Jamuna Bank PLC. (DSE: JAMUNABANK)

Jamuna Bank PLC. Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	5,004	20,647	8,260	7,014	11,855	10,121
Investment Securities	113,056	81,495	78,156	69,466	52,606	40,842
Total Investments	113,056	81,495	78,156	69,466	52,606	40,842
Gross Loans	190,103	196,850	189,482	182,394	169,331	183,207
Allowance for Loan Losses	-	-8,959	-7,914	-6,441	-5,423	-4,722
Net Loans	190,103	187,891	181,568	175,952	163,908	178,485
Property, Plant & Equipment	5,143	4,734	4,309	3,564	3,542	3,498
Accrued Interest Receivable	-	1,238	1,255	1,123	1,906	627.58
Restricted Cash	16,160	9,179	8,504	7,289	7,846	9,752
Other Current Assets	-	237.9	623.28	995.11	981.43	818.8
Other Long-Term Assets	6,034	1,940	424.26	-582.19	-682.12	-877.47
Total Assets	344,392	307,363	283,101	264,821	241,962	243,266
Accrued Expenses	-	926.45	792.58	685.02	678.96	597.83
Interest Bearing Deposits	219,802	212,927	200,230	190,923	171,808	182,585
Non-Interest Bearing Deposits	58,256	16,442	16,719	15,128	12,934	10,042
Total Deposits	278,058	229,369	216,948	206,051	184,743	192,627
Short-Term Borrowings	-	11,935	1,430	3,740	3,070	4,461
Current Portion of Long-Term Debt	-	6,685	9,214	2,838	2,761	-
Current Income Taxes Payable	-	730.82	678.18	885.55	1,464	1,774
Accrued Interest Payable	-	6,311	3,576	1,026	1,117	1,951
Other Current Liabilities	6,116	8,695	4,510	4,967	5,229	7,921
Long-Term Debt	19,698	9,100	14,050	13,620	9,667	9,200
Long-Term Leases	-	78.47	23.52	100.23	-	-
Long-Term Unearned Revenue	-	231.29	180.8	-	104.48	137.26
Long-Term Deferred Tax Liabilities	-	0.89	5.82	1.88	13.9	11.84
Other Long-Term Liabilities	17,364	13,243	12,017	9,621	9,091	7,528
Total Liabilities	321,236	287,305	263,425	243,535	217,938	226,210
Common Stock	8,820	8,129	7,492	7,492	7,492	7,492
Retained Earnings	12,434	10,715	10,697	10,756	9,554	8,024
Comprehensive Income & Other	1,902	1,214	1,486	3,037	6,978	1,541
Total Common Equity	23,156	20,058	19,675	21,285	24,024	17,057
Minority Interest	0	0	0	0	0	0
Shareholders' Equity	23,156	20,058	19,675	21,285	24,024	17,057
Total Liabilities & Equity	344,392	307,363	283,101	264,821	241,962	243,266
Total Debt	19,698	27,799	24,718	20,298	15,498	13,661
Net Cash (Debt)	-14,694	-7,151	-16,457	-13,285	-3,642	-3,541
Net Cash Per Share	-16.66	-8.11	-18.66	-15.06	-4.13	-4.01
Filing Date Shares Outstanding	882.01	882.01	882.01	882.01	882.01	882.01
Total Common Shares Outstanding	882.01	882.01	882.01	882.01	882.01	882.01
Book Value Per Share	26.25	22.74	22.31	24.13	27.24	19.34
Tangible Book Value	23,156	20,058	19,675	21,285	24,024	17,057
Tangible Book Value Per Share	26.25	22.74	22.31	24.13	27.24	19.34

Source: S&P Capital IQ. Banks template. Financial Sources.