Karnaphuli Insurance PLC (DSE:KARNAPHULI)

Karnaphuli Insurance Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Investments in Debt Securities	-	0.02	0.02	0.02	0.02	2.68
Investments in Equity & Preferred Securities	-	192.84	193.71	226.28	196.55	135.33
Other Investments	377.73	36.19	36.19	21.79	21.79	63.74
Total Investments	377.73	229.06	229.92	248.09	218.36	201.74
Cash & Equivalents	832.76	832.81	795.56	773.45	820.44	741.64
Reinsurance Recoverable	-	35.16	6.86	5.55	15.39	39.64
Other Receivables	553.91	16.25	16.55	16.97	8.36	2.32
Property, Plant & Equipment	239.29	238.92	225.73	197.49	169.61	111.2
Other Intangible Assets	-	6.24	5.68	4.22	3.78	2.67
Other Current Assets	0.88	450.05	422.8	392.25	373.57	372.87
Other Long-Term Assets	-	147.54	113.34	53.18	48.27	28.73
Total Assets	2,005	1,956	1,816	1,691	1,658	1,501
Accrued Expenses	-	13.46	11.32	10.94	11.19	10.92
Insurance & Annuity Liabilities	196.36	186.16	150.52	136.57	132.02	109.57
Unpaid Claims	108.46	125.76	83.08	78.49	79.23	49.3
Unearned Premiums	64.19	70.87	69.16	55.7	69.65	45.95
Reinsurance Payable	-	2.34	28.83	12.99	2.34	2.34
Current Income Taxes Payable	-	415.2	389.68	364.15	357.98	321.84
Long-Term Leases	-	7.93	-	-	-	-
Long-Term Deferred Tax Liabilities	-	3.1	5.99	5.88	4.2	2.57
Other Current Liabilities	466.04	6.93	8.03	9.23	8.19	34.46
Other Long-Term Liabilities	98.91	103.4	100.28	87.53	86.95	79.33
Total Liabilities	933.95	935.16	846.88	761.49	751.76	656.29
Common Stock	448.76	448.76	448.76	448.76	448.76	448.76
Additional Paid-In Capital	72.93	72.93	72.93	72.93	72.93	72.93
Retained Earnings	548.93	499.19	447.87	408.01	384.33	322.84
Shareholders' Equity	1,071	1,021	969.56	929.69	906.01	844.53
Total Liabilities & Equity	2,005	1,956	1,816	1,691	1,658	1,501
Filing Date Shares Outstanding	44.88	44.88	44.88	44.88	44.88	44.88
Total Common Shares Outstanding	44.88	44.88	44.88	44.88	44.88	44.88
Total Debt	-	7.93	-	-	-	-
Net Cash (Debt)	832.76	824.88	795.56	773.45	820.44	741.64
Net Cash Growth	-1.21%	3.69%	2.86%	-5.73%	10.63%	29.53%
Net Cash Per Share	18.56	18.38	17.73	17.24	18.28	16.53
Book Value Per Share	23.86	22.75	21.61	20.72	20.19	18.82
Tangible Book Value	1,071	1,015	963.88	925.48	902.24	841.86
Tangible Book Value Per Share	23.86	22.61	21.48	20.62	20.11	18.76
Land	-	7.45	7.45	7.45	7.45	7.45
Buildings	-	118.46	118.46	99.52	76.86	20.34
Machinery	-	88.62	86.72	77.48	72.26	70.38

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.