Chartered Life Insurance PLC (DSE:CLICL)
Bangladesh · Delayed Price · Currency is BDT 45.30
+0.60 (1.34%)
At close: Sep 3, 2026
Chartered Life Insurance Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 804.91 | 905.1 | 845.09 | 942.9 | 737.97 | 506.28 |
Total Interest & Dividend Income | 87.03 | 77.62 | 55.68 | 40.45 | 29.39 | 23.03 |
Gain (Loss) on Sale of Investments | 0.12 | 0.12 | - | 1.12 | -2.53 | 23.53 |
Other Revenue | -2.17 | 0.53 | 1.08 | 0.11 | - | 0.01 |
| 889.89 | 983.37 | 901.84 | 984.57 | 764.83 | 552.86 | |
Revenue Growth | -8.60% | 9.04% | -8.40% | 28.73% | 38.34% | 65.17% |
Policy Benefits | 411.02 | 429.25 | 414.4 | 372.43 | 234.78 | 153.17 |
Policy Acquisition & Underwriting Costs | 63.81 | 70.6 | 76.05 | 77.86 | 58.59 | 37.78 |
Depreciation & Amortization | 16.67 | 21.52 | 31.25 | 37.1 | 29.31 | 12.95 |
Selling, General & Administrative | 59.03 | 57.66 | 59.08 | 65.7 | 73.56 | 58.13 |
Other Operating Expenses | 100.09 | 114.57 | 102.05 | 134.26 | 97.1 | 66.95 |
Reinsurance Income or Expense | -20.34 | 0.45 | 0.38 | 0.57 | - | - |
Total Operating Expenses | 789.18 | 822.82 | 803.2 | 801.4 | 609.7 | 401.15 |
Operating Income | 100.71 | 160.55 | 98.64 | 183.17 | 155.13 | 151.71 |
Interest Expense | -1.86 | -2.49 | -1.89 | -5.14 | -2.5 | - |
Other Non Operating Income (Expenses) | -10.46 | -10.34 | -1.8 | -2.93 | -15.84 | -8.02 |
EBT Excluding Unusual Items | 88.38 | 147.72 | 94.95 | 175.1 | 136.8 | 143.7 |
Gain (Loss) on Sale of Assets | 0.04 | 0.04 | 0.96 | 1.17 | 0.03 | 1.39 |
Other Unusual Items | - | - | - | - | -6.37 | - |
Pretax Income | 89.37 | 147.76 | 95.92 | 176.27 | 130.47 | 145.09 |
Income Tax Expense | 8.29 | 9.29 | 6.65 | 21.89 | 19.23 | 8.54 |
Net Income | 81.07 | 138.47 | 89.27 | 154.37 | 111.24 | 136.54 |
Net Income to Common | 81.07 | 138.47 | 89.27 | 154.37 | 111.24 | 136.54 |
Net Income Growth | -64.57% | 55.12% | -42.18% | 38.77% | -18.53% | 18.16% |
Shares Outstanding (Basic) | 38 | 38 | 38 | 38 | 38 | 23 |
Shares Outstanding (Diluted) | 38 | 38 | 38 | 38 | 38 | 23 |
Shares Change | - | - | - | - | 66.67% | - |
EPS (Basic) | 2.16 | 3.69 | 2.38 | 4.12 | 2.97 | 6.07 |
EPS (Diluted) | 2.16 | 3.69 | 2.38 | 4.12 | 2.97 | 6.07 |
EPS Growth | -64.57% | 55.12% | -42.18% | 38.77% | -51.12% | 18.16% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -34.51 | 60.59 | 80.1 | 87.24 | 55.41 | -4.69 |
Free Cash Flow Per Share | -0.92 | 1.62 | 2.14 | 2.33 | 1.48 | -0.21 |
Dividend Per Share | 0.400 | 0.400 | - | 0.250 | 0.200 | - |
Dividend Growth | - | - | - | 25.00% | - | - |
Operating Margin | 11.32% | 16.33% | 10.94% | 18.60% | 20.28% | 27.44% |
Profit Margin | 9.11% | 14.08% | 9.90% | 15.68% | 14.54% | 24.70% |
Free Cash Flow Margin | -3.88% | 6.16% | 8.88% | 8.86% | 7.25% | -0.85% |
EBITDA | 109.46 | 170.73 | 111.88 | 197.81 | 176.52 | 164.66 |
EBITDA Margin | 12.30% | 17.36% | 12.41% | 20.09% | 23.08% | 29.78% |
D&A For EBITDA | 8.75 | 10.19 | 13.24 | 14.64 | 21.39 | 12.95 |
EBIT | 100.71 | 160.55 | 98.64 | 183.17 | 155.13 | 151.71 |
EBIT Margin | 11.32% | 16.33% | 10.94% | 18.60% | 20.28% | 27.44% |
Effective Tax Rate | 9.28% | 6.29% | 6.94% | 12.42% | 14.74% | 5.89% |
Revenue as Reported | 1,638 | 1,608 | 1,466 | - | - | - |