Jamuna Bank PLC. (DSE:JAMUNABANK)
24.30
+0.60 (2.53%)
At close: Jun 14, 2026
Jamuna Bank PLC. Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 17,204 | 18,084 | 20,255 | 14,934 | 12,338 | 11,106 |
Interest Paid on Deposits | 17,164 | 17,708 | 16,876 | 10,516 | 9,339 | 8,512 |
Net Interest Income | 40.19 | 375.87 | 3,379 | 4,418 | 2,999 | 2,594 |
Net Interest Income Growth (YoY) | -98.65% | -88.88% | -23.52% | 47.31% | 15.62% | -31.19% |
Gain (Loss) on Sale of Investments | -13.6 | -11.65 | -28.87 | -3.1 | -15.62 | 30.48 |
Other Non-Interest Income | 19,680 | 18,754 | 14,022 | 11,209 | 9,895 | 8,457 |
Total Non-Interest Income | 19,666 | 18,743 | 13,993 | 11,206 | 9,879 | 8,488 |
Non-Interest Income Growth (YoY) | 31.84% | 33.94% | 24.88% | 13.43% | 16.39% | 18.39% |
Revenues Before Loan Losses | 19,706 | 19,119 | 17,372 | 15,624 | 12,879 | 11,082 |
Provision for Loan Losses | 1,936 | 2,017 | 2,499 | 2,373 | 2,339 | 999.94 |
| 17,771 | 17,102 | 14,873 | 13,251 | 10,540 | 10,082 | |
Revenue Growth (YoY) | 17.62% | 14.98% | 12.24% | 25.72% | 4.54% | -0.92% |
Salaries and Employee Benefits | 6,345 | 6,133 | 5,036 | 5,227 | 4,391 | 3,426 |
Occupancy Expenses | 1,460 | 1,375 | 1,260 | 1,076 | 822.19 | 744.87 |
Selling, General & Administrative | 954.47 | 950.52 | 953.44 | 1,040 | 906.47 | 781.16 |
Other Non-Interest Expense | 1,700 | 1,708 | 1,770 | 1,598 | 1,125 | 1,059 |
Total Non-Interest Expense | 10,459 | 10,166 | 9,020 | 8,941 | 7,245 | 6,011 |
EBT Excluding Unusual Items | 7,312 | 6,936 | 5,854 | 4,310 | 3,295 | 4,071 |
Pretax Income | 7,312 | 6,936 | 5,854 | 4,310 | 3,295 | 4,071 |
Income Tax Expense | 1,726 | 1,374 | 3,060 | 1,944 | 1,705 | 1,559 |
Earnings From Continuing Operations | 5,586 | 5,562 | 2,793 | 2,366 | 1,589 | 2,512 |
Minority Interest in Earnings | 0 | 0 | -0 | -0 | 0 | -0 |
Net Income | 5,586 | 5,562 | 2,793 | 2,366 | 1,589 | 2,512 |
Net Income to Common | 5,586 | 5,562 | 2,793 | 2,366 | 1,589 | 2,512 |
Net Income Growth | 89.46% | 99.13% | 18.04% | 48.91% | -36.75% | -5.32% |
Basic Shares Outstanding | 937 | 939 | 939 | 939 | 939 | 939 |
Diluted Shares Outstanding | 937 | 939 | 939 | 939 | 939 | 939 |
Shares Change (YoY) | -0.34% | - | - | - | - | - |
EPS (Basic) | 5.96 | 5.92 | 2.97 | 2.52 | 1.69 | 2.67 |
EPS (Diluted) | 5.96 | 5.92 | 2.97 | 2.52 | 1.69 | 2.67 |
EPS Growth | 90.12% | 99.13% | 18.04% | 48.91% | -36.75% | -5.32% |
Dividend Per Share | 2.900 | 2.900 | 1.643 | 1.514 | 1.396 | 1.396 |
Dividend Growth | 76.48% | 76.48% | 8.50% | 8.50% | - | - |
Effective Tax Rate | 23.61% | 19.80% | 52.28% | 45.10% | 51.77% | 38.29% |