Federal Insurance PLC (DSE:FEDERALINS)
Bangladesh · Delayed Price · Currency is BDT 26.50
+0.90 (3.52%)
At close: Nov 4, 2026
Federal Insurance Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 361.04 | 341.41 | 379.95 | 393.55 | 372.2 | 369.83 |
Total Interest & Dividend Income | 34.52 | 32.69 | 27.45 | 30.59 | 24.71 | 22.11 |
Gain (Loss) on Sale of Investments | -0.93 | -0.93 | -3.25 | 0.41 | 4.15 | 10.96 |
Other Revenue | 74.05 | 69.85 | 68.85 | 71.16 | 81.69 | 68.58 |
| 470.74 | 445.08 | 474.36 | 495.7 | 482.75 | 471.49 | |
Revenue Growth | -1.47% | -6.17% | -4.31% | 2.68% | 2.39% | 5.23% |
Policy Benefits | 101.72 | 47 | 74.68 | 96.4 | 90.16 | 91.79 |
Policy Acquisition & Underwriting Costs | 10.83 | 76.02 | 82.05 | 84.32 | 87.36 | 40.49 |
Depreciation & Amortization | 19.31 | 16.24 | 19.16 | 20.97 | 22.95 | 22.04 |
Selling, General & Administrative | 174.32 | 176.49 | 168.81 | 168.68 | 160.5 | 170.05 |
Provision for Bad Debts | 5 | 5 | 5 | 5 | 3 | 3 |
Reinsurance Income or Expense | -0 | -0 | -0.01 | -0.01 | -0.02 | -0.03 |
Total Operating Expenses | 311.18 | 320.75 | 355.63 | 381.07 | 369.59 | 334.4 |
Operating Income | 159.56 | 124.32 | 118.73 | 114.63 | 113.16 | 137.08 |
Interest Expense | -0.72 | -0.72 | -0.56 | -0.68 | -0.95 | -0.91 |
Other Non Operating Income (Expenses) | 0 | 0 | 0 | 0 | 0 | 0 |
EBT Excluding Unusual Items | 158.85 | 123.61 | 118.17 | 113.95 | 112.21 | 136.18 |
Gain (Loss) on Sale of Assets | - | - | - | - | - | 3.88 |
Pretax Income | 158.85 | 123.61 | 118.17 | 113.95 | 112.21 | 140.06 |
Income Tax Expense | 58.64 | 45.43 | 46.37 | 45.75 | 38.74 | 43.7 |
Net Income | 100.2 | 78.18 | 71.79 | 68.2 | 73.48 | 96.36 |
Net Income to Common | 100.2 | 78.18 | 71.79 | 68.2 | 73.48 | 96.36 |
Net Income Growth | 27.26% | 8.89% | 5.27% | -7.18% | -23.75% | 7.07% |
Shares Outstanding (Basic) | 71 | 71 | 71 | 71 | 71 | 71 |
Shares Outstanding (Diluted) | 71 | 71 | 71 | 71 | 71 | 71 |
Shares Change | -0.74% | - | - | - | - | - |
EPS (Basic) | 1.41 | 1.10 | 1.01 | 0.96 | 1.03 | 1.36 |
EPS (Diluted) | 1.41 | 1.10 | 1.01 | 0.96 | 1.03 | 1.36 |
EPS Growth | 28.21% | 8.89% | 5.27% | -7.18% | -23.75% | 7.07% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 52.87 | 6.1 | -26.89 | 47.62 | 93.78 | 175.01 |
Free Cash Flow Per Share | 0.74 | 0.09 | -0.38 | 0.67 | 1.32 | 2.46 |
Dividend Per Share | - | 1.000 | 1.000 | 1.000 | 1.000 | 1.000 |
Dividend Growth | - | 0% | 0% | 0% | 0% | 110.00% |
Operating Margin | 33.90% | 27.93% | 25.03% | 23.13% | 23.44% | 29.07% |
Profit Margin | 21.29% | 17.57% | 15.14% | 13.76% | 15.22% | 20.44% |
Free Cash Flow Margin | 11.23% | 1.37% | -5.67% | 9.61% | 19.43% | 37.12% |
EBITDA | 175.37 | 137.06 | 132.77 | 129.42 | 128.97 | 142.26 |
EBITDA Margin | 37.25% | 30.80% | 27.99% | 26.11% | 26.72% | 30.17% |
D&A For EBITDA | 15.81 | 12.74 | 14.04 | 14.79 | 15.81 | 5.18 |
EBIT | 159.56 | 124.32 | 118.73 | 114.63 | 113.16 | 137.08 |
EBIT Margin | 33.90% | 27.93% | 25.03% | 23.13% | 23.44% | 29.07% |
Effective Tax Rate | 36.92% | 36.75% | 39.24% | 40.15% | 34.52% | 31.20% |