Karnaphuli Insurance Co. Ltd. (DSE: KARNAPHULI)

Karnaphuli Insurance Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Investments in Debt Securities	-	0.02	0.02	0.02	2.68	2.68
Investments in Equity & Preferred Securities	-	208.11	226.28	196.55	135.33	111.71
Other Investments	359.55	21.79	21.79	21.79	63.74	63.74
Total Investments	359.55	229.92	248.09	218.36	201.74	178.12
Cash & Equivalents	807.58	795.56	773.45	820.44	741.64	584.2
Reinsurance Recoverable	-	6.86	5.55	15.39	39.64	153.49
Other Receivables	464.52	16.55	16.97	8.36	2.32	0.57
Property, Plant & Equipment	236.84	225.73	197.49	169.61	111.2	90.22
Other Intangible Assets	-	5.68	4.22	3.78	2.67	2.04
Other Current Assets	0.75	422.8	392.25	373.57	372.87	346.34
Other Long-Term Assets	-	113.34	53.18	48.27	28.73	28.6
Total Assets	1,869	1,816	1,691	1,658	1,501	1,384
Accrued Expenses	-	11.32	10.94	11.19	10.92	7.28
Insurance & Annuity Liabilities	180.03	150.52	136.57	132.02	109.57	72.67
Unpaid Claims	85.67	83.08	78.49	79.23	49.3	50.1
Unearned Premiums	43.98	69.16	55.7	69.65	45.95	17.3
Reinsurance Payable	-	28.83	12.99	2.34	2.34	3.49
Short-Term Debt	-	-	-	-	-	11.65
Current Income Taxes Payable	-	389.68	364.15	357.98	321.84	297.2
Long-Term Deferred Tax Liabilities	-	5.99	5.88	4.2	2.57	3.36
Other Current Liabilities	464.6	8.03	9.23	8.19	34.46	33.02
Other Long-Term Liabilities	95.12	100.28	87.53	86.95	79.33	69.96
Total Liabilities	869.4	846.88	761.49	751.76	656.29	566.04
Common Stock	448.76	448.76	448.76	448.76	448.76	448.76
Additional Paid-In Capital	72.93	72.93	72.93	72.93	72.93	72.93
Retained Earnings	478.14	447.87	408.01	384.33	322.84	295.86
Shareholders' Equity	999.83	969.56	929.69	906.01	844.53	817.55
Total Liabilities & Equity	1,869	1,816	1,691	1,658	1,501	1,384
Filing Date Shares Outstanding	44.88	44.88	44.88	44.88	44.88	44.88
Total Common Shares Outstanding	44.88	44.88	44.88	44.88	44.88	44.88
Total Debt	-	-	-	-	-	11.65
Net Cash (Debt)	807.58	795.56	773.45	820.44	741.64	572.55
Net Cash Growth	5.27%	2.86%	-5.73%	10.63%	29.53%	-9.20%
Net Cash Per Share	18.00	17.73	17.24	18.28	16.53	12.76
Book Value Per Share	22.28	21.61	20.72	20.19	18.82	18.22
Tangible Book Value	999.83	963.88	925.48	902.24	841.86	815.51
Tangible Book Value Per Share	22.28	21.48	20.62	20.11	18.76	18.17
Land	-	7.45	7.45	7.45	7.45	7.45
Buildings	-	118.46	99.52	76.86	20.34	-
Machinery	-	86.72	77.48	72.26	70.38	69.73

Source: S&P Capital IQ. Insurance template. Financial Sources.