Jamuna Bank PLC. (DSE:JAMUNABANK)

Bangladesh · Delayed Price · Currency is BDT

23.40

+0.30 (1.30%)

At close: Nov 4, 2026

Jamuna Bank PLC. Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	19,538	17,102	14,873	13,251	10,540	10,082
Revenue Growth	36.93%	14.98%	12.24%	25.72%	4.54%	-0.92%
Net Income	6,408	5,562	2,793	2,366	1,589	2,512
Earnings Per Share	6.82	5.92	2.97	2.52	1.69	2.67
EPS Growth	126.37%	99.13%	18.04%	48.91%	-36.75%	-5.32%

Revenue by Segment

Fiscal Year	FY 2025
Period Ending	Dec '25 Dec 31, 2025
Conventional	16,624
Islamic	261.51
Total	16,885

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	5,090	21,884	27,258	20,647	8,260	7,014
Total Debt	36,712	25,250	16,654	27,799	24,718	20,298
Net Cash (Debt)	-31,621	-3,366	10,604	-7,151	-16,457	-13,285
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-33.66	-3.58	11.29	-7.61	-17.52	-14.14

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-60,208	-53,358	-41,337	-5,638	-1,274	-12,555
Capital Expenditures	-322.12	-322.12	-1,574	-750.46	-1,198	-418.96
Free Cash Flow	-60,530	-53,680	-42,912	-6,389	-2,472	-12,974
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	32.80%	32.52%	18.78%	17.86%	15.08%	24.92%
FCF Margin	-309.81%	-313.89%	-288.52%	-48.21%	-23.45%	-128.69%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	2.900	2.900	1.643	1.514	1.396	1.396
Dividend Per Share Growth	65.71%	76.48%	8.50%	8.50%	0%	0%
Dividend Yield	12.39%	13.74%	8.93%	8.37%	8.22%	7.48%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	3.43	3.56	6.19	7.18	10.04	6.98
PS Ratio	1.13	1.16	1.16	1.28	1.51	1.74