Jamuna Bank PLC. (DSE:JAMUNABANK)

Jamuna Bank PLC. Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	12,602	27,258	20,647	8,260	7,014	11,855
Investment Securities	148,724	129,302	81,495	78,156	69,466	52,606
Total Investments	148,724	129,302	81,495	78,156	69,466	52,606
Gross Loans	176,468	200,860	196,850	189,482	182,394	169,331
Allowance for Loan Losses	-	-10,713	-8,959	-7,914	-6,441	-5,423
Net Loans	176,468	190,147	187,891	181,568	175,952	163,908
Property, Plant & Equipment	5,657	5,611	4,734	4,309	3,564	3,542
Accrued Interest Receivable	-	2,399	1,238	1,255	1,123	1,906
Restricted Cash	15,400	11,369	9,179	8,504	7,289	7,846
Other Current Assets	-	469.91	237.9	623.28	995.11	981.43
Other Long-Term Assets	7,061	-67.85	1,940	424.26	-582.19	-682.12
Total Assets	391,266	366,488	307,363	283,101	264,821	241,962
Accrued Expenses	-	307.81	926.45	792.58	685.02	678.96
Interest Bearing Deposits	253,634	273,767	212,927	200,230	190,923	171,808
Non-Interest Bearing Deposits	68,468	20,505	16,442	16,719	15,128	12,934
Total Deposits	322,102	294,272	229,369	216,948	206,051	184,743
Short-Term Borrowings	13,892	9,584	18,620	1,430	3,740	3,070
Current Portion of Long-Term Debt	-	-	-	9,214	2,838	2,761
Current Income Taxes Payable	-	1,407	730.82	678.18	885.55	1,464
Accrued Interest Payable	-	9,350	6,311	3,576	1,026	1,117
Other Current Liabilities	5,735	6,784	8,695	4,510	4,967	5,229
Long-Term Debt	7,000	7,000	9,100	14,050	13,620	9,667
Long-Term Leases	-	69.98	78.47	23.52	100.23	-
Long-Term Unearned Revenue	-	232.9	231.29	180.8	-	104.48
Long-Term Deferred Tax Liabilities	-	1.54	0.89	5.82	1.88	13.9
Other Long-Term Liabilities	18,303	15,769	13,243	12,017	9,621	9,091
Total Liabilities	367,032	344,778	287,305	263,425	243,535	217,938
Common Stock	8,820	8,820	8,129	7,492	7,492	7,492
Retained Earnings	12,689	10,992	10,715	10,697	10,756	9,554
Comprehensive Income & Other	2,724	1,897	1,214	1,486	3,037	6,978
Total Common Equity	24,234	21,710	20,058	19,675	21,285	24,024
Minority Interest	0	0	0	0	0	0
Shareholders' Equity	24,234	21,710	20,058	19,675	21,285	24,024
Total Liabilities & Equity	391,266	366,488	307,363	283,101	264,821	241,962
Total Debt	20,892	16,654	27,799	24,718	20,298	15,498
Net Cash (Debt)	-8,291	10,604	-7,151	-16,457	-13,285	-3,642
Net Cash Per Share	-8.83	11.29	-7.61	-17.52	-14.14	-3.88
Filing Date Shares Outstanding	939.34	939.34	939.34	939.34	939.34	939.34
Total Common Shares Outstanding	939.34	939.34	939.34	939.34	939.34	939.34
Book Value Per Share	25.80	23.11	21.35	20.95	22.66	25.58
Tangible Book Value	24,234	21,710	20,058	19,675	21,285	24,024
Tangible Book Value Per Share	25.80	23.11	21.35	20.95	22.66	25.58

Updated Oct 20, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.