Islamic Finance and Investment PLC. (DSE:ISLAMICFIN)

DSE:ISLAMICFIN Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	-39.78	54.77	-1,715	-230.23	42.14	185.27
Depreciation & Amortization	17.58	14.3	13.96	16.13	18.14	18.67
Other Amortization	0.02	0.02	-	0	0.01	0.18
Loss (Gain) From Sale of Investments	-0.01	-0.01	7.5	0.8	6.16	-48.94
Provision for Credit Losses	-343.94	-343.94	1,534	310.37	161.41	113.82
Change in Other Net Operating Assets	639.68	332.84	79.78	-120.76	-2,607	-567.58
Other Operating Activities	-39.09	12.71	-29.88	-31.56	5.26	36.78
Operating Cash Flow	231.86	68.09	-109.56	-53.82	-2,374	-261.8
Operating Cash Flow Growth	168.71%	-	-	-	-	-

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-2.14	-1.68	-0.54	-0.46	-3.32	-1.76
Sale of Property, Plant & Equipment	1.18	3.11	0.02	12.07	-	0.06
Investment in Securities	56.73	7.55	7.33	5.97	-6.27	159.14
Investing Cash Flow	55.77	8.99	6.81	17.57	-9.59	157.45

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Long-Term Debt Issued	-	-	-	44.86	43.83	15.27
Long-Term Debt Repaid	-	-150.03	-238.03	-40	-	-
Net Debt Issued (Repaid)	-124.76	-150.03	-238.03	4.86	43.83	15.27
Common Dividends Paid	-1.41	-1.42	-	-71.46	-149.14	-129.02
Other Financing Activities	-	-	-2	-3.53	-	-16.01
Financing Cash Flow	-126.17	-151.44	-240.03	-70.14	-105.31	-129.76

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Cash Flow	161.46	-74.37	-342.78	-106.39	-2,489	-234.11

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	229.71	66.4	-110.1	-54.28	-2,377	-263.55
Free Cash Flow Growth	156.67%	-	-	-	-	-
Free Cash Flow Margin	173.48%	25.16%	-	-154.31%	-706.22%	-59.32%
Free Cash Flow Per Share	1.64	0.47	-0.79	-0.39	-16.94	-1.88

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Interest Paid	766.38	806.79	812.05	780.63	931.3	1,181
Cash Income Tax Paid	25.61	22.92	50.52	79.54	127.01	98.27

Data Source: S&P Global Market Intelligence Last updated: Oct 28, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 3, 2026

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