
Net Cash Per Share
11.9311.2411.4412.0311.4111.67

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
102.1787.2379.78116.67133.61147.12
Capital Expenditures
-18.02-18.34-8.47-13.52-24.16-23.13
Free Cash Flow
84.1568.8971.31103.15109.44123.99
Free Cash Flow Growth
22.76%-3.40%-30.87%-5.75%-11.73%7.66%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
28.48%26.27%27.74%31.14%32.04%44.45%
Pretax Margin
28.38%26.18%27.68%31.01%31.86%44.42%
Profit Margin
21.30%19.68%20.42%22.80%24.89%37.10%
FCF Margin
16.10%12.47%13.74%21.06%23.73%27.57%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.2001.2001.2001.2001.5001.800
Dividend Per Share Growth
0%0%0%-20.00%-16.67%222.52%
Dividend Yield
2.96%3.09%3.14%3.58%4.84%3.91%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
19.8119.5620.6617.6116.5217.68
P/FCF Ratio
26.2130.8630.7019.0617.3423.79
PS Ratio
4.223.854.224.014.116.56