DSE:ISLAMICFIN Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	-850.44	-1,715	-230.23	42.14	185.27	215.77
Depreciation & Amortization	13.31	13.96	16.13	18.14	18.67	23.42
Other Amortization	-	-	0	0.01	0.18	0.4
Loss (Gain) From Sale of Investments	7.5	7.5	0.8	6.16	-48.94	-5.37
Provision for Credit Losses	1,534	1,534	310.37	161.41	113.82	-10.94
Change in Other Net Operating Assets	381.51	79.78	-120.76	-2,607	-567.58	539.59
Other Operating Activities	-999.81	-29.88	-31.56	5.26	36.78	19.94
Operating Cash Flow	86.29	-109.56	-53.82	-2,374	-261.8	782.8
Operating Cash Flow Growth	43.93%	-	-	-	-	-
Capital Expenditures	3.21	-0.54	-0.46	-3.32	-1.76	-16.24
Sale of Property, Plant & Equipment	1.93	0.02	12.07	-	0.06	-
Investment in Securities	7.55	7.33	5.97	-6.27	159.14	39.81
Investing Cash Flow	12.7	6.81	17.57	-9.59	157.45	23.57
Long-Term Debt Issued	-	-	44.86	43.83	15.27	200
Long-Term Debt Repaid	-	-238.03	-40	-	-	-113.95
Net Debt Issued (Repaid)	-138.75	-238.03	4.86	43.83	15.27	86.05
Common Dividends Paid	-0	-	-71.46	-149.14	-129.02	-136.07
Other Financing Activities	-0.09	-2	-3.53	-	-16.01	-
Financing Cash Flow	-138.85	-240.03	-70.14	-105.31	-129.76	-50.01
Net Cash Flow	-39.86	-342.78	-106.39	-2,489	-234.11	756.35
Free Cash Flow	89.5	-110.1	-54.28	-2,377	-263.55	766.56
Free Cash Flow Growth	60.97%	-	-	-	-	-
Free Cash Flow Margin	-	-	-154.31%	-706.22%	-59.32%	134.56%
Free Cash Flow Per Share	0.64	-0.79	-0.39	-16.94	-1.88	5.46
Cash Interest Paid	812.05	812.05	780.63	931.3	1,181	1,284
Cash Income Tax Paid	50.52	50.52	79.54	127.01	98.27	108.11

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.