Islamic Finance and Investment PLC. (DSE:ISLAMICFIN)
11.30
+0.40 (3.67%)
At close: Jul 6, 2026
DSE:ISLAMICFIN Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest and Dividend Income | 672.39 | 719.92 | 860.18 | 1,109 | 1,362 | 1,668 |
Total Interest Expense | 798.02 | 801.08 | 815.77 | 764.04 | 868.05 | 1,117 |
Net Interest Income | -125.63 | -81.16 | 44.41 | 344.84 | 493.8 | 551.36 |
Commissions and Fees | 1.07 | 1.15 | 1.49 | 0.71 | 4.23 | 6.74 |
Revenue Before Loan Losses | -124.56 | -80.01 | 45.9 | 345.55 | 498.04 | 558.11 |
Provision for Loan Losses | -337.26 | -343.94 | 1,534 | 310.37 | 161.41 | 113.82 |
| 212.7 | 263.93 | -1,488 | 35.18 | 336.63 | 444.28 | |
Revenue Growth (YoY) | - | - | - | -89.55% | -24.23% | -22.01% |
Salaries & Employee Benefits | 132.69 | 136.57 | 147.43 | 151.77 | 120.77 | 115.98 |
Cost of Services Provided | 23.27 | 24.37 | 26.32 | 29.53 | 28.05 | 27.8 |
Other Operating Expenses | 7.01 | 7.64 | 9.27 | 14.25 | 14.27 | 6.22 |
Total Operating Expenses | 179.13 | 183.97 | 196.98 | 211.68 | 181.23 | 168.85 |
Operating Income | 33.57 | 79.96 | -1,685 | -176.5 | 155.39 | 275.43 |
EBT Excluding Unusual Items | 31 | 77.45 | -1,685 | -176.49 | 157.39 | 270.3 |
Gain (Loss) on Sale of Investments | 4.56 | 0.01 | -7.5 | -0.8 | -6.16 | 48.94 |
Pretax Income | 35.57 | 77.46 | -1,693 | -178.72 | 151.23 | 319.29 |
Income Tax Expense | 24.04 | 22.68 | 22.19 | 51.51 | 109.09 | 134.02 |
Net Income | 11.52 | 54.77 | -1,715 | -230.23 | 42.14 | 185.27 |
Net Income to Common | 11.52 | 54.77 | -1,715 | -230.23 | 42.14 | 185.27 |
Net Income Growth | - | - | - | - | -77.25% | -14.14% |
Shares Outstanding (Basic) | 140 | 140 | 140 | 140 | 140 | 140 |
Shares Outstanding (Diluted) | 140 | 140 | 140 | 140 | 140 | 140 |
Shares Change (YoY) | 0.18% | 0.09% | - | - | - | - |
EPS (Basic) | 0.08 | 0.39 | -12.22 | -1.64 | 0.30 | 1.32 |
EPS (Diluted) | 0.08 | 0.39 | -12.22 | -1.64 | 0.30 | 1.32 |
EPS Growth | - | - | - | - | -77.25% | -14.14% |
Free Cash Flow | 82.76 | 66.4 | -110.1 | -54.28 | -2,377 | -263.55 |
Free Cash Flow Per Share | 0.59 | 0.47 | -0.79 | -0.39 | -16.94 | -1.88 |
Dividend Per Share | - | - | - | - | 0.500 | 1.050 |
Dividend Growth | - | - | - | - | -52.38% | 5.00% |
Operating Margin | 15.78% | 30.29% | - | -501.72% | 46.16% | 61.99% |
Profit Margin | 5.42% | 20.75% | - | -654.45% | 12.52% | 41.70% |
Free Cash Flow Margin | 38.91% | 25.16% | - | -154.31% | -706.22% | -59.32% |
Effective Tax Rate | 67.60% | 29.29% | - | - | 72.14% | 41.97% |