Central Insurance PLC. (DSE:CENTRALINS)
Bangladesh flag Bangladesh · Delayed Price · Currency is BDT
47.30
+0.40 (0.85%)
At close: Aug 13, 2026

Central Insurance PLC. Financials Overview

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
541.74552.21519.03489.77461.25449.67
Revenue Growth
6.12%6.39%5.97%6.18%2.57%29.36%
Operating Income
146.95145.06143.98152.54147.8199.88
Net Income
114.16108.68105.96111.67114.81166.83
Earnings Per Share
2.152.041.992.102.163.14
EPS Growth
15.77%2.56%-5.11%-2.73%-31.18%48.77%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Fire
253.4238.22237.85189.18151.64
Marine
106.67121.989.7130.05151.39
Motor
18.7216.3421.7520.8331.82
Miscellaneous
36.8821.0529.4318.4411.58
Total
415.67397.51378.72358.49346.43

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
715.41697.26740.72794.19747.59749.26
Total Debt
100.01100.09133.01154.92141.2128.8
Net Cash (Debt)
615.4597.17607.71639.27606.39620.46
Net Cash Growth
3.84%-1.74%-4.94%5.42%-2.27%12.52%
Net Cash Per Share
11.5811.2411.4412.0311.4111.67

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
143.587.2379.78116.67133.61147.12
Capital Expenditures
-26.39-18.34-8.47-13.52-24.16-23.13
Free Cash Flow
117.1168.8971.31103.15109.44123.99
Free Cash Flow Growth
88.97%-3.40%-30.87%-5.75%-11.73%7.66%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
27.13%26.27%27.74%31.14%32.04%44.45%
Pretax Margin
27.04%26.18%27.68%31.01%31.86%44.42%
Profit Margin
21.07%19.68%20.42%22.80%24.89%37.10%
FCF Margin
21.62%12.47%13.74%21.06%23.73%27.57%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.2001.2001.2001.2001.5001.800
Dividend Per Share Growth
0%0%0%-20.00%-16.67%222.52%
Dividend Yield
2.54%3.09%3.14%3.58%4.84%3.91%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
22.0219.5620.6617.6116.5217.68
P/FCF Ratio
21.4730.8630.7019.0617.3423.79
PS Ratio
4.643.854.224.014.116.56