Karnaphuli Insurance Co. Ltd. (DSE: KARNAPHULI)

Karnaphuli Insurance Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Investments in Debt Securities	-	0.02	0.02	0.02	2.68	2.68
Investments in Equity & Preferred Securities	-	208.11	226.28	196.55	135.33	111.71
Other Investments	346.32	21.79	21.79	21.79	63.74	63.74
Total Investments	346.32	229.92	248.09	218.36	201.74	178.12
Cash & Equivalents	842.95	795.56	773.45	820.44	741.64	584.2
Reinsurance Recoverable	-	6.86	5.55	15.39	39.64	153.49
Other Receivables	460.29	16.55	16.97	8.36	2.32	0.57
Property, Plant & Equipment	232.25	225.73	197.49	169.61	111.2	90.22
Other Intangible Assets	-	5.68	4.22	3.78	2.67	2.04
Other Current Assets	0.85	422.8	392.25	373.57	372.87	346.34
Other Long-Term Assets	-	113.34	53.18	48.27	28.73	28.6
Total Assets	1,883	1,816	1,691	1,658	1,501	1,384
Accrued Expenses	-	11.32	10.94	11.19	10.92	7.28
Insurance & Annuity Liabilities	173.57	150.52	136.57	132.02	109.57	72.67
Unpaid Claims	85.09	83.08	78.49	79.23	49.3	50.1
Unearned Premiums	41.71	69.16	55.7	69.65	45.95	17.3
Reinsurance Payable	-	28.83	12.99	2.34	2.34	3.49
Short-Term Debt	-	-	-	-	-	11.65
Current Income Taxes Payable	-	389.68	364.15	357.98	321.84	297.2
Long-Term Deferred Tax Liabilities	-	5.99	5.88	4.2	2.57	3.36
Other Current Liabilities	469.65	8.03	9.23	8.19	34.46	33.02
Other Long-Term Liabilities	92.89	100.28	87.53	86.95	79.33	69.96
Total Liabilities	862.9	846.88	761.49	751.76	656.29	566.04
Common Stock	448.76	448.76	448.76	448.76	448.76	448.76
Additional Paid-In Capital	72.93	72.93	72.93	72.93	72.93	72.93
Retained Earnings	498.08	447.87	408.01	384.33	322.84	295.86
Shareholders' Equity	1,020	969.56	929.69	906.01	844.53	817.55
Total Liabilities & Equity	1,883	1,816	1,691	1,658	1,501	1,384
Filing Date Shares Outstanding	44.88	44.88	44.88	44.88	44.88	44.88
Total Common Shares Outstanding	44.88	44.88	44.88	44.88	44.88	44.88
Total Debt	-	-	-	-	-	11.65
Net Cash (Debt)	842.95	795.56	773.45	820.44	741.64	572.55
Net Cash Growth	5.22%	2.86%	-5.73%	10.63%	29.53%	-9.20%
Net Cash Per Share	18.78	17.73	17.24	18.28	16.53	12.76
Book Value Per Share	22.72	21.61	20.72	20.19	18.82	18.22
Tangible Book Value	1,020	963.88	925.48	902.24	841.86	815.51
Tangible Book Value Per Share	22.72	21.48	20.62	20.11	18.76	18.17
Land	-	7.45	7.45	7.45	7.45	7.45
Buildings	-	118.46	99.52	76.86	20.34	-
Machinery	-	86.72	77.48	72.26	70.38	69.73

Source: S&P Capital IQ. Insurance template. Financial Sources.