Eastern Insurance PLC. Income Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	204.61	203.72	131.13	143.44	265.46	327
Total Interest & Dividend Income	143.08	156.24	169.77	102.62	106.99	88.6
Gain (Loss) on Sale of Investments	0.82	0.82	0.38	3	12.24	74.12
Other Revenue	20.78	25.31	20.17	23.42	57.11	62.52
Total Revenue	369.29	386.09	321.45	272.47	441.81	552.23
Revenue Growth	1.60%	20.11%	17.97%	-38.33%	-19.99%	29.21%
Policy Benefits	-12.21	-4.07	28.24	30.39	41.46	65.85
Policy Acquisition & Underwriting Costs	31.96	52.19	39.82	39.81	38.22	38.72
Depreciation & Amortization	18.17	18.17	16.85	16.71	14.04	14.53
Selling, General & Administrative	154.89	154.89	123.47	148.19	159.39	188.57
Total Operating Expenses	192.82	221.18	208.39	235.1	253.11	307.66
Operating Income	176.47	164.91	113.06	37.37	188.7	244.57
Interest Expense	-1.95	-1.95	-1.8	-1.68	-1.28	-0.77
Other Non Operating Income (Expenses)	-1.09	-1.09	-1.04	-1.31	-2.39	-1.36
EBT Excluding Unusual Items	173.44	161.88	110.22	34.38	185.03	242.44
Gain (Loss) on Sale of Assets	0.51	0.51	0.06	-	-	-
Pretax Income	173.95	162.39	110.29	34.38	185.03	242.44
Income Tax Expense	44.39	37.95	36.47	24.82	50.27	46.63
Net Income	129.56	124.44	73.81	9.56	134.77	195.81
Net Income to Common	129.56	124.44	73.81	9.56	134.77	195.81
Net Income Growth	75.86%	68.59%	671.99%	-92.91%	-31.17%	16.90%
Shares Outstanding (Basic)	43	43	43	43	43	43
Shares Outstanding (Diluted)	43	43	43	43	43	43
Shares Change	-0.19%	-	-	-	-	-
EPS (Basic)	3.01	2.89	1.71	0.22	3.13	4.54
EPS (Diluted)	3.01	2.89	1.71	0.22	3.13	4.54
EPS Growth	76.19%	68.59%	671.99%	-92.91%	-31.17%	16.90%
Free Cash Flow	135.87	74.71	51.63	-6.23	133.37	253.88
Free Cash Flow Per Share	3.15	1.73	1.20	-0.14	3.09	5.89
Dividend Per Share	-	-	1.500	2.000	2.200	2.200
Dividend Growth	-	-	-25.00%	-9.09%	0%	10.00%
Operating Margin	47.79%	42.71%	35.17%	13.72%	42.71%	44.29%
Profit Margin	35.08%	32.23%	22.96%	3.51%	30.50%	35.46%
Free Cash Flow Margin	36.79%	19.35%	16.06%	-2.29%	30.19%	45.98%
EBITDA	179.15	167.77	129.91	54.08	202.74	249.73
EBITDA Margin	48.51%	43.45%	40.41%	19.85%	45.89%	45.22%
D&A For EBITDA	2.68	2.86	16.85	16.71	14.04	5.17
EBIT	176.47	164.91	113.06	37.37	188.7	244.57
EBIT Margin	47.79%	42.71%	35.17%	13.72%	42.71%	44.29%
Effective Tax Rate	25.52%	23.37%	33.07%	72.19%	27.17%	19.23%