Eastern Insurance PLC. Income Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	197.98	203.72	131.13	143.44	265.46	327
Total Interest & Dividend Income	156.94	156.24	169.77	102.62	106.99	88.6
Gain (Loss) on Sale of Investments	0.82	0.82	0.38	3	12.24	74.12
Other Revenue	24.17	25.31	20.17	23.42	57.11	62.52
Total Revenue	379.91	386.09	321.45	272.47	441.81	552.23
Revenue Growth (YoY)	16.31%	20.11%	17.97%	-38.33%	-19.99%	29.21%
Policy Benefits	-7.42	-4.07	28.24	30.39	41.46	65.85
Policy Acquisition & Underwriting Costs	42.32	52.19	39.82	39.81	38.22	38.72
Depreciation & Amortization	18.17	18.17	16.85	16.71	14.04	14.53
Selling, General & Administrative	154.89	154.89	123.47	148.19	159.39	188.57
Total Operating Expenses	207.97	221.18	208.39	235.1	253.11	307.66
Operating Income	171.94	164.91	113.06	37.37	188.7	244.57
Interest Expense	-1.95	-1.95	-1.8	-1.68	-1.28	-0.77
Other Non Operating Income (Expenses)	-1.09	-1.09	-1.04	-1.31	-2.39	-1.36
EBT Excluding Unusual Items	168.91	161.88	110.22	34.38	185.03	242.44
Gain (Loss) on Sale of Assets	0.51	0.51	0.06	-	-	-
Pretax Income	169.42	162.39	110.29	34.38	185.03	242.44
Income Tax Expense	40.3	37.95	36.47	24.82	50.27	46.63
Net Income	129.12	124.44	73.81	9.56	134.77	195.81
Net Income to Common	129.12	124.44	73.81	9.56	134.77	195.81
Net Income Growth	72.56%	68.59%	671.99%	-92.91%	-31.17%	16.90%
Shares Outstanding (Basic)	43	43	43	43	43	43
Shares Outstanding (Diluted)	43	43	43	43	43	43
EPS (Basic)	3.00	2.89	1.71	0.22	3.13	4.54
EPS (Diluted)	3.00	2.89	1.71	0.22	3.13	4.54
EPS Growth	72.56%	68.59%	671.99%	-92.91%	-31.17%	16.90%
Free Cash Flow	118.75	74.71	51.63	-6.23	133.37	253.88
Free Cash Flow Per Share	2.75	1.73	1.20	-0.14	3.09	5.89
Dividend Per Share	-	-	1.500	2.000	2.200	2.200
Dividend Growth	-	-	-25.00%	-9.09%	-	10.00%
Operating Margin	45.26%	42.71%	35.17%	13.72%	42.71%	44.29%
Profit Margin	33.99%	32.23%	22.96%	3.51%	30.50%	35.46%
Free Cash Flow Margin	31.26%	19.35%	16.06%	-2.29%	30.19%	45.98%
EBITDA	174.8	167.77	129.91	54.08	202.74	249.73
EBITDA Margin	46.01%	43.45%	40.41%	19.85%	45.89%	45.22%
D&A For EBITDA	2.86	2.86	16.85	16.71	14.04	5.17
EBIT	171.94	164.91	113.06	37.37	188.7	244.57
EBIT Margin	45.26%	42.71%	35.17%	13.72%	42.71%	44.29%
Effective Tax Rate	23.79%	23.37%	33.07%	72.19%	27.17%	19.23%