Jamuna Bank PLC. Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	4,450	27,258	20,647	8,260	7,014	11,855
Investment Securities	192,071	129,302	81,495	78,156	69,466	52,606
Total Investments	192,071	129,302	81,495	78,156	69,466	52,606
Gross Loans	186,282	200,860	196,850	189,482	182,394	169,331
Allowance for Loan Losses	-	-10,713	-8,959	-7,914	-6,441	-5,423
Net Loans	186,282	190,147	187,891	181,568	175,952	163,908
Property, Plant & Equipment	5,223	5,611	4,734	4,309	3,564	3,542
Accrued Interest Receivable	-	2,399	1,238	1,255	1,123	1,906
Restricted Cash	16,656	11,369	9,179	8,504	7,289	7,846
Other Current Assets	-	469.91	237.9	623.28	995.11	981.43
Other Long-Term Assets	9,168	-67.85	1,940	424.26	-582.19	-682.12
Total Assets	422,711	366,488	307,363	283,101	264,821	241,962
Accrued Expenses	-	307.81	926.45	792.58	685.02	678.96
Interest Bearing Deposits	289,250	273,767	212,927	200,230	190,923	171,808
Non-Interest Bearing Deposits	61,391	20,505	16,442	16,719	15,128	12,934
Total Deposits	350,641	294,272	229,369	216,948	206,051	184,743
Short-Term Borrowings	12,375	9,584	18,620	1,430	3,740	3,070
Current Portion of Long-Term Debt	-	-	-	9,214	2,838	2,761
Current Income Taxes Payable	-	1,407	730.82	678.18	885.55	1,464
Accrued Interest Payable	-	9,350	6,311	3,576	1,026	1,117
Other Current Liabilities	5,687	6,784	8,695	4,510	4,967	5,229
Long-Term Debt	6,340	7,000	9,100	14,050	13,620	9,667
Long-Term Leases	-	69.98	78.47	23.52	100.23	-
Long-Term Unearned Revenue	-	232.9	231.29	180.8	-	104.48
Long-Term Deferred Tax Liabilities	-	1.54	0.89	5.82	1.88	13.9
Other Long-Term Liabilities	19,849	15,769	13,243	12,017	9,621	9,091
Total Liabilities	394,891	344,778	287,305	263,425	243,535	217,938
Common Stock	9,393	8,820	8,129	7,492	7,492	7,492
Retained Earnings	12,745	10,992	10,715	10,697	10,756	9,554
Comprehensive Income & Other	5,682	1,897	1,214	1,486	3,037	6,978
Total Common Equity	27,820	21,710	20,058	19,675	21,285	24,024
Minority Interest	0	0	0	0	0	0
Shareholders' Equity	27,820	21,710	20,058	19,675	21,285	24,024
Total Liabilities & Equity	422,711	366,488	307,363	283,101	264,821	241,962
Total Debt	18,715	16,654	27,799	24,718	20,298	15,498
Net Cash (Debt)	-14,265	10,604	-7,151	-16,457	-13,285	-3,642
Net Cash Per Share	-15.19	11.29	-7.61	-17.52	-14.14	-3.88
Filing Date Shares Outstanding	939.34	939.34	939.34	939.34	939.34	939.34
Total Common Shares Outstanding	939.34	939.34	939.34	939.34	939.34	939.34
Book Value Per Share	29.62	23.11	21.35	20.95	22.66	25.58
Tangible Book Value	27,820	21,710	20,058	19,675	21,285	24,024
Tangible Book Value Per Share	29.62	23.11	21.35	20.95	22.66	25.58

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.