Jamuna Bank PLC. Income Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	17,204	18,084	20,255	14,934	12,338	11,106
Interest Paid on Deposits	17,164	17,708	16,876	10,516	9,339	8,512
Net Interest Income	40.19	375.87	3,379	4,418	2,999	2,594
Net Interest Income Growth (YoY)	-98.65%	-88.88%	-23.52%	47.31%	15.62%	-31.19%
Gain (Loss) on Sale of Investments	-13.6	-11.65	-28.87	-3.1	-15.62	30.48
Other Non-Interest Income	19,680	18,754	14,022	11,209	9,895	8,457
Total Non-Interest Income	19,666	18,743	13,993	11,206	9,879	8,488
Non-Interest Income Growth (YoY)	31.84%	33.94%	24.88%	13.43%	16.39%	18.39%
Revenues Before Loan Losses	19,706	19,119	17,372	15,624	12,879	11,082
Provision for Loan Losses	1,936	2,017	2,499	2,373	2,339	999.94
Revenue	17,771	17,102	14,873	13,251	10,540	10,082
Revenue Growth (YoY)	17.62%	14.98%	12.24%	25.72%	4.54%	-0.92%
Salaries and Employee Benefits	6,345	6,133	5,036	5,227	4,391	3,426
Occupancy Expenses	2,056	1,971	1,190	1,076	822.19	744.87
Selling, General & Administrative	357.9	353.95	1,023	1,040	906.47	781.16
Other Non-Interest Expense	1,700	1,708	1,770	1,598	1,125	1,059
Total Non-Interest Expense	10,459	10,166	9,020	8,941	7,245	6,011
EBT Excluding Unusual Items	7,312	6,936	5,854	4,310	3,295	4,071
Pretax Income	7,312	6,936	5,854	4,310	3,295	4,071
Income Tax Expense	1,726	1,374	3,060	1,944	1,705	1,559
Earnings From Continuing Operations	5,586	5,562	2,793	2,366	1,589	2,512
Minority Interest in Earnings	0	0	-0	-0	0	-0
Net Income	5,586	5,562	2,793	2,366	1,589	2,512
Net Income to Common	5,586	5,562	2,793	2,366	1,589	2,512
Net Income Growth	89.46%	99.13%	18.04%	48.91%	-36.75%	-5.32%
Basic Shares Outstanding	939	940	939	939	939	939
Diluted Shares Outstanding	939	940	939	939	939	939
Shares Change (YoY)	-0.18%	0.03%	-	-	-	-
EPS (Basic)	5.95	5.92	2.97	2.52	1.69	2.67
EPS (Diluted)	5.95	5.92	2.97	2.52	1.69	2.67
EPS Growth	89.81%	99.08%	18.04%	48.91%	-36.75%	-5.32%
Dividend Per Share	-	-	1.643	1.514	1.396	1.396
Dividend Growth	-	-	8.50%	8.50%	-	-
Effective Tax Rate	23.61%	19.80%	52.28%	45.10%	51.77%	38.29%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.