Islamic Finance and Investment PLC. (DSE:ISLAMICFIN)

Bangladesh · Delayed Price · Currency is BDT

9.00

-0.30 (-3.23%)

At close: Nov 3, 2026

DSE:ISLAMICFIN Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	132.42	263.93	-1,488	35.18	336.63	444.28
Revenue Growth	-	-	-	-89.55%	-24.23%	-22.01%
Operating Income	-31.82	77.34	-1,685	-176.5	155.39	275.43
Net Income	-39.78	54.77	-1,715	-230.23	42.14	185.27
Earnings Per Share	-0.28	0.39	-12.22	-1.64	0.30	1.32
EPS Growth	-	-	-	-	-77.25%	-14.14%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	1,456	1,264	1,338	1,681	1,787	4,276
Total Debt	84.26	177.51	326.54	563.04	561.31	520.22
Net Cash (Debt)	1,372	1,086	1,012	1,118	1,226	3,756
Net Cash Growth	26.37%	7.38%	-9.51%	-8.82%	-67.36%	-6.17%
Net Cash Per Share	9.76	7.74	7.21	7.97	8.74	26.77

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	231.86	68.09	-109.56	-53.82	-2,374	-261.8
Capital Expenditures	-2.14	-1.68	-0.54	-0.46	-3.32	-1.76
Free Cash Flow	229.71	66.4	-110.1	-54.28	-2,377	-263.55
Free Cash Flow Growth	156.67%	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	-24.03%	29.30%	-	-501.72%	46.16%	61.99%
Pretax Margin	-14.60%	29.35%	113.75%	-508.03%	44.93%	71.87%
Profit Margin	-30.04%	20.75%	-	-654.45%	12.52%	41.70%
FCF Margin	173.48%	25.16%	-	-154.31%	-706.22%	-59.32%

Dividends

Fiscal Year	FY 2022	FY 2021
Period Ending	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.500	1.050
Dividend Per Share Growth	-52.38%	5.00%
Dividend Yield	2.54%	4.04%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	-	24.34	-	-	65.60	19.69
P/FCF Ratio	5.50	20.08	-	-	-	-
PS Ratio	9.54	5.05	-1.03	78.58	8.21	8.21